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Government Employee Relief Loan

At ICCU, we understand the financial challenges a government shutdown can bring. That's why we are offering a no-interest personal loan* to members who are government employees impacted by the government shutdown. This loan has an interest rate of 0%, a 12-month term, and no payment for the first 90 days. For more information call or video chat with us today.

Monday-Saturday: 8:00 am - 7:00 pm MT

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Signature Loan

Your commitment to public service deserves unwavering support, and that’s precisely what we aim to provide. Discover how our Government Employee Relief Loan can help you navigate the storm with peace of mind and financial stability.

  • Up to $5,000 at 0.00% APR
    • No payment for the first 90 days
    • 0.00% Annual Percentage Rate
    • Terms available up to 12 months
    • No application fees
    • Must provide proof of federal government employment or furlough letter
    • Approval based on credit quality
  • Up to $10,000 at 4.99% APR
    • No payment for the first 90 days
    • 4.99% Annual Percentage Rate
    • Terms available up to 12 months
    • No application fees
    • Must provide proof of federal government employment or furlough letter
    • Approval based on credit quality

Explore the benefits of this exclusive offer and take the first steps towards financial security today by calling or using VideoChat for more information

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Other Offers

Skip-a-Pay Program

Available to members who have not already used two skips in the 2025 calendar year.

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CD Withdrawal Penalty Waiver

Members may withdraw from CDs without incurring penalties. Contact ICCU for more details.

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Fee Waivers

Waive applicable fees resulting from lack of access to regular government paychecks. This includes cash advance fees on ICCU credit cards.

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*Annual Percentage Rate. Offer valid for new signature loans only. On approved credit. Limit one loan per household. 0% APR for loan amounts up to $5,000 and 4.99% APR for loan amounts over $5,000 up to $10,000. Maximum term limit allowed is 12 months, repaid monthly at $85.60 per $1,000 borrowed. First payment may be deferred up to 90 days and is dependent upon when your loan funds; your deferment may be 90 days or less. Not all members will be eligible for the highest loan amount, or the same repayment period options. Must provide proof of federal government employment. Proof of income required. Additional terms and conditions apply. Rate does not apply to current ICCU loans. Rates and terms subject to change without notice. Offer may be withdrawn at any time. Membership required, based on eligibility. Membership at ICCU requires a Share Savings Account with minimum opening deposit of $25. One-time $5 membership fee waived for this offer.