We believe in saving for the good things in life
Idaho Central Credit Union is proud to participate in America Saves Week 2023, an annual opportunity for organizations to promote good savings behavior and a chance for individuals to assess their own savings status. We are here to help you achieve financial success.
Saving can be a challenge, but with the right tools and motivation you can build a great foundation. Saving shouldn’t be something you do every now and again, but should be a habit for all of us. Take the savings pledge with America Saves and check out our offers to help get you on the right path.
Enter to Win $2,000
Members who open a CD with NEW money will be entered into a drawing to be one of three $2,000 winners! The $2,000 will be deposited into the opened CD.* Remember, every journey starts with a single step, and by opening a CD at Idaho Central, you are taking an important first step towards achieving your financial goals. Whether you are saving for a big purchase, building an emergency fund, or simply looking for a reliable way to invest your money, a CD can be a powerful tool to help you reach your objectives. So take pride in your decision and feel empowered by your commitment to your financial future.
Daily Savings Tips
MONDAY: Save Automatically. “Saving is a habit, not a destination.” This is a core belief of America Saves, a simple message that we want everyone to embrace. Whether saving for an emergency fund, education expenses, retirement or all things in between, by making saving an automatic habit our community is in the best possible position to reach any savings goal.
TUESDAY: Save for the Unexpected. For years we’ve been warned to save for the emergency that’s just around the corner. While the phrases “emergency savings” and “rainy day funds” are commonly used, both presume that emergencies are bad — and that’s not entirely true. On this day we’ll encourage individuals to instead shift from saving for emergencies to saving for opportunities!
WEDNESDAY: Save for Major Milestones. Saving for those major milestones in your life can be a challenging task, but the rewards are immeasurable. By setting aside money for significant events like a down payment on a home, a dream vacation, or a child’s education, you’re investing in your future and setting yourself up for success. It takes discipline and sacrifice to save, but with each contribution today, you’re one step closer to achieving your goals.
THURSDAY: Save by Reducing Debt. We talk about savings all the time, but here’s something that you don’t hear as often: paying down your debt IS saving! When you actively reduce your debt you save on interest. When you pay on time, you save on late fees and maintain your credit score – which will save money long-term. Reducing your debt is a form of saving and should be a component of your financial plan.
FRIDAY: Save at Any Age. No matter what age you are, it’s never too late to start saving. Saving money is an essential aspect of financial planning and can provide you with a sense of security and stability in the future. Whether you’re just starting out in your career or nearing retirement, saving money can help you achieve your goals and provide a safety net for unexpected expenses.
*How to enter– Entrants will be automatically entered into the sweepstakes when they open an Idaho Central Credit Union CD that is funded with money from outside of Idaho Central Credit Union. A CD requires a $500 minimum opening deposit. Entrants may enter the sweepstakes without cost or obligation by legibly hand-printing or typing their name, home address, resident county, email address, and phone number on a 3″ x 5″ card and mailing it in an envelope with proper postage to: Idaho Central Credit Union, ATTN: Marketing Department, P.O. Box 2469, Pocatello, ID 83206. Only one entry per stamped envelope mailed to Idaho Central Credit Union is eligible for the contest. One entry per person, per household. Opening of CD does not provide additional entries. All entries must be postmarked and CD accounts opened by March 3, 2023. No purchase or membership necessary. Odds of winning depend on number of eligible entries. Selection of prize winner- IDAHO CENTRAL CREDIT UNION will randomly select three winners from the pool of eligible entries. Winners will be notified by Friday, March 17, 2023. Prize consists of one $2,000 cash reward for each of three randomly selected winners. $2,000 cash reward may be deposited into opened CD if applicable. Selected winner can opt to accept the $2,000 cash reward via check. One $2,000 cash reward allowed per person, per household. Winner responsible for applicable taxes and are eligible for 1099 reporting. The sweepstakes period begins on February 27, 2023 and ends on March 3, 2023. Eligibility-Eligible participants must be 18 years of age or older and legal residents of the States of Idaho, Washington, or Oregon, and must possess a valid government-issued driver’s license or other form of photo identification, such as a state-issued ID card or passport.