Home Loans

Scenic Idaho Photo

Idaho Central offers a variety of home loans designed specifically to meet your needs. Whether you’re just starting out and need your first home, are looking to upgrade, or are ready to build your dream home, Idaho Central has the loan for you. We offer quick, local decisions.

Home Equity Line of Credit

Homeowners have different needs when it comes to tapping into the equity in their home. That’s why Idaho Central offers a home equity line of credit with benefits that suit your needs.

Vehicle Loans

Scenic Idaho Photo

Idaho Central has the Credit Union advantage which allows us to offer lower interest rates to members. If you are looking to purchase or refinance, we can help you find the right loan to fit your needs.

Visa Credit Cards

Scenic Idaho Photo

Idaho Central has many options for a Visa Credit Card. Enjoy a hassle free Visa with a low rate, no annual fees, and no fees for balance transfers!

Signature & Secured Loans

Scenic Idaho Photo

Idaho Central wants to make sure we have a loan for you. Signature and Share Secured Loans offer flexibility and convenience to fit your needs.

Idaho Central offers Signature Loans that can be used for vacations, emergencies, bill consolidation, and purchasing computers, furniture, and much more. Great terms and rates to save you money and give you flexibility!

Credit Care Program

Idaho Central cares about you and your credit score. The Credit Care Program offers the information and products you need to help build your credit from the beginning or help rebuild your credit if you’ve had some bumps along the way.

Student Loans

Now you can pay for college the smart way with The Smart Option Student Loan® from Idaho Central Credit Union by Sallie Mae®.