Your Idaho Central Credit Union Visa Card now features an embedded chip that improves security every time you make purchases at a chip-activated terminal. This tiny chip protects you from fraud by creating a one-time use code for each chip transaction. This code is virtually impossible to counterfeit and helps reduce in-store fraud. Simply swipe your card like you do today. However, if a chip-activated terminal is available, insert your card instead and follow the prompts. Chip-activated terminals are coming to certain U.S. retailers this year, and more locations in the years to come. Whether you check out using chip technology or swipe your card, you can pay with confidence worldwide, wherever Visa credit cards are accepted.
To learn more, watch this tutorial
- Insert the chip end of your card into the terminal with the chip facing up.
- Keep your card in the terminal throughout the transaction and follow the prompts on screen.
- Remove your card when prompted and take your receipt. You may need to sign for your purchase.
Frequently Asked Questions
Why am I receiving a new card?
Your card now includes EMV (Europay, MasterCard, and Visa) chip technology. You’ll enjoy global acceptance plus an enhanced level of security.
How does EMV chip technology protect my information?
Every time you use your card at a chip-activated terminal, the embedded chip generates a one-time use
code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.
Am I still protected against unauthorized charges?
Yes. If your card is ever lost, stolen or fraudulently used, you’re protected by Visa’s Zero Liability Policy.
What should I do with my existing Idaho Central Visa Card?
Once you activate your new card, please destroy your existing card for security reasons.
Where can I use my chip card?
You can use your card at millions of places that accept Visa cards, at home and around the world.
Can I still swipe my card to pay?
Yes. If a merchant is not yet chip-activated, simply swipe your card. Keep in mind, you may need to sign for your purchase.
Has my card information changed?
Yes, your card number and expiration date have changed, so be sure to update your information with merchants and service providers that charge your card regularly.
Will I have to pay any fees to use my chip card?
No. There are no additional fees to use your new card.