{"id":18608,"date":"2022-07-19T13:01:22","date_gmt":"2022-07-19T19:01:22","guid":{"rendered":"https:\/\/www.iccu.com\/accounts\/savings\/cuentas-individuales\/"},"modified":"2026-08-24T15:47:31","modified_gmt":"2026-08-24T21:47:31","slug":"individual-retirement-accounts","status":"publish","type":"page","link":"https:\/\/www.iccu.com\/es\/accounts\/savings\/individual-retirement-accounts\/","title":{"rendered":"Cuentas individuales"},"content":{"rendered":"\n<div class=\"wp-block-group alignfull has-light-gray-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center has-green-color has-text-color\" id=\"h-elige-la-forma-de-ahorrar\">Elige la forma de ahorrar<\/h2>\n\n\n\n<p class=\"has-text-align-center has-lg-font-size wp-block-paragraph\">Hay dos tipos principales de cuentas individuales de jubilaci\u00f3n (IRA): Tradicional y Roth. Los requisitos de elegibilidad difieren un poco, pero en \u00faltima instancia la decisi\u00f3n entre un IRA Tradicional o un IRA Roth depende de tus ingresos y de tus necesidades financieras espec\u00edficas. Ambos ofrecen flexibilidad, accesibilidad y valiosas ventajas fiscales. Adem\u00e1s, con un l\u00edmite de aportaci\u00f3n anual de $7,000 hasta los 50 a\u00f1os o de $8,000 para mayores de 50 a\u00f1os, estar\u00e1s en el buen camino ahorrando para una gran jubilaci\u00f3n.   <\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><a href=\"https:\/\/www.iccu.com\/calculators\/roth-ira-vs-traditional-ira-calculator\/\">Roth vs. Traditional IRA Calculator<\/a><br><a href=\"https:\/\/www.iccu.com\/es\/?page_id=2988\">Retirement Shortfall Calculator<\/a><\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-white-background-color has-background\" id=\"ira-options\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 id=\"h-roth-vs-tradicional\" class=\"wp-block-heading\">Roth vs. Tradicional<\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 id=\"h-ira-roth\" class=\"wp-block-heading\">IRA Roth<\/h3>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">Una cuenta Roth IRA es la mejor opci\u00f3n si prev\u00e9s que estar\u00e1s en un tramo impositivo m\u00e1s alto cuando te jubiles y quieres poder hacer retiradas libres de impuestos.<sup>1<\/sup><\/p>\n\n\n\n<ul class=\"wp-block-list has-custom-css has-lg-font-size wp-custom-css-4d8ee245\">\n<li>Las aportaciones no sondeducibles de impuestos<sup>1<\/sup><\/li>\n\n\n\n<li>Las ganancias est\u00e1n exentas de impuestos (con algunas limitaciones)<sup>1<\/sup><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"\/wp-content\/uploads\/2025\/12\/Roth-IRA-Brochure.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Consulta nuestro folleto informativo sobre la cuenta IRA Roth<\/a><\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-container-core-buttons-is-layout-84532261 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"#roth-options\">Ver las opciones<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-left has-sm-font-size wp-block-paragraph\"><em><sup>1<\/sup>Consulta a tu asesor fiscal<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 id=\"h-ira-tradicional\" class=\"wp-block-heading\">IRA tradicional<\/h3>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">Una cuenta IRA tradicional es la mejor opci\u00f3n si prev\u00e9s que estar\u00e1s en un tramo impositivo m\u00e1s bajo cuando te jubiles y quieres que tus ganancias se beneficien de un aplazamiento de impuestos, adem\u00e1s de poder realizar aportaciones deducibles de impuestos.<sup>1<\/sup><\/p>\n\n\n\n<ul class=\"wp-block-list has-custom-css has-lg-font-size wp-custom-css-1541b092\">\n<li>Las aportaciones son deducibles de impuestos (con algunas limitaciones)<sup>1<\/sup><\/li>\n\n\n\n<li>Las ganancias tienen impuestos diferidos hasta que retires los fondos<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"\/wp-content\/uploads\/2025\/12\/Traditional-IRA-Brochure.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Consulta nuestro folleto informativo sobre la IRA tradicional<\/a><\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"#traditional-options\">Ver las opciones<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-left has-sm-font-size wp-block-paragraph\"><em><sup>1<\/sup>Consulta a tu asesor fiscal<\/em><\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-light-gray-background-color has-background\" id=\"roth-ira-options\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center has-green-color has-text-color\" id=\"h-opciones-de-la-ira-roth\">Opciones de la IRA Roth<\/h2>\n\n\n<section id=\"roth-options\" class=\"o-product-variant-card-grid \">\n    <div class=\"o-product-variant-card-grid__inner\">\n        <ul class=\"o-product-variant-card-grid__list\">\n                            <li class=\"o-product-variant-card-grid__item\">\n                    <article class=\"m-product-variant-card\">\n                        <h2 class=\"m-product-variant-card__title\">Cuenta de ahorro IRA Roth<\/h2>\n                        <p class=\"m-product-variant-card__description\">\n                            Dep\u00f3sito m\u00ednimo de $25 para abrir una cuenta.\n                        <\/p>\n                                                    <button class=\"m-product-variant-card__link a-button\" onclick=\"oao.open('SAV-SRTH')\">Abrir ahora<\/button>\n                                            <\/article>\n                <\/li>\n                            <li class=\"o-product-variant-card-grid__item\">\n                    <article class=\"m-product-variant-card\">\n                        <h2 class=\"m-product-variant-card__title\">Cuenta de Ahorros del Mercado Monetario IRA Roth<\/h2>\n                        <p class=\"m-product-variant-card__description\">\n                            $2,500 de saldo m\u00ednimo. $10 de cuota mensual si est\u00e1s por debajo del m\u00ednimo. \n                        <\/p>\n                                                    <button class=\"m-product-variant-card__link a-button\" onclick=\"oao.open('SAV-SRMM')\">Abrir ahora<\/button>\n                                            <\/article>\n                <\/li>\n                            <li class=\"o-product-variant-card-grid__item\">\n                    <article class=\"m-product-variant-card\">\n                        <h2 class=\"m-product-variant-card__title\">IRA Roth CD promocional de 6 meses<\/h2>\n                        <p class=\"m-product-variant-card__description\">\n                            Dep\u00f3sito inicial de $500. Periodo de gracia de renovaci\u00f3n de 10 d\u00edas y un dep\u00f3sito adicional de 1 vez en los primeros 60 d\u00edas. \n                        <\/p>\n                                                    <button class=\"m-product-variant-card__link a-button\" onclick=\"oao.open('TD-PR06')\">Abrir ahora<\/button>\n                                            <\/article>\n                <\/li>\n                            <li class=\"o-product-variant-card-grid__item\">\n                    <article class=\"m-product-variant-card\">\n                        <h2 class=\"m-product-variant-card__title\">IRA Roth CD Promocional de 12 meses<\/h2>\n                        <p class=\"m-product-variant-card__description\">\n                            Dep\u00f3sito inicial de $500. Periodo de gracia de renovaci\u00f3n de 10 d\u00edas y un dep\u00f3sito adicional de 1 vez en los primeros 60 d\u00edas. \n                        <\/p>\n                                                    <button class=\"m-product-variant-card__link a-button\" onclick=\"oao.open('TD-PR12')\">Abrir ahora<\/button>\n                                            <\/article>\n                <\/li>\n                            <li class=\"o-product-variant-card-grid__item\">\n                    <article class=\"m-product-variant-card\">\n                        <h2 class=\"m-product-variant-card__title\">IRA Roth CD promocional de 18 meses<\/h2>\n                        <p class=\"m-product-variant-card__description\">\n                            Dep\u00f3sito inicial de $500. Periodo de gracia de renovaci\u00f3n de 10 d\u00edas y un dep\u00f3sito adicional de 1 vez en los primeros 60 d\u00edas. \n                        <\/p>\n                                                    <button class=\"m-product-variant-card__link a-button\" onclick=\"oao.open('TD-PR18')\">Abrir ahora<\/button>\n                                            <\/article>\n                <\/li>\n                            <li class=\"o-product-variant-card-grid__item\">\n                    <article class=\"m-product-variant-card\">\n                        <h2 class=\"m-product-variant-card__title\">IRA Roth CD promocional de 24 meses<\/h2>\n                        <p class=\"m-product-variant-card__description\">\n                            Dep\u00f3sito inicial de $500. Periodo de gracia de renovaci\u00f3n de 10 d\u00edas y un dep\u00f3sito adicional de 1 vez en los primeros 60 d\u00edas. \n                        <\/p>\n                                                    <button class=\"m-product-variant-card__link a-button\" onclick=\"oao.open('TD-PR24')\">Abrir ahora<\/button>\n                                            <\/article>\n                <\/li>\n                            <li class=\"o-product-variant-card-grid__item\">\n                    <article class=\"m-product-variant-card\">\n                        <h2 class=\"m-product-variant-card__title\">IRA Roth CD promocional de 60 meses<\/h2>\n                        <p class=\"m-product-variant-card__description\">\n                            Dep\u00f3sito inicial de $500. Periodo de gracia de renovaci\u00f3n de 10 d\u00edas y un dep\u00f3sito adicional de 1 vez en los primeros 60 d\u00edas. \n                        <\/p>\n                                                    <button class=\"m-product-variant-card__link a-button\" onclick=\"oao.open('TD-PR60')\">Abrir ahora<\/button>\n                                            <\/article>\n                <\/li>\n                    <\/ul>\n    <\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-white-background-color has-background\" id=\"traditional-ira-options\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"h-opciones-de-ira-tradicional\">Opciones de IRA tradicional<\/h2>\n\n\n<section id=\"traditional-options\" class=\"o-product-variant-card-grid \">\n    <div class=\"o-product-variant-card-grid__inner\">\n        <ul class=\"o-product-variant-card-grid__list\">\n                            <li class=\"o-product-variant-card-grid__item\">\n                    <article class=\"m-product-variant-card\">\n                        <h2 class=\"m-product-variant-card__title\">Cuenta de Ahorro IRA Tradicional<\/h2>\n                        <p class=\"m-product-variant-card__description\">\n                            Dep\u00f3sito m\u00ednimo de $25 para abrir una cuenta.\n                        <\/p>\n                                                    <button class=\"m-product-variant-card__link a-button\" onclick=\"oao.open('SAV-SRET')\">Abrir ahora<\/button>\n                                            <\/article>\n                <\/li>\n                            <li class=\"o-product-variant-card-grid__item\">\n                    <article class=\"m-product-variant-card\">\n                        <h2 class=\"m-product-variant-card__title\">IRA Tradicional Cuenta de Ahorros del Mercado Monetario<\/h2>\n                        <p class=\"m-product-variant-card__description\">\n                            $2,500 de saldo m\u00ednimo. $10 de cuota mensual si est\u00e1s por debajo del m\u00ednimo. \n                        <\/p>\n                                                    <button class=\"m-product-variant-card__link a-button\" onclick=\"oao.open('SAV-SIMM')\">Abrir ahora<\/button>\n                                            <\/article>\n                <\/li>\n                            <li class=\"o-product-variant-card-grid__item\">\n                    <article class=\"m-product-variant-card\">\n                        <h2 class=\"m-product-variant-card__title\">IRA tradicional CD promocional de 6 meses<\/h2>\n                        <p class=\"m-product-variant-card__description\">\n                            Dep\u00f3sito inicial de $500. Periodo de gracia de renovaci\u00f3n de 10 d\u00edas y un dep\u00f3sito adicional de 1 vez en los primeros 60 d\u00edas. \n                        <\/p>\n                                                    <button class=\"m-product-variant-card__link a-button\" onclick=\"oao.open('TD-PI06')\">Abrir ahora<\/button>\n                                            <\/article>\n                <\/li>\n                            <li class=\"o-product-variant-card-grid__item\">\n                    <article class=\"m-product-variant-card\">\n                        <h2 class=\"m-product-variant-card__title\">IRA tradicional CD promocional de 12 meses<\/h2>\n                        <p class=\"m-product-variant-card__description\">\n                            Dep\u00f3sito inicial de $500. Periodo de gracia de renovaci\u00f3n de 10 d\u00edas y un dep\u00f3sito adicional de 1 vez en los primeros 60 d\u00edas. \n                        <\/p>\n                                                    <button class=\"m-product-variant-card__link a-button\" onclick=\"oao.open('TD-PI12')\">Abrir ahora<\/button>\n                                            <\/article>\n                <\/li>\n                            <li class=\"o-product-variant-card-grid__item\">\n                    <article class=\"m-product-variant-card\">\n                        <h2 class=\"m-product-variant-card__title\">IRA tradicional CD promocional de 18 meses<\/h2>\n                        <p class=\"m-product-variant-card__description\">\n                            Dep\u00f3sito inicial de $500. Periodo de gracia de renovaci\u00f3n de 10 d\u00edas y un dep\u00f3sito adicional de 1 vez en los primeros 60 d\u00edas. \n                        <\/p>\n                                                    <button class=\"m-product-variant-card__link a-button\" onclick=\"oao.open('TD-PI18')\">Abrir ahora<\/button>\n                                            <\/article>\n                <\/li>\n                            <li class=\"o-product-variant-card-grid__item\">\n                    <article class=\"m-product-variant-card\">\n                        <h2 class=\"m-product-variant-card__title\">IRA tradicional CD promocional de 24 meses<\/h2>\n                        <p class=\"m-product-variant-card__description\">\n                            Dep\u00f3sito inicial de $500. Periodo de gracia de renovaci\u00f3n de 10 d\u00edas y un dep\u00f3sito adicional de 1 vez en los primeros 60 d\u00edas. \n                        <\/p>\n                                                    <button class=\"m-product-variant-card__link a-button\" onclick=\"oao.open('TD-PI24')\">Abrir ahora<\/button>\n                                            <\/article>\n                <\/li>\n                            <li class=\"o-product-variant-card-grid__item\">\n                    <article class=\"m-product-variant-card\">\n                        <h2 class=\"m-product-variant-card__title\">IRA tradicional CD promocional de 60 meses<\/h2>\n                        <p class=\"m-product-variant-card__description\">\n                            Dep\u00f3sito inicial de $500. Periodo de gracia de renovaci\u00f3n de 10 d\u00edas y un dep\u00f3sito adicional de 1 vez en los primeros 60 d\u00edas. \n                        <\/p>\n                                                    <button class=\"m-product-variant-card__link a-button\" onclick=\"oao.open('TD-PI60')\">Abrir ahora<\/button>\n                                            <\/article>\n                <\/li>\n                    <\/ul>\n    <\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull is-style-lighter-gray-with-stripes has-light-gray-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 id=\"h-sigue-avanzando-con-tu-ira\" class=\"wp-block-heading\">Sigue avanzando con tu IRA<\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 id=\"h-distribuciones-minimas-obligatorias\" class=\"wp-block-heading has-green-color has-text-color has-link-color wp-elements-09a6ba7caef5bda4308a5158b6db4650\">Distribuciones m\u00ednimas obligatorias<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Si tienes una cuenta IRA tradicional, es posible que tengas que empezar a retirar las distribuciones m\u00ednimas obligatorias (RMD) una vez que alcances la edad exigida por el IRS. Un RMD es la cantidad m\u00ednima que debes retirar cada a\u00f1o de determinadas cuentas de jubilaci\u00f3n, incluidas las cuentas IRA tradicionales y las cuentas IRA SEP. Las cuentas IRA Roth, por lo general, no exigen retiradas mientras el titular original siga vivo.    <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tu primer RMD suele vencerse el 1 de Abril del a\u00f1o siguiente al que cumplas la edad de RMD, y los RMD posteriores suelen vencerse el 31 de Diciembre de cada a\u00f1o. El importe de tu RMD se calcula a partir del saldo de tu cuenta IRA al cierre del a\u00f1o anterior y de un factor de esperanza de vida del IRS. ICCU puede ayudarte a revisar la informaci\u00f3n de tu cuenta y las opciones de distribuci\u00f3n, pero eres t\u00fa quien debe asegurarte de que se retire la cantidad correcta a tiempo. Si tienes dudas espec\u00edficas sobre impuestos, consulta a un asesor fiscal.   <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 id=\"h-revisa-tus-beneficiarios-y-el-movimiento-de-tu-cuenta\" class=\"wp-block-heading has-green-color has-text-color has-link-color wp-elements-659af4012e0eb2bb01bb867987dcc76b\">Revisa tus beneficiarios y el movimiento de tu cuenta<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Es buena idea revisar la informaci\u00f3n de tu IRA cada a\u00f1o, sobre todo despu\u00e9s de cambios importantes en tu vida. Comprueba qui\u00e9nes son tus beneficiarios, el movimiento reciente de la cuenta y el historial de aportaciones o distribuciones para asegurarte de que todo sigue en l\u00ednea con tus objetivos de jubilaci\u00f3n. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Las cuentas IRA no admiten cotitulares, as\u00ed que mantener actualizada la informaci\u00f3n de tus beneficiarios es una parte importante de la gesti\u00f3n de tu cuenta. Si necesitas revisar o actualizar los beneficiarios de tu IRA, ponte en contacto con ICCU y te ayudaremos a dar los primeros pasos. <\/p>\n\n\n\n<div style=\"height:1px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-white-color has-dark-green-background-color has-text-color has-background has-link-color wp-elements-6a233a719b6801a834673a457a489907\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 id=\"h-beneficios-iccu\" class=\"wp-block-heading has-text-color has-link-color wp-elements-84863cf28c443a3b991a23eb2f27744f\" style=\"color:#a7e240\">Beneficios ICCU<\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 id=\"h-banca-movil-gratuita\" class=\"wp-block-heading\"><a href=\"https:\/\/www.iccu.com\/es\/services\/online-banking\/\">Banca m\u00f3vil gratuita<\/a><\/h3>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">Tienes todas las herramientas que necesitas para gestionar tus cuentas a trav\u00e9s de la aplicaci\u00f3n m\u00f3vil de ICCU o en ICCU.com, en cualquier lugar y en cualquier momento. Consulta saldos, transfiere dinero, paga facturas, configura alertas y mucho m\u00e1s. <\/p>\n\n\n\n<h3 id=\"h-puntuacion-de-credito-y-seguimiento-gratuitos\" class=\"wp-block-heading\"><a href=\"https:\/\/www.iccu.com\/es\/services\/my-credit\/\">Puntuaci\u00f3n de cr\u00e9dito y seguimiento gratuitos<\/a><\/h3>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">Mi cr\u00e9dito es un servicio gratuito de SavvyMoney\u00ae que te ayuda a controlar tu cr\u00e9dito. Comprueba tu puntuaci\u00f3n crediticia, consulta tu informe de cr\u00e9dito y recibe notificaciones actualizadas de control de cr\u00e9dito a trav\u00e9s de la banca m\u00f3vil o en l\u00ednea de ICCU. <\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 id=\"h-videochat-gratuito\" class=\"wp-block-heading has-white-color has-text-color has-link-color wp-elements-ef2da35c6b0abf492797573501109dea\"><a href=\"https:\/\/www.iccu.com\/es\/contact\/video-chat\/\">Videochat gratuito<\/a><\/h3>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">Realiza operaciones bancarias cara a cara desde cualquier parte del mundo con un agente de servicio en directo a trav\u00e9s del VideoChat de ICCU. No s\u00f3lo es c\u00f3modo, sino que es seguro y f\u00e1cil de usar para hacer preguntas sobre la cuenta, abrir una cuenta nueva, solicitar un pr\u00e9stamo, \u00a1y mucho m\u00e1s! <\/p>\n\n\n\n<h3 id=\"h-hacer-un-ingreso\" class=\"wp-block-heading\"><a href=\"https:\/\/www.iccu.com\/es\/services\/online-deposit\/\">Hacer un ingreso<\/a> <\/h3>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">\u00bfNo tienes tiempo de ir corriendo a la sucursal a ingresar tu cheque? No hay problema. Deposita cheques sobre la marcha con la aplicaci\u00f3n de ICCU o desde la comodidad de tu casa con la funci\u00f3n Hacer un Dep\u00f3sito de eBranch.  <\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-white-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 id=\"h-save-for-retirement-as-a-business-owner-with-a-sep-ira\" class=\"wp-block-heading\"><strong>Save for Retirement as a Business Owner<\/strong> With a SEP IRA<\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"410\" height=\"313\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/12\/IRAs-SEP-Image.webp\" alt=\"\" class=\"wp-image-3849\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-lg-font-size wp-block-paragraph\">Con una cuenta IRA de pensi\u00f3n simplificada para empleados (SEP), las ganancias se acumulan con impuestos diferidos, y las aportaciones pueden ser deducibles de impuestos para el empleador<sup>1<\/sup> si cumplen los requisitos. Las cuentas IRA SEP ofrecen una tasa de inter\u00e9s m\u00e1s alta que las cuentas de ahorro normales.<\/p>\n\n\n\n<ul class=\"wp-block-list has-custom-css has-lg-font-size wp-custom-css-499fa8c7\">\n<li>El l\u00edmite de aportaci\u00f3n anual puede ser m\u00e1s alto que el de otras cuentas IRA<sup>1<\/sup><\/li>\n\n\n\n<li>Las aportaciones pueden ser realizadas por el empresario<\/li>\n\n\n\n<li>Un aut\u00f3nomo puede hacer aportaciones SEP a su propia IRA<\/li>\n<\/ul>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\"><a href=\"\/wp-content\/uploads\/2025\/12\/SEP-IRA-Brochure.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Echa un vistazo a nuestro folleto informativo sobre las cuentas SEP IRA<\/a><\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.iccu.com\/es\/business\/savings\/sep-ira\/\">Aprende M\u00e1s<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-sm-font-size wp-block-paragraph\"><em><sup>1<\/sup>Consulta a tu asesor fiscal<\/em><\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n<section id=\"rates\" class=\"o-rates-table-section is-style-lighter-gray-with-stripes\">\n    <h2 class=\"o-rates-table-section__heading\">Cuentas de ahorro IRA<\/h2>\n    <div\n\tx-data=\"{\n\t\tshowAll: true\n\t}\"\n\tclass=\"o-rates-table-section__table\"\n>\n\t<div class=\"m-rate-table__wrapper rate-type-savings\">\n\t\t<table class=\"m-rate-table\">\n\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t<th>Balance<\/th>\n\t<th>APY*<\/th>\n\t<th>Tasa de inter\u00e9s<\/th>\n\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"savings-29\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Balance<\/span>0-299<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.20%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Tasa de inter\u00e9s<\/span>0.20%<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">T\u00e9rminos<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Tasa&#x20;de&#x20;rendimiento&#x20;anual.&#x20;La&#x20;tasa&#x20;de&#x20;inter&#x00E9;s&#x20;y&#x20;la&#x20;tasa&#x20;de&#x20;rendimiento&#x20;anual&#x20;pueden&#x20;variar&#x20;tras&#x20;la&#x20;apertura&#x20;de&#x20;la&#x20;cuenta.&#x20;Las&#x20;tasas&#x20;se&#x20;actualizan&#x20;a&#x20;diario&#x20;y&#x20;pueden&#x20;cambiar&#x20;en&#x20;cualquier&#x20;momento.&#x20;Las&#x20;comisiones&#x20;pueden&#x20;reducir&#x20;los&#x20;beneficios.&#x20;Las&#x20;cuentas&#x20;de&#x20;ahorro&#x20;IRA&#x20;requieren&#x20;un&#x20;dep&#x00F3;sito&#x20;m&#x00ED;nimo&#x20;de&#x20;apertura&#x20;de&#x20;&#x24;25.&#x20;Aseguradas&#x20;por&#x20;la&#x20;NCUA.&#x20;&#x20;&#x20;&#x20;&#x20;&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>Ver t\u00e9rminos<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"a-button a-button--large\" href=\"\" >solicitar ahora<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"savings-30\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Balance<\/span>300+<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.25%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Tasa de inter\u00e9s<\/span>0.25%<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">T\u00e9rminos<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Tasa&#x20;de&#x20;rendimiento&#x20;anual.&#x20;La&#x20;tasa&#x20;de&#x20;inter&#x00E9;s&#x20;y&#x20;la&#x20;tasa&#x20;de&#x20;rendimiento&#x20;anual&#x20;pueden&#x20;variar&#x20;tras&#x20;la&#x20;apertura&#x20;de&#x20;la&#x20;cuenta.&#x20;Las&#x20;tasas&#x20;se&#x20;actualizan&#x20;a&#x20;diario&#x20;y&#x20;pueden&#x20;cambiar&#x20;en&#x20;cualquier&#x20;momento.&#x20;Las&#x20;comisiones&#x20;pueden&#x20;reducir&#x20;los&#x20;beneficios.&#x20;Las&#x20;cuentas&#x20;de&#x20;ahorro&#x20;IRA&#x20;requieren&#x20;un&#x20;dep&#x00F3;sito&#x20;m&#x00ED;nimo&#x20;de&#x20;apertura&#x20;de&#x20;&#x24;25.&#x20;Aseguradas&#x20;por&#x20;la&#x20;NCUA.&#x20;&#x20;&#x20;&#x20;&#x20;&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>Ver t\u00e9rminos<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"a-button a-button--large\" href=\"\" >solicitar ahora<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/tbody>\n\t\t<\/table>\n\t\t\t<\/div>\n<\/div>\n\n<\/section>\n\n\n<section id=\"block_4ec154e8470974cc57eba4956161a149\" class=\"o-rates-table-section is-style-white\">\n    <h2 class=\"o-rates-table-section__heading\">IRA Cuenta de Ahorros del Mercado Monetario<\/h2>\n    <div\n\tx-data=\"{\n\t\tshowAll: false\n\t}\"\n\tclass=\"o-rates-table-section__table\"\n>\n\t<div class=\"m-rate-table__wrapper rate-type-savings\">\n\t\t<table class=\"m-rate-table\">\n\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t<th>Balance<\/th>\n\t<th>APY*<\/th>\n\t<th>Tasa de inter\u00e9s<\/th>\n\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"savings-320\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Balance<\/span>0-2,499<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.00%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Tasa de inter\u00e9s<\/span>0.00%<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">T\u00e9rminos<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Rendimiento&#x20;porcentual&#x20;anual.&#x20;La&#x20;tasa&#x20;de&#x20;inter&#x00E9;s&#x20;y&#x20;el&#x20;rendimiento&#x20;porcentual&#x20;anual&#x20;pueden&#x20;cambiar&#x20;tras&#x20;la&#x20;apertura&#x20;de&#x20;la&#x20;cuenta.&#x20;Las&#x20;tasas&#x20;se&#x20;actualizan&#x20;a&#x20;diario&#x20;y&#x20;pueden&#x20;cambiar&#x20;en&#x20;cualquier&#x20;momento.&#x20;Las&#x20;comisiones&#x20;pueden&#x20;reducir&#x20;los&#x20;beneficios.&#x20;Asegurado&#x20;por&#x20;la&#x20;NCUA.&#x20;&#x20;&#x20;&#x20;&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>Ver t\u00e9rminos<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"a-button a-button--large\" href=\"\" >solicitar ahora<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"savings-321\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Balance<\/span>2,500-24,999<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.40%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Tasa de inter\u00e9s<\/span>0.40%<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">T\u00e9rminos<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Rendimiento&#x20;porcentual&#x20;anual.&#x20;La&#x20;tasa&#x20;de&#x20;inter&#x00E9;s&#x20;y&#x20;el&#x20;rendimiento&#x20;porcentual&#x20;anual&#x20;pueden&#x20;cambiar&#x20;tras&#x20;la&#x20;apertura&#x20;de&#x20;la&#x20;cuenta.&#x20;Las&#x20;tasas&#x20;se&#x20;actualizan&#x20;a&#x20;diario&#x20;y&#x20;pueden&#x20;cambiar&#x20;en&#x20;cualquier&#x20;momento.&#x20;Las&#x20;comisiones&#x20;pueden&#x20;reducir&#x20;los&#x20;beneficios.&#x20;Asegurado&#x20;por&#x20;la&#x20;NCUA.&#x20;&#x20;&#x20;&#x20;&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>Ver t\u00e9rminos<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"a-button a-button--large\" href=\"\" >solicitar ahora<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"savings-322\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Balance<\/span>25,000-49,999<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.60%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Tasa de inter\u00e9s<\/span>0.60%<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">T\u00e9rminos<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Rendimiento&#x20;porcentual&#x20;anual.&#x20;La&#x20;tasa&#x20;de&#x20;inter&#x00E9;s&#x20;y&#x20;el&#x20;rendimiento&#x20;porcentual&#x20;anual&#x20;pueden&#x20;cambiar&#x20;tras&#x20;la&#x20;apertura&#x20;de&#x20;la&#x20;cuenta.&#x20;Las&#x20;tasas&#x20;se&#x20;actualizan&#x20;a&#x20;diario&#x20;y&#x20;pueden&#x20;cambiar&#x20;en&#x20;cualquier&#x20;momento.&#x20;Las&#x20;comisiones&#x20;pueden&#x20;reducir&#x20;los&#x20;beneficios.&#x20;Asegurado&#x20;por&#x20;la&#x20;NCUA.&#x20;&#x20;&#x20;&#x20;&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>Ver t\u00e9rminos<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"a-button a-button--large\" href=\"\" >solicitar ahora<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"savings-323\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Balance<\/span>50,000-99,999<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.75%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Tasa de inter\u00e9s<\/span>0.75%<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">T\u00e9rminos<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Rendimiento&#x20;porcentual&#x20;anual.&#x20;La&#x20;tasa&#x20;de&#x20;inter&#x00E9;s&#x20;y&#x20;el&#x20;rendimiento&#x20;porcentual&#x20;anual&#x20;pueden&#x20;cambiar&#x20;tras&#x20;la&#x20;apertura&#x20;de&#x20;la&#x20;cuenta.&#x20;Las&#x20;tasas&#x20;se&#x20;actualizan&#x20;a&#x20;diario&#x20;y&#x20;pueden&#x20;cambiar&#x20;en&#x20;cualquier&#x20;momento.&#x20;Las&#x20;comisiones&#x20;pueden&#x20;reducir&#x20;los&#x20;beneficios.&#x20;Asegurado&#x20;por&#x20;la&#x20;NCUA.&#x20;&#x20;&#x20;&#x20;&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>Ver t\u00e9rminos<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"a-button a-button--large\" href=\"\" >solicitar ahora<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"savings-324\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Balance<\/span>100,000+<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>1.00%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Tasa de inter\u00e9s<\/span>1.00%<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">T\u00e9rminos<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Rendimiento&#x20;porcentual&#x20;anual.&#x20;La&#x20;tasa&#x20;de&#x20;inter&#x00E9;s&#x20;y&#x20;el&#x20;rendimiento&#x20;porcentual&#x20;anual&#x20;pueden&#x20;cambiar&#x20;tras&#x20;la&#x20;apertura&#x20;de&#x20;la&#x20;cuenta.&#x20;Las&#x20;tasas&#x20;se&#x20;actualizan&#x20;a&#x20;diario&#x20;y&#x20;pueden&#x20;cambiar&#x20;en&#x20;cualquier&#x20;momento.&#x20;Las&#x20;comisiones&#x20;pueden&#x20;reducir&#x20;los&#x20;beneficios.&#x20;Asegurado&#x20;por&#x20;la&#x20;NCUA.&#x20;&#x20;&#x20;&#x20;&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>Ver t\u00e9rminos<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"a-button a-button--large\" href=\"\" >solicitar ahora<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/tbody>\n\t\t<\/table>\n\t\t\t<\/div>\n<\/div>\n\n<\/section>\n\n\n<section id=\"block_aa7ae75a36cc197b621a974c0e11d401\" class=\"o-rates-table-section is-style-sage-green-with-stripes\">\n    <h2 class=\"o-rates-table-section__heading\">Cuenta de Certificado de Dep\u00f3sito IRA<\/h2>\n    <div\n\tx-data=\"{\n\t\tshowAll: false\n\t}\"\n\tclass=\"o-rates-table-section__table\"\n>\n\t<div class=\"m-rate-table__wrapper rate-type-cds\">\n\t\t<table class=\"m-rate-table\">\n\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t<th>T\u00e9rmino<\/th>\n\t<th>APY*<\/th>\n\t<th>Tasa de inter\u00e9s<\/th>\n\t<th>Dep\u00f3sito inicial<\/th>\n\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"cd-51\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">T\u00e9rmino<\/span>CD Promocional a 6 meses<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>3.95%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Tasa de inter\u00e9s<\/span>3.95%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Dep\u00f3sito inicial<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">T\u00e9rminos<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Rentabilidad&#x20;Anual&#x20;Equivalente.&#x20;Puede&#x20;imponerse&#x20;una&#x20;penalizaci&#x00F3;n&#x20;por&#x20;retirada&#x20;anticipada.&#x20;No&#x20;hay&#x20;dep&#x00F3;sitos&#x20;institucionales.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&#x2013;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;&#x20;&#x20;&#x20;&#x20;Las&#x20;comisiones&#x20;pueden&#x20;reducir&#x20;los&#x20;ingresos.&#x20;La&#x20;tasa&#x20;de&#x20;inter&#x00E9;s&#x20;y&#x20;la&#x20;APY&#x20;&amp;&#x23;8211&#x3B;&#x20;Tasa&#x20;Anual&#x20;Equivalente&#x20;pueden&#x20;cambiar&#x20;en&#x20;cualquier&#x20;momento.&#x20;Asegurado&#x20;federalmente&#x20;por&#x20;la&#x20;NCUA.&#x20;&#x20;&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>Ver t\u00e9rminos<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"cd-65\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">T\u00e9rmino<\/span>CD Promocional 12 Meses<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>4.15%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Tasa de inter\u00e9s<\/span>4.09%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Dep\u00f3sito inicial<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">T\u00e9rminos<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Rentabilidad&#x20;Anual&#x20;Equivalente.&#x20;Puede&#x20;imponerse&#x20;una&#x20;penalizaci&#x00F3;n&#x20;por&#x20;retirada&#x20;anticipada.&#x20;No&#x20;hay&#x20;dep&#x00F3;sitos&#x20;institucionales.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&#x2013;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Las&#x20;comisiones&#x20;pueden&#x20;reducir&#x20;los&#x20;ingresos.&#x20;La&#x20;tasa&#x20;de&#x20;inter&#x00E9;s&#x20;y&#x20;la&#x20;APY&#x20;&amp;&#x23;8211&#x3B;&#x20;Tasa&#x20;Anual&#x20;Equivalente&#x20;pueden&#x20;cambiar&#x20;en&#x20;cualquier&#x20;momento.&#x20;Asegurado&#x20;federalmente&#x20;por&#x20;la&#x20;NCUA.&#x20;&#x20;&#x20;&#x20;&#x20;&#x20;&#x20;&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>Ver t\u00e9rminos<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"cd-71\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">T\u00e9rmino<\/span>CD Promocional a 18 meses<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>4.20%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Tasa de inter\u00e9s<\/span>4.14%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Dep\u00f3sito inicial<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">T\u00e9rminos<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Rentabilidad&#x20;Anual&#x20;Equivalente.&#x20;Puede&#x20;imponerse&#x20;una&#x20;penalizaci&#x00F3;n&#x20;por&#x20;retirada&#x20;anticipada.&#x20;No&#x20;hay&#x20;dep&#x00F3;sitos&#x20;institucionales.&#x20;Capitalizaci&#x00F3;n&#x20;y&#x20;abono&#x20;&amp;&#x23;8211&#x3B;&#x20;Plazos&#x20;inferiores&#x20;a&#x20;12&#x20;meses&#x3A;&#x20;Los&#x20;intereses&#x20;se&#x20;capitalizar&#x00E1;n&#x20;y&#x20;se&#x20;abonar&#x00E1;n&#x20;en&#x20;la&#x20;cuenta&#x20;del&#x20;certificado&#x20;al&#x20;vencimiento,&#x20;pasando&#x20;a&#x20;formar&#x20;parte&#x20;del&#x20;saldo&#x20;principal.&#x20;Plazos&#x20;de&#x20;12&#x20;meses&#x20;o&#x20;m&#x00E1;s&#x3A;&#x20;Los&#x20;intereses&#x20;se&#x20;capitalizar&#x00E1;n&#x20;y&#x20;abonar&#x00E1;n&#x20;en&#x20;la&#x20;cuenta&#x20;del&#x20;certificado&#x20;trimestralmente,&#x20;pasando&#x20;a&#x20;formar&#x20;parte&#x20;del&#x20;saldo&#x20;principal.&#x20;&#x20;Las&#x20;comisiones&#x20;pueden&#x20;reducir&#x20;los&#x20;ingresos.&#x20;La&#x20;tasa&#x20;de&#x20;inter&#x00E9;s&#x20;y&#x20;la&#x20;APY&#x20;&amp;&#x23;8211&#x3B;&#x20;Tasa&#x20;Anual&#x20;Equivalente&#x20;pueden&#x20;cambiar&#x20;en&#x20;cualquier&#x20;momento.&#x20;Asegurado&#x20;federalmente&#x20;por&#x20;la&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>Ver t\u00e9rminos<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"cd-68\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">T\u00e9rmino<\/span>CD Promocional 24 Meses<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>4.00%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Tasa de inter\u00e9s<\/span>3.94%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Dep\u00f3sito inicial<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">T\u00e9rminos<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Rentabilidad&#x20;Anual&#x20;Equivalente.&#x20;Puede&#x20;imponerse&#x20;una&#x20;penalizaci&#x00F3;n&#x20;por&#x20;retirada&#x20;anticipada.&#x20;No&#x20;hay&#x20;dep&#x00F3;sitos&#x20;institucionales.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&#x2013;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Las&#x20;comisiones&#x20;pueden&#x20;reducir&#x20;los&#x20;ingresos.&#x20;La&#x20;tasa&#x20;de&#x20;inter&#x00E9;s&#x20;y&#x20;la&#x20;APY&#x20;&amp;&#x23;8211&#x3B;&#x20;Tasa&#x20;Anual&#x20;Equivalente&#x20;pueden&#x20;cambiar&#x20;en&#x20;cualquier&#x20;momento.&#x20;Asegurado&#x20;federalmente&#x20;por&#x20;la&#x20;NCUA.&#x20;&#x20;&#x20;&#x20;&#x20;&#x20;&#x20;&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>Ver t\u00e9rminos<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"cd-56\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">T\u00e9rmino<\/span>CD Promocional 60 Meses<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>3.90%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Tasa de inter\u00e9s<\/span>3.84%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Dep\u00f3sito inicial<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">T\u00e9rminos<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Rentabilidad&#x20;Anual&#x20;Equivalente.&#x20;Puede&#x20;imponerse&#x20;una&#x20;penalizaci&#x00F3;n&#x20;por&#x20;retirada&#x20;anticipada.&#x20;No&#x20;hay&#x20;dep&#x00F3;sitos&#x20;institucionales.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&#x2013;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Las&#x20;comisiones&#x20;pueden&#x20;reducir&#x20;los&#x20;ingresos.&#x20;La&#x20;tasa&#x20;de&#x20;inter&#x00E9;s&#x20;y&#x20;la&#x20;APY&#x20;&amp;&#x23;8211&#x3B;&#x20;Tasa&#x20;Anual&#x20;Equivalente&#x20;pueden&#x20;cambiar&#x20;en&#x20;cualquier&#x20;momento.&#x20;Asegurado&#x20;federalmente&#x20;por&#x20;la&#x20;NCUA.&#x20;&#x20;&#x20;&#x20;&#x20;&#x20;&#x20;&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>Ver t\u00e9rminos<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   x-show=\"showAll\"  data-unique-id=\"cd-43\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">T\u00e9rmino<\/span>CD est\u00e1ndar a 3 meses<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.30%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Tasa de inter\u00e9s<\/span>0.30%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Dep\u00f3sito inicial<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">T\u00e9rminos<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Rentabilidad&#x20;Anual&#x20;Equivalente.&#x20;Puede&#x20;imponerse&#x20;una&#x20;penalizaci&#x00F3;n&#x20;por&#x20;retirada&#x20;anticipada.&#x20;No&#x20;hay&#x20;dep&#x00F3;sitos&#x20;institucionales.&#x20;Capitalizaci&#x00F3;n&#x20;y&#x20;abono&#x20;&amp;&#x23;8211&#x3B;&#x20;Plazos&#x20;inferiores&#x20;a&#x20;12&#x20;meses&#x3A;&#x20;Los&#x20;intereses&#x20;se&#x20;capitalizar&#x00E1;n&#x20;y&#x20;se&#x20;abonar&#x00E1;n&#x20;en&#x20;la&#x20;cuenta&#x20;del&#x20;certificado&#x20;al&#x20;vencimiento,&#x20;pasando&#x20;a&#x20;formar&#x20;parte&#x20;del&#x20;saldo&#x20;principal.&#x20;Plazos&#x20;de&#x20;12&#x20;meses&#x20;o&#x20;m&#x00E1;s&#x3A;&#x20;Los&#x20;intereses&#x20;se&#x20;capitalizar&#x00E1;n&#x20;y&#x20;abonar&#x00E1;n&#x20;en&#x20;la&#x20;cuenta&#x20;del&#x20;certificado&#x20;trimestralmente,&#x20;pasando&#x20;a&#x20;formar&#x20;parte&#x20;del&#x20;saldo&#x20;principal.&#x20;&#x20;&#x20;&#x20;&#x20;Las&#x20;comisiones&#x20;pueden&#x20;reducir&#x20;los&#x20;ingresos.&#x20;La&#x20;tasa&#x20;de&#x20;inter&#x00E9;s&#x20;y&#x20;la&#x20;APY&#x20;&amp;&#x23;8211&#x3B;&#x20;Tasa&#x20;Anual&#x20;Equivalente&#x20;pueden&#x20;cambiar&#x20;en&#x20;cualquier&#x20;momento.&#x20;Asegurado&#x20;federalmente&#x20;por&#x20;la&#x20;NCUA.&#x20;&#x20;&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>Ver t\u00e9rminos<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   x-show=\"showAll\"  data-unique-id=\"cd-44\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">T\u00e9rmino<\/span>CD est\u00e1ndar a 6 meses<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.45%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Tasa de inter\u00e9s<\/span>0.45%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Dep\u00f3sito inicial<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">T\u00e9rminos<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Rentabilidad&#x20;Anual&#x20;Equivalente.&#x20;Tasas&#x20;actualizadas&#x20;diariamente.&#x20;Puede&#x20;imponerse&#x20;una&#x20;penalizaci&#x00F3;n&#x20;por&#x20;retirada&#x20;anticipada.&#x20;No&#x20;hay&#x20;dep&#x00F3;sitos&#x20;institucionales.&#x20;Las&#x20;comisiones&#x20;pueden&#x20;reducir&#x20;los&#x20;ingresos.&#x20;La&#x20;tasa&#x20;de&#x20;inter&#x00E9;s&#x20;y&#x20;la&#x20;tasa&#x20;anual&#x20;equivalente&#x20;pueden&#x20;cambiar&#x20;en&#x20;cualquier&#x20;momento,&#x20;seg&#x00FA;n&#x20;determine&#x20;el&#x20;consejo&#x20;de&#x20;administraci&#x00F3;n&#x20;de&#x20;la&#x20;cooperativa&#x20;de&#x20;cr&#x00E9;dito.&#x20;Asegurado&#x20;federalmente&#x20;por&#x20;la&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>Ver t\u00e9rminos<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   x-show=\"showAll\"  data-unique-id=\"cd-45\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">T\u00e9rmino<\/span>CD est\u00e1ndar de 1 a\u00f1o<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.70%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Tasa de inter\u00e9s<\/span>0.70%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Dep\u00f3sito inicial<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">T\u00e9rminos<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Rentabilidad&#x20;Anual&#x20;Equivalente.&#x20;Puede&#x20;imponerse&#x20;una&#x20;penalizaci&#x00F3;n&#x20;por&#x20;retirada&#x20;anticipada.&#x20;No&#x20;hay&#x20;dep&#x00F3;sitos&#x20;institucionales.&#x20;Capitalizaci&#x00F3;n&#x20;y&#x20;abono&#x20;&amp;&#x23;8211&#x3B;&#x20;Plazos&#x20;inferiores&#x20;a&#x20;12&#x20;meses&#x3A;&#x20;Los&#x20;intereses&#x20;se&#x20;capitalizar&#x00E1;n&#x20;y&#x20;se&#x20;abonar&#x00E1;n&#x20;en&#x20;la&#x20;cuenta&#x20;del&#x20;certificado&#x20;al&#x20;vencimiento,&#x20;pasando&#x20;a&#x20;formar&#x20;parte&#x20;del&#x20;saldo&#x20;principal.&#x20;Plazos&#x20;de&#x20;12&#x20;meses&#x20;o&#x20;m&#x00E1;s&#x3A;&#x20;Los&#x20;intereses&#x20;se&#x20;capitalizar&#x00E1;n&#x20;y&#x20;abonar&#x00E1;n&#x20;en&#x20;la&#x20;cuenta&#x20;del&#x20;certificado&#x20;trimestralmente,&#x20;pasando&#x20;a&#x20;formar&#x20;parte&#x20;del&#x20;saldo&#x20;principal.&#x20;&#x20;Las&#x20;comisiones&#x20;pueden&#x20;reducir&#x20;los&#x20;ingresos.&#x20;La&#x20;tasa&#x20;de&#x20;inter&#x00E9;s&#x20;y&#x20;la&#x20;APY&#x20;&amp;&#x23;8211&#x3B;&#x20;Tasa&#x20;Anual&#x20;Equivalente&#x20;pueden&#x20;cambiar&#x20;en&#x20;cualquier&#x20;momento.&#x20;Asegurado&#x20;federalmente&#x20;por&#x20;la&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>Ver t\u00e9rminos<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   x-show=\"showAll\"  data-unique-id=\"cd-46\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">T\u00e9rmino<\/span>CD est\u00e1ndar a 18 meses<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.80%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Tasa de inter\u00e9s<\/span>0.80%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Dep\u00f3sito inicial<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">T\u00e9rminos<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Rentabilidad&#x20;Anual&#x20;Equivalente.&#x20;Puede&#x20;imponerse&#x20;una&#x20;penalizaci&#x00F3;n&#x20;por&#x20;retirada&#x20;anticipada.&#x20;No&#x20;hay&#x20;dep&#x00F3;sitos&#x20;institucionales.&#x20;Capitalizaci&#x00F3;n&#x20;y&#x20;abono&#x20;&amp;&#x23;8211&#x3B;&#x20;Plazos&#x20;inferiores&#x20;a&#x20;12&#x20;meses&#x3A;&#x20;Los&#x20;intereses&#x20;se&#x20;capitalizar&#x00E1;n&#x20;y&#x20;se&#x20;abonar&#x00E1;n&#x20;en&#x20;la&#x20;cuenta&#x20;del&#x20;certificado&#x20;al&#x20;vencimiento,&#x20;pasando&#x20;a&#x20;formar&#x20;parte&#x20;del&#x20;saldo&#x20;principal.&#x20;Plazos&#x20;de&#x20;12&#x20;meses&#x20;o&#x20;m&#x00E1;s&#x3A;&#x20;Los&#x20;intereses&#x20;se&#x20;capitalizar&#x00E1;n&#x20;y&#x20;abonar&#x00E1;n&#x20;en&#x20;la&#x20;cuenta&#x20;del&#x20;certificado&#x20;trimestralmente,&#x20;pasando&#x20;a&#x20;formar&#x20;parte&#x20;del&#x20;saldo&#x20;principal.&#x20;&#x20;Las&#x20;comisiones&#x20;pueden&#x20;reducir&#x20;los&#x20;ingresos.&#x20;La&#x20;tasa&#x20;de&#x20;inter&#x00E9;s&#x20;y&#x20;la&#x20;APY&#x20;&amp;&#x23;8211&#x3B;&#x20;Tasa&#x20;Anual&#x20;Equivalente&#x20;pueden&#x20;cambiar&#x20;en&#x20;cualquier&#x20;momento.&#x20;Asegurado&#x20;federalmente&#x20;por&#x20;la&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>Ver t\u00e9rminos<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   x-show=\"showAll\"  data-unique-id=\"cd-47\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">T\u00e9rmino<\/span>CD est\u00e1ndar de 2 a\u00f1os<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.90%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Tasa de inter\u00e9s<\/span>0.90%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Dep\u00f3sito inicial<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">T\u00e9rminos<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Rentabilidad&#x20;Anual&#x20;Equivalente.&#x20;Puede&#x20;imponerse&#x20;una&#x20;penalizaci&#x00F3;n&#x20;por&#x20;retirada&#x20;anticipada.&#x20;No&#x20;hay&#x20;dep&#x00F3;sitos&#x20;institucionales.&#x20;Capitalizaci&#x00F3;n&#x20;y&#x20;abono&#x20;&amp;&#x23;8211&#x3B;&#x20;Plazos&#x20;inferiores&#x20;a&#x20;12&#x20;meses&#x3A;&#x20;Los&#x20;intereses&#x20;se&#x20;capitalizar&#x00E1;n&#x20;y&#x20;se&#x20;abonar&#x00E1;n&#x20;en&#x20;la&#x20;cuenta&#x20;del&#x20;certificado&#x20;al&#x20;vencimiento,&#x20;pasando&#x20;a&#x20;formar&#x20;parte&#x20;del&#x20;saldo&#x20;principal.&#x20;Plazos&#x20;de&#x20;12&#x20;meses&#x20;o&#x20;m&#x00E1;s&#x3A;&#x20;Los&#x20;intereses&#x20;se&#x20;capitalizar&#x00E1;n&#x20;y&#x20;abonar&#x00E1;n&#x20;en&#x20;la&#x20;cuenta&#x20;del&#x20;certificado&#x20;trimestralmente,&#x20;pasando&#x20;a&#x20;formar&#x20;parte&#x20;del&#x20;saldo&#x20;principal.&#x20;&#x20;Las&#x20;comisiones&#x20;pueden&#x20;reducir&#x20;los&#x20;ingresos.&#x20;La&#x20;tasa&#x20;de&#x20;inter&#x00E9;s&#x20;y&#x20;la&#x20;APY&#x20;&amp;&#x23;8211&#x3B;&#x20;Tasa&#x20;Anual&#x20;Equivalente&#x20;pueden&#x20;cambiar&#x20;en&#x20;cualquier&#x20;momento.&#x20;Asegurado&#x20;federalmente&#x20;por&#x20;la&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>Ver t\u00e9rminos<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   x-show=\"showAll\"  data-unique-id=\"cd-48\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">T\u00e9rmino<\/span>CD est\u00e1ndar a 3 a\u00f1os<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.95%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Tasa de inter\u00e9s<\/span>0.95%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Dep\u00f3sito inicial<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">T\u00e9rminos<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Rentabilidad&#x20;Anual&#x20;Equivalente.&#x20;Puede&#x20;imponerse&#x20;una&#x20;penalizaci&#x00F3;n&#x20;por&#x20;retirada&#x20;anticipada.&#x20;No&#x20;hay&#x20;dep&#x00F3;sitos&#x20;institucionales.&#x20;Capitalizaci&#x00F3;n&#x20;y&#x20;abono&#x20;&amp;&#x23;8211&#x3B;&#x20;Plazos&#x20;inferiores&#x20;a&#x20;12&#x20;meses&#x3A;&#x20;Los&#x20;intereses&#x20;se&#x20;capitalizar&#x00E1;n&#x20;y&#x20;se&#x20;abonar&#x00E1;n&#x20;en&#x20;la&#x20;cuenta&#x20;del&#x20;certificado&#x20;al&#x20;vencimiento,&#x20;pasando&#x20;a&#x20;formar&#x20;parte&#x20;del&#x20;saldo&#x20;principal.&#x20;Plazos&#x20;de&#x20;12&#x20;meses&#x20;o&#x20;m&#x00E1;s&#x3A;&#x20;Los&#x20;intereses&#x20;se&#x20;capitalizar&#x00E1;n&#x20;y&#x20;abonar&#x00E1;n&#x20;en&#x20;la&#x20;cuenta&#x20;del&#x20;certificado&#x20;trimestralmente,&#x20;pasando&#x20;a&#x20;formar&#x20;parte&#x20;del&#x20;saldo&#x20;principal.&#x20;&#x20;Las&#x20;comisiones&#x20;pueden&#x20;reducir&#x20;los&#x20;ingresos.&#x20;La&#x20;tasa&#x20;de&#x20;inter&#x00E9;s&#x20;y&#x20;la&#x20;APY&#x20;&amp;&#x23;8211&#x3B;&#x20;Tasa&#x20;Anual&#x20;Equivalente&#x20;pueden&#x20;cambiar&#x20;en&#x20;cualquier&#x20;momento.&#x20;Asegurado&#x20;federalmente&#x20;por&#x20;la&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>Ver t\u00e9rminos<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   x-show=\"showAll\"  data-unique-id=\"cd-49\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">T\u00e9rmino<\/span>CD est\u00e1ndar de 4 a\u00f1os<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>1.00%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Tasa de inter\u00e9s<\/span>1.00%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Dep\u00f3sito inicial<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">T\u00e9rminos<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Rentabilidad&#x20;Anual&#x20;Equivalente.&#x20;Puede&#x20;imponerse&#x20;una&#x20;penalizaci&#x00F3;n&#x20;por&#x20;retirada&#x20;anticipada.&#x20;No&#x20;hay&#x20;dep&#x00F3;sitos&#x20;institucionales.&#x20;Capitalizaci&#x00F3;n&#x20;y&#x20;abono&#x20;&amp;&#x23;8211&#x3B;&#x20;Plazos&#x20;inferiores&#x20;a&#x20;12&#x20;meses&#x3A;&#x20;Los&#x20;intereses&#x20;se&#x20;capitalizar&#x00E1;n&#x20;y&#x20;se&#x20;abonar&#x00E1;n&#x20;en&#x20;la&#x20;cuenta&#x20;del&#x20;certificado&#x20;al&#x20;vencimiento,&#x20;pasando&#x20;a&#x20;formar&#x20;parte&#x20;del&#x20;saldo&#x20;principal.&#x20;Plazos&#x20;de&#x20;12&#x20;meses&#x20;o&#x20;m&#x00E1;s&#x3A;&#x20;Los&#x20;intereses&#x20;se&#x20;capitalizar&#x00E1;n&#x20;y&#x20;abonar&#x00E1;n&#x20;en&#x20;la&#x20;cuenta&#x20;del&#x20;certificado&#x20;trimestralmente,&#x20;pasando&#x20;a&#x20;formar&#x20;parte&#x20;del&#x20;saldo&#x20;principal.&#x20;&#x20;Las&#x20;comisiones&#x20;pueden&#x20;reducir&#x20;los&#x20;ingresos.&#x20;La&#x20;tasa&#x20;de&#x20;inter&#x00E9;s&#x20;y&#x20;la&#x20;APY&#x20;&amp;&#x23;8211&#x3B;&#x20;Tasa&#x20;Anual&#x20;Equivalente&#x20;pueden&#x20;cambiar&#x20;en&#x20;cualquier&#x20;momento.&#x20;Asegurado&#x20;federalmente&#x20;por&#x20;la&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>Ver t\u00e9rminos<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   x-show=\"showAll\"  data-unique-id=\"cd-50\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">T\u00e9rmino<\/span>CD est\u00e1ndar a 5 a\u00f1os<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>1.10%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Tasa de inter\u00e9s<\/span>1.10%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Dep\u00f3sito inicial<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">T\u00e9rminos<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; 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Los requisitos [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":16993,"parent":18594,"menu_order":110,"comment_status":"closed","ping_status":"closed","template":"product-detail-page.php","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"class_list":["post-18608","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.4 (Yoast SEO v28.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Cuentas individuales - ICCU<\/title>\n<meta name=\"description\" content=\"Invertir en una Cuenta de Jubilaci\u00f3n Individual (IRA) es una forma estupenda de proporcionar flexibilidad, accesibilidad y valiosas ventajas fiscales. 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