{"id":21091,"date":"2025-03-13T14:20:26","date_gmt":"2025-03-13T20:20:26","guid":{"rendered":"https:\/\/www.iccu.com\/services\/skip-a-pay\/"},"modified":"2026-01-27T15:21:50","modified_gmt":"2026-01-27T22:21:50","slug":"skip-a-pay","status":"publish","type":"page","link":"https:\/\/www.iccu.com\/es\/services\/skip-a-pay\/","title":{"rendered":"Skip-A-Pay"},"content":{"rendered":"\n
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Omitir un pago en pr\u00e9stamos y tarjetas de cr\u00e9dito elegibles<\/h2>\n\n\n\n

El servicio Skip-A-Pay <\/strong>de ICCU puede utilizarse dos veces al a\u00f1o para la mayor\u00eda de los pr\u00e9stamos a plazos y tarjetas de cr\u00e9dito Visa. Aunque las hipotecas y los pr\u00e9stamos comerciales est\u00e1n excluidos, el proceso es sencillo e incluye una peque\u00f1a comisi\u00f3n de $29.00. <\/p>\n\n\n\n

Tanto si te enfrentas a gastos imprevistos como si s\u00f3lo necesitas un poco de espacio para respirar, Skip-A-Pay te ofrece flexibilidad y ayuda, para que puedas mantenerte al d\u00eda en tus objetivos financieros. Los intereses se seguir\u00e1n acumulando durante el mes omitido, pero el pago omitido puede recuperarse m\u00e1s tarde, lo que lo convierte en una opci\u00f3n c\u00f3moda para gestionar tu presupuesto. <\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n

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\"Un<\/figure>\n<\/div>\n\n\n\n
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Elegibilidad<\/strong><\/p>\n\n\n\n

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  • La mayor\u00eda de los pr\u00e9stamos a plazos pueden saltarse los pagos dos veces al a\u00f1o.<\/li>\n\n\n\n
  • Son elegibles los pr\u00e9stamos para veh\u00edculos recreativos con plazos de 94 meses o menos.<\/li>\n\n\n\n
  • Las tarjetas de cr\u00e9dito Visa con un vencimiento m\u00ednimo superior a $29.00 son elegibles.<\/li>\n\n\n\n
  • Las hipotecas, los PLOC, los HELOC y los pr\u00e9stamos comerciales no son elegibles.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n
    <\/div>\n\n\n\n
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    \"\"<\/figure>\n<\/div>\n\n\n\n
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    Tramitaci\u00f3n y tasas<\/strong><\/p>\n\n\n\n

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    • Puedes saltarte el pago del mes en curso a trav\u00e9s de eBranch.<\/li>\n\n\n\n
    • El procesamiento manual requiere firmar una carta de Omisi\u00f3n de Pago.<\/li>\n\n\n\n
    • Puede ser necesario detener manualmente los pagos autom\u00e1ticos.<\/li>\n\n\n\n
    • Se aplica una tasa de $29.00, que puede cubrirse con un pago principal.<\/li>\n\n\n\n
    • Los intereses se seguir\u00e1n devengando durante el mes omitido.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n

      <\/p>\n\n\n\n

      <\/p>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"

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