{"id":34199,"date":"2026-01-30T17:02:00","date_gmt":"2026-01-31T00:02:00","guid":{"rendered":"https:\/\/www.iccu.com\/?page_id=34199"},"modified":"2026-02-03T12:50:05","modified_gmt":"2026-02-03T19:50:05","slug":"tax-forms","status":"publish","type":"page","link":"https:\/\/www.iccu.com\/es\/services\/tax-forms\/","title":{"rendered":"Formularios fiscales ICCU: Lo que debes saber"},"content":{"rendered":"\n<div class=\"wp-block-group alignfull has-white-color has-green-background-color has-text-color has-background has-link-color wp-elements-3e2634319c15bd0c4d8e35cfdb9a5f57\" id=\"ebranch-payments\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-when-nbsp-you-ll-nbsp-receive-tax-forms-nbsp\">Cu\u00e1ndo recibir\u00e1s los formularios fiscales  <\/h2>\n\n\n\n<p class=\"has-lg-font-size\">La mayor\u00eda de los formularios fiscales de ICCU se env\u00edan por correo y se publican en Internet antes del 31 de enero de cada a\u00f1o. Si el 31 de enero cae en fin de semana o festivo, los formularios se entregar\u00e1n el siguiente d\u00eda laborable.   <\/p>\n\n\n\n<p>Algunos formularios, como los de la serie 5498, se emiten m\u00e1s tarde en el a\u00f1o porque reflejan aportaciones que pueden hacerse hasta la fecha l\u00edmite de presentaci\u00f3n de la declaraci\u00f3n de los impuestos. <\/p>\n\n\n\n<p class=\"has-lg-font-size\">ICCU proporciona formularios fiscales basados en los requisitos del IRS para tus cuentas. Si no cumples los requisitos del IRS para un formulario espec\u00edfico, no se generar\u00e1 ninguno. Si crees que falta un formulario requerido, ponte en contacto con nosotros. Estaremos encantados de ayudarte.   <\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-inverted-small\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.iccu.com\/es\/contact\/\">Contacta con nosotros<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-group alignfull has-white-background-color has-background\" id=\"access-forms\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-green-color has-text-color has-link-color wp-elements-848ae2e122f0ce613086c714fcc49597\" id=\"h-how-to-access-your-tax-forms-nbsp\">C\u00f3mo acceder a tus formularios de impuestos <\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-black-color has-text-color\" id=\"h-online-banking-ebranch-amp-mobile-app-nbsp\">Banca electr\u00f3nica (eBranch) y aplicaci\u00f3n m\u00f3vil  <\/h3>\n\n\n\n<p>Muchos formularios fiscales est\u00e1n disponibles electr\u00f3nicamente antes del 31 de enero de cada a\u00f1o. Para acceder al tuyo:   <\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>Con\u00e9ctate a <a href=\"https:\/\/iccustaging.orb.alkamitech.com\/MyAccountsV2\" target=\"_blank\" rel=\"noreferrer noopener\">eBranch<\/a> o a la aplicaci\u00f3n m\u00f3vil  <\/li>\n\n\n\n<li>Selecciona \u00abHerramientas y Servicios\u00bb &gt; \u00abDocumentos electr\u00f3nicos\u00bb <\/li>\n\n\n\n<li>A continuaci\u00f3n, selecciona \u00abFormularios fiscales\u00bb para ver la lista de formularios fiscales disponibles  <\/li>\n<\/ol>\n\n\n\n<p>Si un formulario no aparece en la lista, es posible que no haya sido necesario seg\u00fan la actividad de tu cuenta.  <\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-year-end-statements-for-interest-paid-nbsp\">Declaraciones de fin de a\u00f1o por intereses pagados  <\/h3>\n\n\n\n<p>Los pr\u00e9stamos para autom\u00f3viles no generan formularios de impuestos del IRS. Sin embargo, los afiliados suelen necesitar los totales pagados por intereses para la preparaci\u00f3n de impuestos.   <\/p>\n\n\n\n<p>Tu declaraci\u00f3n de fin de a\u00f1o de diciembre incluye:  <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Intereses pagados hasta la fecha (YTD)  <\/li>\n\n\n\n<li>Datos de la cuenta del pr\u00e9stamo  <\/li>\n<\/ul>\n\n\n\n<p>Para acceder a tus declaraciones:  <\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>Con\u00e9ctate a <a href=\"https:\/\/iccustaging.orb.alkamitech.com\/MyAccountsV2\" target=\"_blank\" rel=\"noreferrer noopener\">eBranch<\/a> o a la aplicaci\u00f3n m\u00f3vil  <\/li>\n\n\n\n<li>Selecciona \u00abHerramientas y Servicios\u00bb &gt; \u00abDocumentos electr\u00f3nicos\u00bb <\/li>\n\n\n\n<li>A continuaci\u00f3n, selecciona \u00abDeclaraciones\u00bb para ver una lista de las declaraciones disponibles  <\/li>\n<\/ol>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-group alignfull has-background\" id=\"forms\" style=\"background-color:#f7f7f7\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-green-color has-text-color\" id=\"h-common-iccu-tax-forms\">Formularios fiscales comunes de ICCU<\/h2>\n\n\n\n<p>Aqu\u00ed tienes los formularios fiscales m\u00e1s comunes que ICCU pone a tu disposici\u00f3n antes del 31 de enero de cada a\u00f1o. <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"#1098\">Formulario 1098 &#8211; Declaraci\u00f3n de intereses hipotecarios<\/a><\/li>\n\n\n\n<li><a href=\"#1099int\">Formulario 1099-INT &#8211; Ingresos por intereses<\/a><\/li>\n\n\n\n<li><a href=\"#1099r\">Formulario 1099-R &#8211; Distribuciones de cuentas de jubilaci\u00f3n<\/a><\/li>\n\n\n\n<li><a href=\"#1099q\">Formulario 1099-Q &#8211; Distribuciones de ahorros para educaci\u00f3n<\/a><\/li>\n\n\n\n<li><a href=\"#1099sa\">Formulario 1099-SA &#8211; Distribuciones de la Cuenta de Ahorros para Salud<\/a><\/li>\n\n\n\n<li><a href=\"#5498-series\">Formulario 5498 &#8211; Aportaciones y valor justo de mercado<\/a><\/li>\n\n\n\n<li><a href=\"#1099b\">Formulario 1099-B &#8211; Formularios criptofiscales<\/a><\/li>\n<\/ul>\n\n\n\n<div style=\"height:1px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1098\">Formulario 1098 &#8211; Declaraci\u00f3n de intereses hipotecarios  <\/h3>\n\n\n\n<p>Recibir\u00e1s un 1098 si pagaste m\u00e1s de $600 en intereses y recargos por demora en una hipoteca o HELOC de ICCU durante el a\u00f1o. <\/p>\n\n\n\n<p>En tu 1098 aparecer\u00e1:  <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Total de intereses hipotecarios o HELOC pagados  <\/li>\n\n\n\n<li>Comisiones de demora subvencionables  <\/li>\n\n\n\n<li>Capital hipotecario pendiente al inicio del ejercicio fiscal  <\/li>\n<\/ul>\n\n\n\n<p>Recibir\u00e1s un 1098 distinto por cada n\u00famero de pr\u00e9stamo elegible.  <\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1099int\">Formulario 1099-INT &#8211; Ingresos por intereses  <\/h3>\n\n\n\n<p>Recibir\u00e1s un 1099-INT si has ganado $10 o m\u00e1s en intereses en cuentas de dep\u00f3sito de ICCU como: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cuentas de Ahorro <\/li>\n\n\n\n<li>CDs <\/li>\n\n\n\n<li>Cuentas del mercado monetario  <\/li>\n\n\n\n<li>Cuentas de Ahorros M\u00e9dicos  <\/li>\n<\/ul>\n\n\n\n<p>Este formulario tambi\u00e9n incluye las penalizaciones por retirada anticipada de CD.  <\/p>\n\n\n\n<p>Ejemplos:  <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Si s\u00f3lo una de tus cuentas ha ganado $10 o m\u00e1s en intereses, recibir\u00e1s un 1099-INT por esa cuenta. <\/li>\n\n\n\n<li>Las cuentas IRA, Roth IRA y Coverdell CD no generan formularios 1099-INT.  <\/li>\n<\/ul>\n\n\n\n<p>Tambi\u00e9n puedes recibir un 1099-INT si:  <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Redimiste bonos  <\/li>\n\n\n\n<li>Recibiste dinero de bonificaci\u00f3n promocional  <\/li>\n\n\n\n<li>Te retuvieron impuestos federales, aunque los intereses devengados fueran inferiores a $10 <\/li>\n<\/ul>\n\n\n\n<div style=\"height:1px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1099r\">Formulario 1099-R &#8211; Distribuciones de cuentas de jubilaci\u00f3n  <\/h3>\n\n\n\n<p>Emitido antes del 31 de enero, este formulario informa de las distribuciones de:  <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>IRA tradicionales  <\/li>\n\n\n\n<li>IRA Roth  <\/li>\n\n\n\n<li>IRA SEP  <\/li>\n<\/ul>\n\n\n\n<div style=\"height:1px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1099q\">Formulario 1099-Q &#8211; Distribuciones de ahorros para educaci\u00f3n  <\/h3>\n\n\n\n<p>Tambi\u00e9n emitido antes del 31 de enero, este formulario informa de las distribuciones de las Cuentas de Ahorros Coverdell Education (ESA).  <\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1099sa\">Formulario 1099-SA &#8211; Distribuciones de la Cuenta de Ahorros para Salud  <\/h3>\n\n\n\n<p>Recibir\u00e1s este formulario si hiciste distribuciones de tu Cuenta de Ahorros para Salud (HSA).  <\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"5498-series\">Formulario 5498 &#8211; Aportaciones y valor justo de mercado  <\/h3>\n\n\n\n<p>Estos formularios se emiten despu\u00e9s del plazo de presentaci\u00f3n de la declaraci\u00f3n de impuestos para permitir las contribuciones del a\u00f1o anterior. <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>5498 &#8211; Aportaciones IRA y valor de mercado al cierre del ejercicio  <\/li>\n\n\n\n<li>5498-ESA &#8211; Contribuciones ESA (emitidas antes del 30 de abril)  <\/li>\n\n\n\n<li>5498-SA &#8211; Aportaciones a la HSA (emitidas antes del 31 de mayo)  <\/li>\n<\/ul>\n\n\n\n<p><strong>Nota:<\/strong> Estos formularios <em>no<\/em> son necesarios para presentar su declaraci\u00f3n de impuestos. Confirman la informaci\u00f3n que presentas a el IRS.  <\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1099b\">Formulario 1099-B &#8211; Formularios criptofiscales  <\/h3>\n\n\n\n<p>Si compraste y vendiste bitcoin a trav\u00e9s del antiguo Crypto widget de ICCU, es posible que recibas un 1099-B correspondiente al a\u00f1o en que vendiste criptomoneda. Si necesitas copias de a\u00f1os anteriores tras la interrupci\u00f3n del servicio Crypto, ponte en contacto con nosotros. <\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-group alignfull has-white-color has-dark-green-background-color has-text-color has-background has-link-color wp-elements-168011a0690799bf911eeb34bf02b5c5\" id=\"ebranch-payments\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-didn-t-receive-a-form\">\u00bfNo has recibido el formulario?<\/h2>\n\n\n\n<p class=\"has-lg-font-size\">\u00c9stas son las razones m\u00e1s comunes:  <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tu cuenta no cumpl\u00eda los umbrales de declaraci\u00f3n a del IRS. <\/li>\n\n\n\n<li>El tipo de formulario no es necesario para tu cuenta espec\u00edfica  <\/li>\n\n\n\n<li>No eres el titular fiscal de la cuenta  <\/li>\n<\/ul>\n\n\n\n<p class=\"has-lg-font-size\">Si crees que falta un formulario por error, nuestro equipo puede ayudarte a investigarlo y resolverlo.  <\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-inverted-small\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.iccu.com\/es\/contact\/\">Contacta con nosotros<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-group alignfull\" id=\"ebranch-payments\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-green-color has-text-color\" id=\"h-we-re-nbsp-here-to-help-nbsp\">Estamos aqu\u00ed para ayudarte  <\/h2>\n\n\n\n<p class=\"has-lg-font-size\">Los formularios fiscales pueden ser confusos, pero acceder al tuyo no deber\u00eda serlo. Si tienes preguntas o necesitas ayuda para localizar un formulario, visita tu sucursal m\u00e1s cercana, env\u00edanos un mensaje seguro en <a href=\"https:\/\/iccustaging.orb.alkamitech.com\/MyAccountsV2\" target=\"_blank\" rel=\"noreferrer noopener\">eBranch<\/a> o ll\u00e1manos.   <\/p>\n\n\n\n<p class=\"has-lg-font-size\">En ICCU, tu \u00e9xito financiero es nuestra misi\u00f3n. Haznos saber c\u00f3mo podemos apoyarte esta temporada de impuestos. <\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-primary-small\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.iccu.com\/es\/contact\/\">Contacta con nosotros<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-group alignfull has-light-gray-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\"><section id=\"block_7ea102250892abe16607c229f93820e6\" class=\"o-simple-faq  is-layout-flex wp-block-columns alignwide\">\n    <div class=\"o-simple-faq__inner\">\n        <h2 class=\"has-text-align-left\">Preguntas frecuentes <\/h2>\n                <div class=\"o-simple-faq__question\">\n            <p class=\"o-simple-faq__heading\">\u00bfCu\u00e1ndo estar\u00e1n disponibles en l\u00ednea mis formularios fiscales de ICCU?   <span class=\"o-simple-faq__icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path d=\"M12 2c5.514 0 10 4.486 10 10s-4.486 10-10 10-10-4.486-10-10 4.486-10 10-10zm0-2c-6.627 0-12 5.373-12 12s5.373 12 12 12 12-5.373 12-12-5.373-12-12-12zm6 13h-5v5h-2v-5h-5v-2h5v-5h2v5h5v2z\"\/><\/svg><\/span><\/p>\n            <p class=\"o-simple-faq__description\">La mayor\u00eda de los formularios fiscales de ICCU est\u00e1n disponibles antes del 31 de enero. Los formularios que dependen de las contribuciones de final de a\u00f1o, como la serie 5498, est\u00e1n disponibles despu\u00e9s de la fecha l\u00edmite de presentaci\u00f3n de impuestos.   <\/p>\n        <\/div>\n                <div class=\"o-simple-faq__question\">\n            <p class=\"o-simple-faq__heading\">\u00bfRecibir\u00e9 el formulario de impuestos por correo, por Internet o por ambos medios? <span class=\"o-simple-faq__icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path d=\"M12 2c5.514 0 10 4.486 10 10s-4.486 10-10 10-10-4.486-10-10 4.486-10 10-10zm0-2c-6.627 0-12 5.373-12 12s5.373 12 12 12 12-5.373 12-12-5.373-12-12-12zm6 13h-5v5h-2v-5h-5v-2h5v-5h2v5h5v2z\"\/><\/svg><\/span><\/p>\n            <p class=\"o-simple-faq__description\">Si se requiere un formulario, ICCU lo enviar\u00e1 por correo y tambi\u00e9n lo publicar\u00e1 en Internet, cuando proceda. Si est\u00e1s inscrito en los extractos sin papel, muchos formularios estar\u00e1n disponibles digitalmente. <\/p>\n        <\/div>\n                <div class=\"o-simple-faq__question\">\n            <p class=\"o-simple-faq__heading\">\u00bfPor qu\u00e9 no aparece mi formulario de impuestos en eBranch o en la aplicaci\u00f3n m\u00f3vil? <span class=\"o-simple-faq__icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path d=\"M12 2c5.514 0 10 4.486 10 10s-4.486 10-10 10-10-4.486-10-10 4.486-10 10-10zm0-2c-6.627 0-12 5.373-12 12s5.373 12 12 12 12-5.373 12-12-5.373-12-12-12zm6 13h-5v5h-2v-5h-5v-2h5v-5h2v5h5v2z\"\/><\/svg><\/span><\/p>\n            <p class=\"o-simple-faq__description\">Es posible que no hayas cumplido los requisitos de informaci\u00f3n del IRS para ese formulario. Si crees que deber\u00edas haber recibido uno, ICCU puede ayudarte a revisar tu cuenta.   <\/p>\n        <\/div>\n                <div class=\"o-simple-faq__question\">\n            <p class=\"o-simple-faq__heading\">\u00bfPor qu\u00e9 no he recibido un 1098 por mi hipoteca o HELOC? <span class=\"o-simple-faq__icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path d=\"M12 2c5.514 0 10 4.486 10 10s-4.486 10-10 10-10-4.486-10-10 4.486-10 10-10zm0-2c-6.627 0-12 5.373-12 12s5.373 12 12 12 12-5.373 12-12-5.373-12-12-12zm6 13h-5v5h-2v-5h-5v-2h5v-5h2v5h5v2z\"\/><\/svg><\/span><\/p>\n            <p class=\"o-simple-faq__description\">S\u00f3lo se emite un 1098 si pagaste m\u00e1s de $600 en intereses y comisiones de demora admisibles por ese pr\u00e9stamo durante el a\u00f1o. <\/p>\n        <\/div>\n                <div class=\"o-simple-faq__question\">\n            <p class=\"o-simple-faq__heading\">\u00bfPor qu\u00e9 recib\u00ed un 1099-INT aunque gan\u00e9 menos de 10 d\u00f3lares de intereses? <span class=\"o-simple-faq__icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path d=\"M12 2c5.514 0 10 4.486 10 10s-4.486 10-10 10-10-4.486-10-10 4.486-10 10-10zm0-2c-6.627 0-12 5.373-12 12s5.373 12 12 12 12-5.373 12-12-5.373-12-12-12zm6 13h-5v5h-2v-5h-5v-2h5v-5h2v5h5v2z\"\/><\/svg><\/span><\/p>\n            <p class=\"o-simple-faq__description\">Se sigue emitiendo un 1099-INT cuando se ha producido una retenci\u00f3n de impuestos federales en tu cuenta.<\/p>\n        <\/div>\n                <div class=\"o-simple-faq__question\">\n            <p class=\"o-simple-faq__heading\">\u00bfPor qu\u00e9 no he recibido un 1099-INT por mi IRA o CD Coverdell?   <span class=\"o-simple-faq__icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path d=\"M12 2c5.514 0 10 4.486 10 10s-4.486 10-10 10-10-4.486-10-10 4.486-10 10-10zm0-2c-6.627 0-12 5.373-12 12s5.373 12 12 12 12-5.373 12-12-5.373-12-12-12zm6 13h-5v5h-2v-5h-5v-2h5v-5h2v5h5v2z\"\/><\/svg><\/span><\/p>\n            <p class=\"o-simple-faq__description\">Estos tipos de cuenta no generan formularios 1099-INT.  <\/p>\n        <\/div>\n                <div class=\"o-simple-faq__question\">\n            <p class=\"o-simple-faq__heading\">\u00bfNecesito mi 5498 para presentar mi declaraci\u00f3n de impuestos?  <span class=\"o-simple-faq__icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path d=\"M12 2c5.514 0 10 4.486 10 10s-4.486 10-10 10-10-4.486-10-10 4.486-10 10-10zm0-2c-6.627 0-12 5.373-12 12s5.373 12 12 12 12-5.373 12-12-5.373-12-12-12zm6 13h-5v5h-2v-5h-5v-2h5v-5h2v5h5v2z\"\/><\/svg><\/span><\/p>\n            <p class=\"o-simple-faq__description\">No. El 5498 confirma las cotizaciones y los valores justos de mercado y se emite despu\u00e9s del plazo de presentaci\u00f3n de la declaraci\u00f3n de de impuestos. No es necesario incluirlo en la declaraci\u00f3n. <\/p>\n        <\/div>\n                <div class=\"o-simple-faq__question\">\n            <p class=\"o-simple-faq__heading\">\u00bfPor qu\u00e9 he recibido un 1099-R y un 5498 por la transferencia de mi IRA?   <span class=\"o-simple-faq__icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path d=\"M12 2c5.514 0 10 4.486 10 10s-4.486 10-10 10-10-4.486-10-10 4.486-10 10-10zm0-2c-6.627 0-12 5.373-12 12s5.373 12 12 12 12-5.373 12-12-5.373-12-12-12zm6 13h-5v5h-2v-5h-5v-2h5v-5h2v5h5v2z\"\/><\/svg><\/span><\/p>\n            <p class=\"o-simple-faq__description\">Recibes un 1099-R por la parte de la distribuci\u00f3n y un 5498 que demuestra que los fondos se depositaron como una transferencia.<\/p>\n        <\/div>\n                <div class=\"o-simple-faq__question\">\n            <p class=\"o-simple-faq__heading\">\u00bfPuedo obtener un formulario fiscal para los intereses de mi pr\u00e9stamo de coche?   <span class=\"o-simple-faq__icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path d=\"M12 2c5.514 0 10 4.486 10 10s-4.486 10-10 10-10-4.486-10-10 4.486-10 10-10zm0-2c-6.627 0-12 5.373-12 12s5.373 12 12 12 12-5.373 12-12-5.373-12-12-12zm6 13h-5v5h-2v-5h-5v-2h5v-5h2v5h5v2z\"\/><\/svg><\/span><\/p>\n            <p class=\"o-simple-faq__description\">Los pr\u00e9stamos para autom\u00f3viles no generan formularios de impuestos del IRS. Puedes utilizar tu declaraci\u00f3n de fin de a\u00f1o de diciembre para encontrar los intereses pagados para la preparaci\u00f3n de impuestos.  <\/p>\n        <\/div>\n                <div class=\"o-simple-faq__question\">\n            <p class=\"o-simple-faq__heading\">\u00bfD\u00f3nde encuentro mi 1099-B para cripto si el widget de cripto ya no est\u00e1 disponible? <span class=\"o-simple-faq__icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path d=\"M12 2c5.514 0 10 4.486 10 10s-4.486 10-10 10-10-4.486-10-10 4.486-10 10-10zm0-2c-6.627 0-12 5.373-12 12s5.373 12 12 12 12-5.373 12-12-5.373-12-12-12zm6 13h-5v5h-2v-5h-5v-2h5v-5h2v5h5v2z\"\/><\/svg><\/span><\/p>\n            <p class=\"o-simple-faq__description\">Si el formulario no est\u00e1 disponible en la aplicaci\u00f3n m\u00f3vil, ponte en contacto con ICCU y te ayudaremos a recuperarlo.<\/p>\n        <\/div>\n          \n    <\/div>\n<\/section>\n<\/div><\/div>\n\n<style>.entry-content ol, .entry-content ul {\n    margin-top: 0 !important;\n}\n\n\nol, ul {\n    font-family: var(--list--font-family);\n    margin: 0;\n    padding-left: 20px;\n}\n\n.entry-content .wp-block-group p, .entry-content>p {\n    padding: 0;\n}\n\n<\/style>\n","protected":false},"excerpt":{"rendered":"<p>Cu\u00e1ndo recibir\u00e1s los formularios fiscales La mayor\u00eda de los formularios fiscales de ICCU se env\u00edan por correo y se publican [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":34201,"parent":18454,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"product-detail-page.php","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"class_list":["post-34199","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Formularios fiscales ICCU: Lo que debes saber - ICCU<\/title>\n<meta name=\"description\" content=\"ICCU te ofrece los formularios fiscales que necesitas para hipotecas, ahorros, cuentas IRA, cuentas HSA y mucho m\u00e1s. Inf\u00f3rmate de cu\u00e1ndo est\u00e1n disponibles los formularios y c\u00f3mo acceder a ellos.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.iccu.com\/es\/services\/tax-forms\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Formularios fiscales ICCU: Lo que debes saber\" \/>\n<meta property=\"og:description\" content=\"ICCU te ofrece los formularios fiscales que necesitas para hipotecas, ahorros, cuentas IRA, cuentas HSA y mucho m\u00e1s. Inf\u00f3rmate de cu\u00e1ndo est\u00e1n disponibles los formularios y c\u00f3mo acceder a ellos.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.iccu.com\/es\/services\/tax-forms\/\" \/>\n<meta property=\"og:site_name\" content=\"ICCU\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/IdahoCentralCreditUnion\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-03T19:50:05+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2026\/01\/hero-services-tax-forms-2026.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"780\" \/>\n\t<meta property=\"og:image:height\" content=\"586\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@Idaho_Central\" \/>\n<meta name=\"twitter:label1\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.iccu.com\\\/es\\\/services\\\/tax-forms\\\/\",\"url\":\"https:\\\/\\\/www.iccu.com\\\/es\\\/services\\\/tax-forms\\\/\",\"name\":\"Formularios fiscales ICCU: Lo que debes saber - ICCU\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.iccu.com\\\/es\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.iccu.com\\\/es\\\/services\\\/tax-forms\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.iccu.com\\\/es\\\/services\\\/tax-forms\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.iccu.com\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/hero-services-tax-forms-2026.webp\",\"datePublished\":\"2026-01-31T00:02:00+00:00\",\"dateModified\":\"2026-02-03T19:50:05+00:00\",\"description\":\"ICCU te ofrece los formularios fiscales que necesitas para hipotecas, ahorros, cuentas IRA, cuentas HSA y mucho m\u00e1s. Inf\u00f3rmate de cu\u00e1ndo est\u00e1n disponibles los formularios y c\u00f3mo acceder a ellos.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.iccu.com\\\/es\\\/services\\\/tax-forms\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.iccu.com\\\/es\\\/services\\\/tax-forms\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/www.iccu.com\\\/es\\\/services\\\/tax-forms\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.iccu.com\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/hero-services-tax-forms-2026.webp\",\"contentUrl\":\"https:\\\/\\\/www.iccu.com\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/hero-services-tax-forms-2026.webp\",\"width\":780,\"height\":586,\"caption\":\"A couple looking at documents together.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.iccu.com\\\/es\\\/services\\\/tax-forms\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.iccu.com\\\/es\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Servicios\",\"item\":\"https:\\\/\\\/www.iccu.com\\\/es\\\/services\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Formularios fiscales ICCU: Lo que debes saber\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.iccu.com\\\/es\\\/#website\",\"url\":\"https:\\\/\\\/www.iccu.com\\\/es\\\/\",\"name\":\"ICCU\",\"description\":\"Looking after your daily balance.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.iccu.com\\\/es\\\/#organization\"},\"alternateName\":\"ICCU\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.iccu.com\\\/es\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.iccu.com\\\/es\\\/#organization\",\"name\":\"ICCU\",\"url\":\"https:\\\/\\\/www.iccu.com\\\/es\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/www.iccu.com\\\/es\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.iccu.com\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/ICCU-logo-2color_696x696.png\",\"contentUrl\":\"https:\\\/\\\/www.iccu.com\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/ICCU-logo-2color_696x696.png\",\"width\":696,\"height\":696,\"caption\":\"ICCU\"},\"image\":{\"@id\":\"https:\\\/\\\/www.iccu.com\\\/es\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/IdahoCentralCreditUnion\",\"https:\\\/\\\/x.com\\\/Idaho_Central\",\"https:\\\/\\\/www.youtube.com\\\/idahocentralcu\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/idahocentralcreditunion\\\/\",\"https:\\\/\\\/www.instagram.com\\\/idahocentralcu\\\/\"],\"description\":\"ICCU is a state-chartered credit union in the western United States, headquartered in Chubbuck, Idaho. Whether you\u2019re banking in the branch or banking on the go, ICCU is looking after your daily balance. Get great rates on auto and home loans. Check out our Visa Rewards Cards. Discover more perks with Central Plus Checking. Bank your way with drive-thru, ATM, live video chat, mobile banking. Open Saturdays. We also offer investment, insurance, and business solutions. As a member of ICCU, you\u2019ll have a financial leader that\u2019s helping you achieve financial success. Routing Number: 324173626. NMLS ID: 433926.\",\"email\":\"memberservice@iccu.com\",\"telephone\":\"(800) 456-5067\",\"foundingDate\":\"1940-06-28\",\"taxID\":\"82-0217065\",\"duns\":\"108135278\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"1001\",\"maxValue\":\"5000\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Formularios fiscales ICCU: Lo que debes saber - ICCU","description":"ICCU te ofrece los formularios fiscales que necesitas para hipotecas, ahorros, cuentas IRA, cuentas HSA y mucho m\u00e1s. Inf\u00f3rmate de cu\u00e1ndo est\u00e1n disponibles los formularios y c\u00f3mo acceder a ellos.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.iccu.com\/es\/services\/tax-forms\/","og_locale":"es_ES","og_type":"article","og_title":"Formularios fiscales ICCU: Lo que debes saber","og_description":"ICCU te ofrece los formularios fiscales que necesitas para hipotecas, ahorros, cuentas IRA, cuentas HSA y mucho m\u00e1s. Inf\u00f3rmate de cu\u00e1ndo est\u00e1n disponibles los formularios y c\u00f3mo acceder a ellos.","og_url":"https:\/\/www.iccu.com\/es\/services\/tax-forms\/","og_site_name":"ICCU","article_publisher":"https:\/\/www.facebook.com\/IdahoCentralCreditUnion","article_modified_time":"2026-02-03T19:50:05+00:00","og_image":[{"width":780,"height":586,"url":"https:\/\/www.iccu.com\/wp-content\/uploads\/2026\/01\/hero-services-tax-forms-2026.webp","type":"image\/webp"}],"twitter_card":"summary_large_image","twitter_site":"@Idaho_Central","twitter_misc":{"Tiempo de lectura":"5 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.iccu.com\/es\/services\/tax-forms\/","url":"https:\/\/www.iccu.com\/es\/services\/tax-forms\/","name":"Formularios fiscales ICCU: Lo que debes saber - ICCU","isPartOf":{"@id":"https:\/\/www.iccu.com\/es\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.iccu.com\/es\/services\/tax-forms\/#primaryimage"},"image":{"@id":"https:\/\/www.iccu.com\/es\/services\/tax-forms\/#primaryimage"},"thumbnailUrl":"https:\/\/www.iccu.com\/wp-content\/uploads\/2026\/01\/hero-services-tax-forms-2026.webp","datePublished":"2026-01-31T00:02:00+00:00","dateModified":"2026-02-03T19:50:05+00:00","description":"ICCU te ofrece los formularios fiscales que necesitas para hipotecas, ahorros, cuentas IRA, cuentas HSA y mucho m\u00e1s. Inf\u00f3rmate de cu\u00e1ndo est\u00e1n disponibles los formularios y c\u00f3mo acceder a ellos.","breadcrumb":{"@id":"https:\/\/www.iccu.com\/es\/services\/tax-forms\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.iccu.com\/es\/services\/tax-forms\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.iccu.com\/es\/services\/tax-forms\/#primaryimage","url":"https:\/\/www.iccu.com\/wp-content\/uploads\/2026\/01\/hero-services-tax-forms-2026.webp","contentUrl":"https:\/\/www.iccu.com\/wp-content\/uploads\/2026\/01\/hero-services-tax-forms-2026.webp","width":780,"height":586,"caption":"A couple looking at documents together."},{"@type":"BreadcrumbList","@id":"https:\/\/www.iccu.com\/es\/services\/tax-forms\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.iccu.com\/es\/"},{"@type":"ListItem","position":2,"name":"Servicios","item":"https:\/\/www.iccu.com\/es\/services\/"},{"@type":"ListItem","position":3,"name":"Formularios fiscales ICCU: Lo que debes saber"}]},{"@type":"WebSite","@id":"https:\/\/www.iccu.com\/es\/#website","url":"https:\/\/www.iccu.com\/es\/","name":"ICCU","description":"Looking after your daily balance.","publisher":{"@id":"https:\/\/www.iccu.com\/es\/#organization"},"alternateName":"ICCU","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.iccu.com\/es\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/www.iccu.com\/es\/#organization","name":"ICCU","url":"https:\/\/www.iccu.com\/es\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.iccu.com\/es\/#\/schema\/logo\/image\/","url":"https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/03\/ICCU-logo-2color_696x696.png","contentUrl":"https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/03\/ICCU-logo-2color_696x696.png","width":696,"height":696,"caption":"ICCU"},"image":{"@id":"https:\/\/www.iccu.com\/es\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/IdahoCentralCreditUnion","https:\/\/x.com\/Idaho_Central","https:\/\/www.youtube.com\/idahocentralcu","https:\/\/www.linkedin.com\/company\/idahocentralcreditunion\/","https:\/\/www.instagram.com\/idahocentralcu\/"],"description":"ICCU is a state-chartered credit union in the western United States, headquartered in Chubbuck, Idaho. Whether you\u2019re banking in the branch or banking on the go, ICCU is looking after your daily balance. Get great rates on auto and home loans. Check out our Visa Rewards Cards. Discover more perks with Central Plus Checking. Bank your way with drive-thru, ATM, live video chat, mobile banking. Open Saturdays. We also offer investment, insurance, and business solutions. As a member of ICCU, you\u2019ll have a financial leader that\u2019s helping you achieve financial success. Routing Number: 324173626. NMLS ID: 433926.","email":"memberservice@iccu.com","telephone":"(800) 456-5067","foundingDate":"1940-06-28","taxID":"82-0217065","duns":"108135278","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"1001","maxValue":"5000"}}]}},"_links":{"self":[{"href":"https:\/\/www.iccu.com\/es\/wp-json\/wp\/v2\/pages\/34199","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.iccu.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.iccu.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.iccu.com\/es\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.iccu.com\/es\/wp-json\/wp\/v2\/comments?post=34199"}],"version-history":[{"count":11,"href":"https:\/\/www.iccu.com\/es\/wp-json\/wp\/v2\/pages\/34199\/revisions"}],"predecessor-version":[{"id":34219,"href":"https:\/\/www.iccu.com\/es\/wp-json\/wp\/v2\/pages\/34199\/revisions\/34219"}],"up":[{"embeddable":true,"href":"https:\/\/www.iccu.com\/es\/wp-json\/wp\/v2\/pages\/18454"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.iccu.com\/es\/wp-json\/wp\/v2\/media\/34201"}],"wp:attachment":[{"href":"https:\/\/www.iccu.com\/es\/wp-json\/wp\/v2\/media?parent=34199"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}