Home Loans

Idaho Central offers a variety of home loans designed specifically to meet your needs. Whether you're just starting out and need your first home, looking to upgrade, or are ready to build your dream home, Idaho Central has the loan for you. We offer quick, local decisions.

  Best for you if... Programs  
Purchasing A Home You are looking for your first home, moving into a larger home or buying the home of your dreams. Fixed-Rate Loans, First-Time Homebuyer Programs, Advantage ARM, Jumbo Loans, FHA, VA, and Rural Housing Apply for a Home Loan online now!

Today's Rates
Refinancing Your Home You are looking to lower your monthly payments, shorten your term or get additional money. Freedom Mortgage, Fixed-Rate Loans, Advantage ARM, Jumbo Loans
Apply for a Home Loan online now!

Today's Rates
Building Your Dream Home You want to build your dream home. Construction Loans, Land Loans Apply for a Home Loan online now!

Today's Rates


Why choose an Idaho Central Home Loan?
• Local Underwriting - we know the Idaho market
• Fast Approvals - saves you time
• Low Fees - saves you money
• Local Servicing Available - many convenient locations
• No Pre-Payment Penalties - no additional expense to pay your loan off early
• Fast Closings - most loans close within 30 days

Not sure which loan is right for you? No problem. Our Home Loan Specialists will help you determine which loan will fit your needs. Plus, they'll help you through every step of the loan process.

Contact a Home Loan Specialist.

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