Construction Loans

Construction Loans
Build the home of your dreams with an Idaho Central Construction Loan.

• Convenient one-time close at the beginning of construction
• Owner-builder construction loans
• Fixed rate, interest-only payment options
• Flexible payment options during the construction phase
• 60-day rate lock available for permanent financing

Land Loans
This loan is designed for members who are looking for a short-term loan to purchase a residential lot for the construction of a new primary residence.

• Fixed-rate loan
• 5-10 year terms available
• Fast closing times
• Can be rolled into your Construction Loan when you are ready to build
• Residential lots up to 5 acres

Contact a Home Loan Specialist.

View rates for Home Loans.

Apply for a Construction Loan online now!

Compare all of Idaho Central's home loans.