Personal Lines of Credit

An Idaho Central Personal Line of Credit provides the benefits of an overdraft line of credit linked to any ICCU personal checking account.

• No annual fees
• Cover transactions with an affordable $2.50 charge per transaction
• Avoid high interest rates of payday loans
• Manage short-term cash needs
• Limits available up to $2,500 (OAC)
• 18% APR* fixed-rate line of credit

Apply for a Personal Line of Credit online now!

*All loans OAC. Personal Lines of Credit are designed for members with positive, well-established credit. Rate fixed while loan is open.