Online Policy

Online Policy

Revised: January 5, 2009

Online Privacy Statement:

ICCU, ("We") believe that you are our most important asset. We have taken reasonable steps to insure that the information we have about you is accurate, complete, and timely for the purpose for which it is to be used by us.We work very hard to earn and maintain your trust. To do that, we believe that it is absolutely vital that we protect your privacy by keeping the information we have about you secure and confidential. While many financial institutions sell account holder information as a part of their business strategy, We have not and will not follow that same practice.

We have policies and procedures in place to protect the privacy of your personal and financial information. We restrict access to information about you to only our employees and affiliated and non-affiliated service providers to the extent permitted by law and to the extent necessary for us to carry out our business purposes. We have policies and procedures in place to protect the safety of our personal and financial information. We restrict access to information about you only to employees, affiliated and non-affiliated service providers, to the extent permitted by law and to the extent necessary for the business purpose. This enables us to provide and offer products and services to you, service your accounts, and administer our business. We also have in place other physical, electronic and procedural safeguards that meet or exceed all federal regulations to protect your personal and account information, which are applied equally to current and former members and customers.

This Online Privacy Statement is part of, and is incorporated into the ICCU Account Agreement and our Online Terms and Conditions. To see our general Privacy Policy, click here.

Our site makes use of a feature of your web browser called "cookies". A cookie does not personally identify you. A cookie is used to customize your Site experience. Additionally, we collect aggregate information about the use of our Site that does not personally identify you.

You communicate with our computer by using your computer's web browser. Your web browser may need to be updated periodically for continued use of our Site.

Some areas of our Web site are secured in order to protect your personal information. We support browsers that use Secure Sockets Layer ("SSL") technology. SSL is intended to help ensure that:

• The information you send us will not be read by others, and
• You are in fact dealing with ICCU, instead of a site impersonating us.

Your information reaches us through SSL to help protect the contents of the message from eavesdropping.


Links to Other Sites

The Site contains links to other sites. Some of the links from our Site will take you off the iccu.com site to a third party or co-branded site where you may see the ICCU logo as well as the logo of another service provider. Third party and co-branded sites include, but are not limited to,: ADP, American Express, Annual Credit Report, CO-OP Network, Credit Union Auctions, Diebold, FTC Publications, Fuel Economy, Genworth Finanical, Google Maps, Harland, Idaho Housing and Finance Association, Identity Theft Resource Center, Local Area Realtors, Local Area Dealers, Privacy Rights Clearing House, RSA, Star Network, Visa and Web Carbook. Any information you provide to these third party and co-branded sites is collected by the service provider. Each of these third party and co-branded sites have separate privacy statements. Please be aware that ICCU can not be responsible for the privacy practices or content of other sites.

We also have links from iccu.com to fully branded service provider sites. As you view information on a fully branded site you will see a change in the URL but the pages appear as ICCU's and the service provider is not identified. All information collected on fully branded sites is used by ICCU only and is not shared or used for any purpose other than processing your application and providing the requested service, but may be transferred as part of an acquisition or an insolvency proceeding. Fully branded sites include, but are not limited to: Mortgage Loan Servicing (Mortgagebot) and Loan and Membership Applications (Appro). We have taken steps which foster the adoption and implementation of effective online privacy policies by those organizations with whom you and the Credit Union interact through this website. We also have in place other physical, electronic and procedural safeguards that meet or exceed all federal regulations to protect your personal and account information from loss, misuse or alteration.


Collection of Information

We may collect your individual personal and financial information from the following sources:

Application forms you may complete and give to us: your contact information which you give us; your account history with us or with others'; your use of our website; credit reporting agencies; public records; third parties (such as companies that provide demographic information about you); and your transactions with us.

Should you refuse to provide requested personal and financial information, we may not be able to open the account, loan, product, or service.

To review our general Privacy Policy in detail, click here.


Children's Online Privacy

From our Site, we do not knowingly collect or use personal information from children under 13, if we become aware that we have obtained it, we will delete it.


Changes

We reserve the right to change this Statement, and you agree it is your responsibility to check this Statement periodically for any changes. Nothing in this Online Privacy Statement affects our ability to collect, combine, use, verify, retain, and report, including sharing with our regulators, information submitted in connection with the provision of products and services. We also reserve the right to do the same with information obtained from public sources or third parties, and other information that does not personally identify you, without reference to this Online Privacy Statement.


Copyright © 2009 ICCU. All Rights Reserved.