Certificates of Depsoit

An Idaho Central Certificate of Deposit (CD) pays you a fixed interest rate with a variety of terms available for your specific needs. We offer terms ranging from 90 days to 5 years. All of our CDs have a low minimum balance of $500 to open. Funds in all Idaho Central accounts are federally insured up to $250,000.

 Best for you if you want... Terms availableFeatures
CDs To lock in a great rate for a specified term. Ranging from 90 days to 5 years 10-day renewal grace period and a 1-time deposit in first 60 days.
Youth CDs A CD for youth ages 0-24. 1 year 0.15% increase over 1-year rate and ability to add funds at any time.
Business CDs A guaranteed savings rate for your business. Ranging from 90 days to 5 years 10-day renewal grace period and a 1-time deposit in first 60 days.
IRA CDs A guaranteed savings rate to plan for your future. Ranging from 90 days to 5 years 10-day renewal grace period and a 1-time contribution in first 60 days.
1 Year Online CD

Open a 1 Year Online CD now!
A CD with easy, online access. 1 year 10-day renewal grace period and a 1-time deposit in first 60 days. A higher rate to reward you for opening online!
2 Year Online CD

Open a 2 Year Online CD now!
A CD with easy, online access. 2 years 10-day renewal grace period and a 1-time deposit in first 60 days. A higher rate to reward you for opening online!



View our CD rates.