Personal Checking Accounts

Idaho Central Credit Union offers a variety of checking account options. Whether it's a totally FREE checking account or a checking account that earns interest, we've got one that's just right for you.


 Best for you if you want... Minimum Balance & Monthly FeesFree Online Banking and Bill Payment 
Free Checking A free checking account. None Yes Open a Free Checking Account online now!
Go Green! Checking An environmentally friendly checking account that rewards you for going green. None, if signed up for eStatements and Direct Deposit. Otherwise $6/month. Yes Open a Go Green! Checking Account online now!
Money Market Checking A checking account that earns interest. $2,500 or $10/month Yes Open a Money Market Checking Account online now!
New Generation Checking A free checking account for young adults ages 16 - 24*. None Yes Open a New Generation Checking Account online now!
Classic Checking A free checking account for members age 50+ with extra perks. None Yes Open a Classic Checking Account online now!

*Must be 18 years of age or older to open checking account online.


With an Idaho Central checking account, enjoy additional perks such as:

• Free Online Banking and Online eStatements
• Free Bill Payment
• Free Direct Deposit
• Free Mobile Banking 
• Free Touch Tone Teller
• Free automatic transfers
NCUA insured up to $250,000
• Free check images
• Free access to 30,000 ATMs nationwide
• Free instant issue Visa Check Card
Overdraft Protection Options
• And much more!

Make the switch today.

Check Reorder Options