Promotions

Idaho Central Credit Union is excited to be participating in America Saves Week from Monday, February 23 through Saturday, February 28. During this week, we will be encouraging and promoting good savings habits. Existing members and new members will have the opportunity to take advantage of these great offers:


Existing members can earn $30*
During Idaho Saves Week, you will receive $30 for every new member you refer who opens a new savings account with recurring deposit. Plus, your referral will get $30 as well! Just fill out this referral flyer and give it to your friends and family today!


New members can receive $30*
If you're not yet an Idaho Central member, you'll earn $30 when you open a new Share Savings Account with a recurring deposit. Plus, we'll waive the $5 membership fee. Visit a branch or open yours online today!

 

*Existing members will receive $30 when they refer a new member to open a Share Savings Account with recurring deposit. New member will receive $30 as well. Rewards will be deposited to the appropriate accounts once referral opens new membership savings account with recurring deposit and minimum opening requirements. Membership fee will be waived for promotion. Membership required, based on eligibility. Offer valid 2/23/15-2/28/15.

**New members who open a Share Savings Account with a recurring deposit will receive $30. Reward will be deposited once new membership savings account is opened with recurring deposit and minimum opening requirements. Membership fee will be waived for promotion. Membership required, based on eligibility. Offer valid 2/23/15-2/28/15.

Visa® Prepaid Cards

Visa Gift Card
A Visa gift card is the ideal gift for anyone, for any occasion! Enjoy flexibility and convenience with an Idaho Central Visa Gift Card. What's better than letting your loved ones choose their perfect gift themselves? Enjoy these features:


• Only $2.50 to purchase
• Use it for any occasion - birthdays, weddings, graduations, etc.
• Use it wherever Visa debit cards are accepted in the U.S.
• Let your recipient choose where they want to spend it, unlike store gift cards
• Available in any denomination from $10 to $1,000
• Safer than cash - a lost or stolen card can be replaced with the card account number


Purchase an Idaho Central Visa Gift Card at any ICCU branch for only $2.50.

 

Reloadable Visa Cards
Use a Reloadable Idaho Central Visa Prepaid Card just like a debit card! The reloadable Visa card can be used at any ATM, for any point of sale transaction, and to make cash advances. You can even set up a PIN for added security.


• Only $4.95 to purchase
• Monthly fee of $3.00
• Only $2.75 to reload
• Use it wherever Visa debit cards are accepted in the U.S. and internationally
• Choose where you want to spend it, unlike store gift cards
• Available in any denomination from $20 to $3,000
• Safer than cash - a lost or stolen card can be replaced with the card account number


Manage your reloadable Visa prepaid card here.


Purchase an Idaho Central Reloadable Visa Card at any ICCU branch for only $4.95.


Visa prepaid cards are issued by MetaBank™, Member FDIC, pursuant to a license from Visa U.S.A. Inc.

Visa Check Card

With an Idaho Central Visa Check Card, enjoy the convenience of electronic access to your checking. Visa Check Cards can be used anywhere VISA is accepted. Visa Check Cards are FREE with any Idaho Central checking account and are issued instantly when you open your account in any branch.

• Faster than writing a check
• Zero liability protects you from unauthorized charges
• Accepted worldwide

Because it's accepted at millions of places worldwide, you can use it for nearly anything:
• Pay monthly bills
• Dine out
• Shop online
• Buy groceries
• Buy gas and automotive services
• Phone orders
• And much more


Verified by Visa confirms your identity with an extra password when you make an online purchase. You can enroll your card while shopping at a participating merchant. You can now have added security when you use your Verified by Visa password at participating online merchants. Enroll your Visa Check card in Verified By Visa.

¢entral ¢ents Savings

When you open a Central Cents Savings Account your Idaho Central debit card purchases are automatically rounded up to the next whole dollar amount, and deposited into your savings account for a simple, hassle-free way to save.

For example: if you make a debit card purchase for $7.30, a total of $8.00 will be deducted from your checking account, and $0.70 of that will be deposited into your savings account.

• Automatically rounds up your debit card purchases and deposits the change into your savings
• Interest is earned quarterly
• Unlimited deposits
• Six free withdrawals per month, $2 each additional
NCUA insured up to $250,000
• Free Online Banking and Online eStatements
• Free Mobile Banking
• Free Touch Tone Teller
• Free automatic transfers

To sign up, fill out the enrollment form and bring it to your nearest ICCU location.

View rates for savings accounts.


Apply for membership online now!

Compare all of Idaho Central's personal savings accounts.

An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. Idaho Central can cover your overdrafts in two different ways. We have standard overdraft protection that comes with your account. We also offer additional overdraft protection, such as a link to a savings account or line of credit, which may be less expensive than our standard overdraft protection.

 

Transaction Type Standard Overdraft ProgramAdditional Overdraft Protection, if you choose
Personal Checks

ACH/Electronic

ATM Transactions

Debit Card w/PIN

Debit Card w/Signature

 

What are the benefits of additional overdraft protection?

• Added Security - May provide funds when you need money or pay unexpected expenses
• Offers Convenience - May provide uninterrupted coverage for debit card purchases when you
  lack sufficient funds
• Eliminates Embarrassment - Helps avoid the awkwardness of a merchant declining your
  transaction


There is no cost to opt-in for additional overdraft protection. When you open your checking account with Idaho Central, you will be asked if you want ICCU to authorize and pay overdrafts on your ATM and everyday debit card transactions.