Youth Savings

Start teaching your children about money early. At Idaho Central, we offer savings accounts designed specifically for your child at any age! Below are Idaho Central's Youth Savings Account options.

Share Bear Savings Account (Ages 0-10) Open a Share Bear Savings Account online now!

Share Bear Savings Account

• Just $5 to open the account with an automatic transfer
• A higher balance earns a higher interest rate
• Eligible for a .15% rate increase on a 1-year Certificate of Deposit
• Free automatic transfers
• Free passbook when account is opened
• Entry into quarterly drawings when your child:
   - Receives an "A" on their report card
   - Makes a deposit of $10 or more



Central Explorer Savings Account (Ages 11-15) Open a Central Explorer Savings Account online now!

Central Explorer Savings Account

• Just $25 to open the account
• A higher balance earns a higher interest rate
• Eligible for a .15% rate increase on a 1-year Certificate of Deposit
• Free automatic transfers
• Entry into quarterly drawings when your child:
   - Receives an "A" on their report card
   - Makes a deposit of $10 or more



New Generation Savings Account (Ages 16-24) Open a New Generation Savings Account online now!

New Generation Savings Account

• Just $25 to open the account
• A higher balance earns a higher interest rate
• Eligible for a .15% rate increase on a 1-year Certificate of Deposit
• Free home buying consultation
• Free automatic transfers
• Also, view our New Generation Checking Account


View rates for savings accounts.