Young Adult Accounts Ages 16-24

A New Generation (NG) Account is designed specifically for your active lifestyle and on-the-go needs. We offer great accounts with debit card access in addition to convenient online, mobile, and text banking access.

 What is it?Best for you if...What do I get?
New Generation Savings Account A better place to put your money than under your bed. You are 16 to 24 years old and would actually like to save some money, not just spend it all. A savings account where your interest rate grows as your balance grows.
New Generation Checking Account A free checking account with electronic access to help you keep track of your money. You are 16 to 24 years old and are ready for a checking account. Free Visa Check Card, free Mobile Banking, free Text Banking... wait, this is getting too long. Read more here.
New Generation CDs A convenient way to lock in a great rate for your hard-earned money. You are 16 to 24 years old and want to save for your future. A one-year CD with a .15% increase over our regular one-year rate. Includes ability to add $100 increments at any time.
New Generation Visa Credit Card A credit card that allows you to start building your credit history. You are 18 years old and are ready for the responsibility and convenience of a credit card. A low, fixed interest rate, worldwide ATM access, and no fees for cash advances.
Free Check Card A convenient way to make purchases. The funds are pulled directly from your checking account. You have an NG Checking Account and don't want to be bothered with writing checks. Ability to make purchases wherever Visa is accepted and withdraw funds at over 28,000 free ATMs nationwide.
Online Banking Convenient access to your account with a computer. You like to save time by jumping online to complete transactions. Ability to pay bills, transfer funds to your buddy, and more!
Mobile Banking Easy access to your account with your web-enabled device like a phone, iPod Touch, or iPad. You want access to your account while on the go. Ability to pay bills, transfer funds to your buddy, and more from your web-enabled device!
Text Message Banking Receive account information via text message anytime, anywhere. You want to quickly check your balances before you make that next purchase. Ability to view balances and review transactions from your phone!
Parent Transfers An easy way for your parents to transfer money from their ICCU account to yours. You're running a little short on cash and mom or dad can save the day. Money... from them to you. It's that simple. Just remember to say thank you.


Save Now
Worried about college? Start saving now. Putting away a little each month now will mean big results in the future.
• Save $25 a month for 5 years = $1,500
• Save $60 a month for 5 years = $3,600
• Save $100 a month for 5 years = $6,000

Also, be sure to tell your parents about an Idaho Central Coverdell Education Savings Account (ESA). The ESA can help pay for education expenses such as tuition, fees, books, supplies, and equipment.

Check Out Our High School Location
Idaho Central has a location inside Mountain View High School in Meridian. Idaho Central hires new interns each year to work in the MVHS location, so it's run by students. What a great opportunity!