Youth Accounts Ages 0-15

You know it's important to get your child started on the right financial path early in life. That's why ICCU offers multiple accounts that grow as your child grows. Keep reading, you'll be glad you did.

 What is it?Best if...What does my child get?
Share Bear Savings Account A place to put the change your child finds between the couch cushions to help them learn to save early. Your child is 0 to 10 years old and you want to show them how to save. Entry into a quarterly prize drawing for each "A" on their report card and every deposit of $10 or more.
Central Explorer Savings Account A place to put your child's birthday money while helping them develop lifelong savings habits. Your child is 11 to 15 years old and needs an account that grows along with them. Entry into a quarterly prize drawing for each "A" on their report card and every deposit of $10 or more.
Youth CDs A one-year Certificate of Deposit for your child that encourages long-term savings. Your child is 0 to 15 years old and you want to lock in a great interest rate. A one-year CD with a .15% increase over our regular one-year rate. Includes ability to add $100 increments at any time.
Automatic Parent Transfers An easy way to transfer money from your account to theirs. You want to give your child's savings a little boost from time to time. Regular deposits into their account from you! Someday they'll thank you.


Save Now
It's so important to start saving for your child's future now. Putting away even small amounts each month will yield big returns in the future.

• Save $25 a month for 18 years = $5,400
• Save $40 a month for 18 years = $8,640
• Save $100 a month for 18 years = $21,600

Another great way to save for your child's education is with an Idaho Central Coverdell Education Savings Account (ESA). An ESA can help you pay for your child's education expenses such as tuition, fees, books, and supplies.