Credit Builder Loans
ICCU is in business to help you achieve financial success. If that means helping you build or rebuild your credit, we have the products designed to fit your needs.
CREDIT BUILDER VISA
An Idaho Central Credit Builder Visa is a great first-time credit card to help you build credit history so you can qualify for loans in the future.
- $250 and $500 credit limits
- Straightforward fees and charges
- Low minimum monthly payment
CREDIT BUILDER INSTALLMENT LOAN
An Idaho Central Credit Builder Installment Loan is a smaller installment loan designed to help you build or rebuild credit.
- $250 - $5,000 amount financed
- Terms ranging from 6-36 months
- No loan origination fees
- Easy loan application process
- Same day approvals
- Secured options available
- Title loan options available
TO OBTAIN A CREDIT BUILDER LOAN
To apply for one of our Credit Builder Loans, please contact us. This will ensure that we are helping you achieve financial success with the products best suited for you.
- You must be 18 years of age or older
- Must have at least 6 months job time at current employer
- Must have valid SSN or ITIN
- Must be a member of ICCU for 60 days
CREDIT BUILDER EDUCATION
Idaho Central’s priority is to help you achieve financial success. That begins with knowledge. These educational pieces will cover basic financial products and their benefits.