• Join
  • Rates
  • Contact
  • Locations
  • Education
  • Careers
  • Español
eBranch Login

Forgot Username or Password?

Register for Online Banking

X

Enroll Today
Idaho Central Credit Union
  • Personal
    • Checking Accounts
    • Savings Accounts
    • Youth Accounts
    • Certificates of Deposit (CDs)
    • Individual Retirement Accounts (IRA)
    • Visa Credit Cards
  • Business
    • Business Banking
    • Business Checking
    • Business Savings
    • Business CDs and SEPs
    • Business Visa Cards
    • Business Loans
    • Business Services
  • Loans
    • Personal
    • Business
  • Wealth
    • Planning & Investing
    • Private Client
  • Insurance
    • Medicare
    • Life Insurance
    • Accidental Death & Dismemberment
    • Auto & Homeowners Insurance
    • Guaranteed Asset Protection (GAP)
    • Mechanical Repair Coverage (MRC)
    • Credit Life and Disability
  • Services
    • eBranch Online Banking
    • Anytime Access
    • VideoChat
    • Mobile Banking
    • Make a Payment
    • Bitcoin Services
    • Retirement Simplified
    • Tutorials
    • Financial Education
    • Calculators
  • About
    • Contact Us
    • Become a Member
    • Careers
    • Blog
    • Company Profile
Rates
Locations
  • Personal
    • Checking Accounts
    • Savings Accounts
    • Youth Accounts
    • Certificates of Deposit (CDs)
    • Individual Retirement Accounts (IRA)
    • Visa Credit Cards
  • Business
    • Business Banking
    • Business Checking
    • Business Savings
    • Business CDs and SEPs
    • Business Visa Cards
    • Business Loans
    • Business Services
  • Loans
    • Personal
    • Business
  • Wealth
    • Planning & Investing
    • Private Client
  • Insurance
    • Medicare
    • Life Insurance
    • Accidental Death & Dismemberment
    • Auto & Homeowners Insurance
    • Guaranteed Asset Protection (GAP)
    • Mechanical Repair Coverage (MRC)
    • Credit Life and Disability
  • Services
    • eBranch Online Banking
    • Anytime Access
    • VideoChat
    • Mobile Banking
    • Make a Payment
    • Bitcoin Services
    • Retirement Simplified
    • Tutorials
    • Financial Education
    • Calculators
  • About
    • Contact Us
    • Become a Member
    • Careers
    • Blog
    • Company Profile
  • Search
  • Español

Home Equity Line of Credit


Home Equity Line of Credit

A Home Equity Line of Credit (HELOC) gives you access to a set amount of funds you can reuse as you pay down your balance. You can use your HELOC to pay for home improvements, tuition, even purchase a vehicle. It may be the last loan you'll ever need!


ICCU members can check their credit scores anytime with MY CREDIT in eBranch. It's FREE!

  • Easy access to funds with a Visa Card
  • Affordable interest-only payments
  • More control with no minimum advance amount
  • Very competitive rates to save you money
section overlay gradient

Home Equity Rate

Type Rate* APR
Home Equity Line of Credit 8.500% 8.500%

*The annual percentage rates listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria.
Rates valid for Friday, March 31, 2023.

section overlay gradient

Loan Calculators

  • Home Equity Loan Qualifier Calculator
  • Payment Calculator

Contact A Specialist

Contact

LINKS

  • Contact
  • Branches/ATMs
  • Business Hours
  • eBranch
  • Quick Payments
  • Additional Services
  • Careers
  • Security Center
  • COVID-19 Updates
  • Important Disclosures
  • Account Agreement
  • Privacy Policy

ABOUT US

Idaho Central is the premier credit union in Idaho and offers full-service locations throughout the Treasure Valley, Magic Valley, Eastern Idaho, North Idaho, and Spokane. While growth is vital to our success, we remain focused on our mission, “Helping members achieve financial success.”

Routing Number: 324173626   NMLS ID: 433926

Idaho Central Credit Union is federally insured by the National Credit Union Administration.
© 2023 Idaho Central Credit Union. All rights reserved.