With an ICCU checking account, the benefits go on and on.
- Enjoy free mobile and online banking
- Send money with Zelle®
- Early direct deposit available
- Manage your cards with Card Control
- Free ATM access
- Credit score monitoring with My Credit
Get $250*
with a Central Plus Checking Account
Receive all the benefits of an ICCU checking account PLUS more:**
**View Central Plus Checking Full Disclosure
Minimum Balance to Open: $100
Minimum Daily Balance: $0
Monthly Service Fees: $7 (first month free)
Get $150*
with a Central Checking Account
An account with all the tools you need and features you expect:
- Free instant-issue Visa Debit Card
- Free mobile & online banking
- Free early access Direct Deposit – get paid up to 2 days early
- Take your money further with a Visa Rewards Credit Card
Minimum Balance to Open: $100
Minimum Daily Balance: $0
Monthly Service Fees: $0
*Receive $250 when you become a new member and open a Central Plus Checking Account with a $100 minimum balance and have eBranch, eStatements, and a Debit Card. Central Plus Checking Account has a monthly fee of $7.00. Or, receive $150 when you become a new member and open a Central Checking Account with a $100 minimum balance and have eBranch, eStatements, and a Debit Card. Promotional funds ($250 or $150) to be deposited into checking account within five business days after signing up for eBranch, eStatements, and Debit Card in conjunction with membership and checking account. Membership required, based on eligibility. Membership at ICCU requires a Share Savings Account with minimum opening deposit of $25 and a one-time $5 membership fee. Accounts must remain open for minimum of six months from reward date or promotional funds will be debited from account at closing. Must be 18 years of age or older. Limit one reward per person. Promotional funds eligible for 1099 reporting. Offer expires 6/30/2026. Insured by NCUA.

Add on more rewards and get a $300 welcome bonus1
Apply for a Premier Rewards Visa® Credit Card and earn $300 cash back1 when you spend $1,000 a month for the first 3 months after opening the card. Plus more!
- 4X points on entertainment, travel, and wholesale clubs
- 3X points on dining, gas, and grocery
- 2X points on all other purchases
- PLUS get your Amazon Prime subscription reimbursed2
1Welcome bonus is only applicable for new consumer ICCU Premier Rewards Visa® Credit Cards. To qualify for the welcome bonus, the total of all debits and credits for each 30-day period over the first 90 days from account opening must exceed $1,000. Meeting qualifications will earn the account holder 48,000 points. 48,000 points is equivalent to $300 cash back. Cash back can be deposited into member’s Share Savings Account or paid as statement credit. Cash back redeemable at rewards.iccu.com. Welcome bonus earnings will be applied and eligibility will be calculated at the account level, not by card. Balance transfers and cash advances do not count towards spending requirements. Only new purchases and transactions posted with code CCP that earn points are eligible for rewards. Welcome bonus points will be awarded once to each qualifying member account and will be posted during the first full month following the promotion and 90-day spend period. The 0% introductory APR on new purchases is only valid for the first 6 months immediately following the opening of the account(s), after that the variable APR of 17.24% – 24.00% will be applied. Foreign transaction fee: 1%. Cash advance fee: $10 or 5% of the transaction amount, whichever is greater. Interest on balance transfers and cash advances accrues from the transaction date. Must apply and be approved for a new consumer ICCU Premier Rewards Visa Credit Card to participate. Offer not valid for ICCU Business Rewards Cards, for members who currently hold an ICCU Rewards or Premier Rewards account, or for members who have previously had an ICCU Rewards or Premier Rewards account that is now closed. All loans OAC.
2Amazon Prime subscription reimbursement offer is only applicable for new and existing ICCU Premier Rewards Visa® and ICCU Rewards Visa® Credit Card accounts. To qualify for Amazon Prime subscription reimbursement, the total of all net purchases (eligible purchases minus returns) for your billing cycle(s) must exceed $1,000 in the applicable billing cycle(s). Balance transfers and cash advances do not count towards the spend requirement. The Amazon Prime subscription must be charged to the ICCU Premier Rewards Visa or ICCU Rewards Visa Credit Card account that met the spending requirement. If the Amazon Prime subscription is charged monthly, net purchases must exceed $1,000 in the prior billing cycle, then ICCU will issue a statement credit for the monthly subscription fee. Limit 1 monthly reimbursement per month per account. If the Amazon Prime subscription is charged annually, net purchases must exceed $1,000 in each of the 12 consecutive billing cycles preceding the billing cycle in which the Amazon Prime charge occurs, then ICCU will issue a statement credit for the annual subscription fee. Limit 1 annual reimbursement per year per account. The statement credit will be issued within 4-6 weeks after the subscription charge is posted to the card. Your account must be in good standing to be eligible for the reimbursement. Offer is not valid for ICCU Business Rewards Credit Cards. Cardholders must apply and be approved for an ICCU Premier Rewards Visa Credit Card or ICCU Rewards Visa Credit Card to participate. All loans are subject to credit approval (OAC). ICCU reserves the right to modify or terminate this offer at any time. If we determine that you have engaged in abuse, misuse, or gaming in connection with this offer, or if you return purchases made to meet the Amazon Prime subscription reimbursement offer spending requirement, we may withhold, freeze, or revoke your Amazon Prime subscription reimbursement. ICCU and/or the offer is not sponsored or endorsed by Amazon.
This card is issued by ICCU pursuant to a license from Visa USA Inc. Visa is a registered trademark of Visa International Service Association and used under license.

