Rewards Visa Credit Card

With an Idaho Central Rewards Visa Credit Card, you’ll receive 1 point per $1.00 spent on all your purchases. That makes every day more rewarding! Especially when you redeem points for cash back, gift cards, travel, and more.

ICCU rewards credit card


You want to earn rewards on all purchases with a lower interest rate.

$25 Cash Back and Low Intro APR*

Apply for a Rewards Visa Credit Card and earn $25 cash back when you spend $500 a month for the first 3 months after opening the card. Plus, get 0% intro APR for 6 months, after that a variable APR of 13.99% – 24.00%.*

  • 1 point per $1.00 spent on purchases
  • Next-day cash back available
  • 2X seasonal bonus point categories
  • Earn even more at participating merchants

*Bonus point offer is only applicable for new consumer ICCU Rewards Visa Credit Cards. New consumer ICCU Rewards Card accounts earn 4,000 points. 4,000 points is equivalent to $25 cash back. Cash back paid as statement credit to cardholder. Cash back redeemable at Cardholder(s) must spend an account aggregate of $500 every 30 days for the first 90 days from account opening to receive bonus point rewards. Bonus point earnings will be applied and eligibility will be calculated at the account level, not by card. Only new purchases and transactions posted with code CCP that earn points are eligible for rewards. Balance transfers do not qualify for points. Bonus points will be awarded once to each qualifying member account. Points will be posted during the first full month following the promotion and 90-day spend period. The 0% introductory APR on new purchases is only valid for the first 6 months immediately following the opening of the account(s), after that the variable APR of 13.99% – 24.00% will be applied. Must apply and be approved for a new ICCU consumer Traditional Rewards Visa Credit Card to participate. Offer not valid for ICCU Business Rewards Cards, for members who currently hold an ICCU Rewards or Premier Rewards account, or for members who have previously had a Rewards or Premier Rewards account that is now closed. All loans OAC.

Rewarding You With Benefits

With an Idaho Central Rewards Visa Credit Card, you’ll have confidence that your money is safe and secure. Plus, you can have more peace of mind when making daily purchases or when you travel.

Great Low Rates

Security & Protection

Your Everyday Purchases Will Really Pay Off

Redeem your points for cash back, gift cards, travel, and more!


Get next-day cash back! All cash back requests submitted before 4:59 pm MT will be credited to your Visa Rewards card balance the very next day and you can spend it wherever or whenever, on whatever you’d like.


Spontaneous or planned, however you choose to travel; Idaho Central Credit Union Visa Rewards offers a wide range of getaways to suit your style.

Gift Cards

Treat yourself to a day of shopping followed by a night on the town. Enjoy a variety of gift card reward options including dining, shopping, entertainment and more!


With Idaho Central Credit Union Visa Rewards’ extensive merchandise selection, you’ll be sure to find the reward item you’ve been saving for! Browse hundreds of rewards including cameras, tablets, gaming consoles and more!

Take Charge With CardControl

It’s your money so you deserve to run the controls. With CardControl you can control all your ICCU Visa cards in ICCU’s eBranch Mobile App or Online Banking. Simple, easy, and in control. Keep up the good work!

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Visa Credit Cards

Type APR* Grace Period for Purchases Annual Fee
TypePremier Rewards APR*variable rate as low as 17.99% Grace Period for Purchases20 to 25 days Annual FeeNone
TypeRewards APR*variable rate as low as 13.99% Grace Period for Purchases20 to 25 days Annual FeeNone
TypeVariable-Rate Platinum APR*variable rate as low as 12.99% Grace Period for Purchases20 to 25 days Annual FeeNone
TypeFixed-Rate Platinum APR*fixed rate as low as 16.99% Grace Period for Purchases20 to 25 days Annual FeeNone

*The annual percentage rates listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria.

Rates valid for Monday, March 4 2024

Make Your Purchases More Rewarding

To apply for your Idaho Central Rewards Visa Credit Card, stop by your local branch, give us a call at 1-800-456-5067, or simply click below. Also, be sure to check out rates and additional information about ICCU credit cards, or view our complete reward program rules.

Apply Now