SBA Loans

Even when your business may not meet conventional lending standards, Idaho Central Credit Union is here for you! ICCU offers Small Business Administration (SBA) 504, 7(a), and Express loan programs to keep your business growing. Let’s work together!

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Your business may not meet conventional lending standards.

Flexible & Convenient Benefits

Because Idaho Central Credit Union is approved to offer SBA loan products under SBA’s Preferred Lending and Express Lender program, we can provide flexible and convenient loan options to keep your business moving forward. From startups, real estate, equipment, inventory, and more, we can help. Contact a Business Lending Specialist today to get started.

SBA Loan Benefits

  • Lower down payments
  • Longer term financing
  • Up to 90% financing
  • Term loan & line of credit options available

About SBA 7(a) Loans

The Small Business Administration (SBA) Loan Program is supported by the U.S. Small Business Administration, which allows Idaho Central Credit Union to provide small business loans to our members.

The SBA 7(a) Loan Program is the most common and flexible SBA Loan. Loan amounts up to $5,000,000 are offered for a variety of business purposes, with longer terms, less money down and lower collateral requirements than conventional loans.

The SBA program is designed to assist small-to-medium sized, for-profit businesses obtain the capital needed to start or continue to grow their existing business.  

Uses for SBA 7(a) Loans

The SBA 7(a) Loan provides has many options for financing. Here are a few options that may help your business:

  • Acquiring, refinancing, or improving real estate and/or buildings
  • Change of ownership (complete and partial)
  • Business expansions
  • Tenant improvements
  • Purchase machinery and equipment
  • Refinance existing debt
  • Short- and long-term working capital
  • New business financing
  • Multiple purpose loans, including any of the above

Welcome to Business Unusual

At Idaho Central Credit Union, we provide specially designed products and services to help your business grow. This is why it’s never just business as usual with Idaho Central. It’s Business Unusual.

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