Starter Checking

One of the first steps toward financial success is having a checking account. Idaho Central Credit Union offers a FREE account option made specifically for teens 12-17 years old, with the benefits to help you set your child on the right financial path.

Young men getting ready to race

Starter Checking is best if:

You need a free, easy-to-manage checking account with awesome perks for youth ages 12-17.

A Financial Head Start for Teens

Start your teen on the right financial path with an Idaho Central Starter Checking Account. It’s a joint account for both you and your teen.

  • Get $25 when you refer a friend to open a checking account
  • Free automatic parent transfers
  • Rewards for good grades
  • Free mobile & online banking

Minimum Balance to Open


Minimum Daily Balance


Service Fees


ICCU Checking Benefits

Free Mobile & Online Banking

You have all the tools you need to manage your accounts through the ICCU mobile app or on, anywhere, anytime. Check balances, transfer money, pay bills, set up alerts, and so much more.

Free Early Access Direct Deposit

When you sign up for direct deposit, your paycheck is automatically deposited into your Idaho Central Credit account. Plus, ICCU offers up to two days early access to your funds for eligible direct deposits.

Free Credit Score & Monitoring

My Credit is a free service powered by SavvyMoney® that helps you stay on top of your credit. Check your credit score, view your credit report, and get up-to-date credit monitoring notifications through ICCU mobile or online banking.

Free ATM Access

We love to serve our members wherever they are. Enjoy access to ATMs across the country where you can access your accounts and make deposits or withdrawals 24/7.

Free Zelle® Money Transfers

Zelle is a fast, safe and easy way to send money to people you trust, right from the Idaho Central Credit Union mobile app – no matter where they bank.

Zero Liability Protection

Visa’s Zero Liability Policy guarantees that you won’t be held responsible for unauthorized charges made with your account or account information. You’re protected if your Visa credit or debit card is lost, stolen, or fraudulently used, online or offline.

Additional Perks

With an Idaho Central Checking account, the benefits go on and on. Get all these additional tools and services for free. Not to mention the great care and service we provide to each individual member. It’s just another way we’re looking after your daily balance.

Become a Member

Idaho Central Credit Union was designed with one idea in mind, helping members achieve financial success. If you live or work in Idaho or Washington, chances are you can become a member of Idaho Central Credit Union.

Find Out How