Signature Loan
Perhaps you need a vacation, had an emergency, or need to buy new furniture. Whatever the need is, an Idaho Central Signature Loan offers the flexibility you need while keeping you financially on track with a great rate and term.
- No application fees
- Terms available up to 72 months
- Low rates
Secured Loan
Idaho Central offers Share or Certificate of Deposit (CD) Secured Loans and Visas. When you have money in your Savings Account or CD at ICCU, you can use it as collateral on a loan or Visa.
Eligible Secured Accounts:
- Savings Accounts
- CDs (an IRA, or a retirement/investment type account, is not eligible collateral to pledge on a secured loan)
Personal Line of Credit
If you have an excellent credit score, an Idaho Central Personal Line of Credit could be the perfect fit for your needs or unexpected expenses. Get approved for a line of credit up to $2,500 and enjoy the convenience of linking it to your ICCU checking account(s) for overdraft protection.
- Line of credit up to $2,500
- Fixed rate
- Flexible terms
Signature Loans
| Type | Rate* |
|---|---|
| 12 Months | 11.690% |
| 24 Months | 11.690% |
| 36 Months | 12.390% |
| 48 Months | 12.590% |
| 60 Months | 12.790% |
| 72 Months | 13.290% |
*The annual percentage rates listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria.
Rates valid for Thursday, November 30, 2023
Share Secured Loans
| Type | Rate* |
|---|---|
| Share Secured | 3.095% |
| CD Secured | 3.095% |
*The annual percentage rates listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria.
Rates valid for Thursday, November 30, 2023