Recreational Vehicle Loans

There’s nothing better than enjoying the great outdoors. Let’s fine-tune your loan options for purchasing or refinancing your recreational vehicle with an Idaho Central RV Loan. Adventure, here we come!

Family eating dinner outside their RV


You want to create adventures with a motorhome, fifth wheel, or travel trailer.

Simple to Finance & Amazing Rates

At Idaho Central, we believe in making our financing options simple and easy. That’s why when you have Idaho Central RV Loan, you’ll receive the service you deserve so you can go enjoy your next adventure.

  • Low, affordable interest rates
  • Quick loan decisions
  • Local, friendly service

Term Options

Maximum term is 180 months


No loan application fees

Auto Rebate vs. Low Interest Financing Calculator

Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate. A rebate will reduce your auto loan balance, while low interest financing lowers your monthly payment. The best option depends on the price of the vehicle, the size of the rebate and the interest rates available for financing.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

RV Rates

Age of Vehicle Loan Term Interest Rate
2021 or newer 120 10.090%
2021 or newer 144 10.540%

*The annual percentage rates listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria.

Rates valid for Monday, October 2 2023

Know Your RV’s Value

It’s important to know your RV’s market value. Do a little research and be sure you are paying a fair price. Or, if you need to sell your old RV first, make sure you aren’t missing out on money in your pocket. Either way, knowing your RV’s value will make you prepared to buy or sell.

Need to update your vehicle insurance? Click here!

Let’s Get Your RV Loan Application Started

Let us know how you are planning on purchasing or refinancing your recreational vehicle, so we can fine-tune our loan options to fit your needs.

Become a Member

Idaho Central Credit Union was designed with one idea in mind, helping members achieve financial success. If you live or work in Idaho or Washington, chances are you can become a member of Idaho Central Credit Union.

Find Out How