Motorcycle Loans

Get ready to rev that engine and enjoy the open road with an Idaho Central Motorcycle Loan. Just let us know if you plan to purchase or refinance your motorcycle, and we’ll shift your loan into gear to meet your every need. Open road, here we come!

Motorcycle driving down the road


You want to experience the freedom of the open road on a motorcycle.

Simple to Finance & Amazing Rates

At Idaho Central, we believe in making our financing options simple and easy. That’s why when you have Idaho Central Motorcycle Loan, you’ll receive the service you deserve so you can cruise down the road worry free!

  • Low, affordable interest rates
  • Quick loan decisions
  • Local, friendly service

Term Options

Up to 84 months


No loan application fees

Auto Rebate vs. Low Interest Financing Calculator

Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate. A rebate will reduce your auto loan balance, while low interest financing lowers your monthly payment. The best option depends on the price of the vehicle, the size of the rebate and the interest rates available for financing.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Motorcycle Rates

Age of Vehicle Loan Term Interest Rate
Age of Vehicle2021 or newer Loan Term60 Interest Rate9.290%
Age of Vehicle2018-2020 Loan Term60 Interest Rate11.590%
Age of Vehicle2014-2017 Loan Term60 Interest Rate11.740%

*The annual percentage rates listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria.

Rates valid for Saturday, March 2 2024

Know Your Motorcycle’s Value

It’s important to know your motorcycle’s market value. Do a little research and be sure you are paying a fair price. Or, if you need to sell your old motorcycle, make sure you aren’t missing out on money in your pocket. Either way, knowing your motorcycle’s value will make you prepared to buy or sell.

Need to update your vehicle insurance? Learn more!

Man sitting on motorcycle

Let’s Get Your Motorcycle Loan Application Started

Let us know how you are planning on purchasing or refinancing your motorcycle, so we can fine-tune our loan options to fit your needs.

Become a Member

Idaho Central Credit Union was designed with one idea in mind, helping members achieve financial success. If you live or work in Idaho or Washington, chances are you can become a member of Idaho Central Credit Union.

Find Out How