Business Certificates of Deposit

Idaho Central Business Certificates of Deposit (CDs) pay you a fixed rate of return with a variety of terms available. They’re the perfect choice for risk-free saving and keep your business growing in the right direction.

People holding a plant in dirt


You want to set money aside for a specific time and earn a great rate.

Guaranteed Savings

Sometimes you just need something that’s guaranteed to help your business grow. Idaho Central Business Certificates of Deposit (CDs) can fulfill that need! Offering flexible term options and great rates, our Business Relationship Specialists are ready to help you get started.

  • Terms ranging from 90 days to 5 years
  • NCUA insured up to $250,000

Minimum Balance to Open


Renewal Grace Period

10 Days


1-time additional deposit in first 60 days

Business CDs

Term APY* Interest Rate Initial Deposit
6 Month Promo CD 5.050 5.050% $500
12 Month Promo CD 5.100 5.005% $500
18 Month Promo CD 4.750 4.667% $500
24 Month Promo CD 4.250 4.183% $500
60 Month Promo CD 3.750 3.698% $500
3 Month CD 0.300 0.300% $500
6 Month CD 0.450 0.450% $500
1 Year CD 0.700 0.698% $500
18 Month CD 0.800 0.797% $500
2 Year CD 0.900 0.896% $500
3 Year CD 0.950 0.946% $500
4 Year CD 1.000 0.996% $500
5 Year CD 1.100 1.095% $500
See all

*APY – Annual Percentage Yield

A penalty may be imposed for early withdrawal. No institutional deposits. Fees may reduce earnings.

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Rates valid for Thursday, November 30 2023

Welcome to Business Unusual

At Idaho Central Credit Union, we provide specially designed products and services to help your business grow. This is why it’s never just business as usual with Idaho Central. It’s Business Unusual.

Contact Us