Business Certificates of Deposit

Idaho Central Business Certificates of Deposit (CDs) pay you a fixed rate of return with a variety of terms available. They’re the perfect choice for risk-free saving and keep your business growing in the right direction.

People holding a plant in dirt

A BUSINESS CERTIFICATE OF DEPOSIT IS BEST IF:

You want to set money aside for a specific time and earn a great rate.

Guaranteed Savings

Sometimes you just need something that’s guaranteed to help your business grow. Idaho Central Business Certificates of Deposit (CDs) can fulfill that need! Offering flexible term options and great rates, our Business Relationship Specialists are ready to help you get started.

  • Terms ranging from 90 days to 5 years
  • NCUA insured up to $250,000

Minimum Balance to Open

$500

Renewal Grace Period

10 Days

Deposits

1-time additional deposit in first 60 days

Business CDs

Term APY* Interest Rate Initial Deposit
Term6 Month Promo CD APY*4.900 Interest Rate4.900% Initial Deposit$500
Term12 Month Promo CD APY*4.800 Interest Rate4.715% Initial Deposit$500
Term18 Month Promo CD APY*4.500 Interest Rate4.426% Initial Deposit$500
Term24 Month Promo CD APY*4.250 Interest Rate4.183% Initial Deposit$500
Term60 Month Promo CD APY*3.750 Interest Rate3.698% Initial Deposit$500
Term3 Month CD APY*0.300 Interest Rate0.300% Initial Deposit$500
Term6 Month CD APY*0.450 Interest Rate0.450% Initial Deposit$500
Term1 Year CD APY*0.700 Interest Rate0.698% Initial Deposit$500
Term18 Month CD APY*0.800 Interest Rate0.797% Initial Deposit$500
Term2 Year CD APY*0.900 Interest Rate0.896% Initial Deposit$500
Term3 Year CD APY*0.950 Interest Rate0.946% Initial Deposit$500
Term4 Year CD APY*1.000 Interest Rate0.996% Initial Deposit$500
Term5 Year CD APY*1.100 Interest Rate1.095% Initial Deposit$500
See all

*APY – Annual Percentage Yield

A penalty may be imposed for early withdrawal. No institutional deposits. Fees may reduce earnings.

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Rates valid for Tuesday, March 19 2024

Welcome to Business Unusual

At Idaho Central Credit Union, we provide specially designed products and services to help your business grow. This is why it’s never just business as usual with Idaho Central. It’s Business Unusual.

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