Construction & Land

Build your dream home or plan ahead and purchase a residential lot for your future construction. Either way, an Idaho Central Construction Loan Officer is ready to make your journey from blueprints to moving in hassle-free.

House frame being built with lots of wood

With an Idaho Central Loan, the benefits go on and on.

  • Local Underwriting & Servicing

    We know our markets.

  • Low Fees

    Let’s save you money!

  • Fast Approvals

    Your time is precious.

  • Extended Rate Lock

    We offer 90 to 360 day options.

  • Fast Closings

    Most loans close within 30 days!

  • Professional Service

    We’ll guide you from start to finish.

Are you ready to build your home or buy the land?

Idaho Central is ready to serve you no matter what your needs are.

Mortgage Calculator

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Personalized Rate Quote

Tailored to your unique circumstances, our personalized mortgage rate quote tool asks you a few questions about your current financial situation. Based on your answers you will be given a list of rates that fit your needs. Get your personalized mortgage rate today.

Contact a Loan Officer

Not sure which loan is right for you? No problem! Our Loan Officers will help you determine which loan best fits your needs. Plus, They’ll help you through every step of the loan process.