The Blueprint for the Right Loan
Idaho Central Credit Union offers one-time and two-time closing options that make the home-building process specific to your financial needs. Contact a loan officer to learn which one is right for you and all the benefits. Use our online mortgage portal to get started.
Closing Options
One-time or two-time
Rate Programs
Fixed- or variable-rate programs available
Build Times
Up to 20 months
Payment Options
Interest-only payments during construction
Build Your Home With Confidence
We want to help you through the loan process and get you resting comfortably in your home as soon as possible. Our highly trained, friendly staff understands the housing market where you want to live. After all, we live here too. We’re available to help during extended hours and on Saturdays.
Fast, Local Decisions
- Local underwriting
- Fast approvals
- Fast closing, usually within 30 days
- Local servicing on most loans
Save Money
- Low, affordable interest rates
- No initial loan application fees
- Low mortgage insurance premiums
Information and interactive calculators are made available as self-help tools for your independent use and are intended for educational purposes only. Any results are estimates based on the information provided by you, the user.
Personalized Rate Quote
Tailored to your unique circumstances, our personalized mortgage rate quote tool asks you a few questions about your current financial situation. Based on your answers you will be given a list of rates that fit your needs. Get your personalized mortgage rate today.