Checking Accounts

Idaho Central Credit Union offers a variety of checking account options. Whether it's a totally FREE checking account or a checking account that earns a competitive interest rate, we've got one that's just right for you.

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With an Idaho Central Checking account, the benefits go on and on.

  • Free Mobile & Online Banking

  • Free Early Access Direct Deposit

  • Free Credit Score & Monitoring

  • Free ATM Access

  • Free Zelle® Money Transfers

  • Zero Liability Protection

Find Your Checking Account

An Idaho Central Checking Account gives you more. More tools. More services. More individual care.

Money Market Checking Rates

Balance APY* Interest Rate
Balance0-2,499 APY*0.000% Interest Rate0.000%
Balance2,500-24,999 APY*0.200% Interest Rate0.199%
Balance25,000-49,999 APY*0.200% Interest Rate0.199%
Balance50,000-99,999 APY*0.200% Interest Rate0.199%
Balance100,000+ APY*0.200% Interest Rate0.199%

*APY – Annual Percentage Yield

Rates valid for Tuesday, March 19 2024

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Personal Financial Management

Manage your accounts online anytime, anywhere. eBranch serves as your single personal financial management center. eBranch allows you to perform the most routine banking tasks from the comfort of your computer or mobile device at home, the office, or on the road. Day or night, seven days a week, eBranch is easy, safe, and convenient.

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Become a Member

Idaho Central Credit Union was designed with one idea in mind, helping members achieve financial success. If you live or work in Idaho or Washington, chances are you can become a member of Idaho Central Credit Union.

Find Out How