Credit Life & Disability

In the event of a disaster, debt should be the last of your family’s worries. Credit Life and Disability Insurance can provide payment protection when your family experiences a disability or death.

Mom playing under a blanket with her kids


You have debt and want payment protection in case of disability or death.

Enjoy the Peace that Comes with Payment Protection

Let us take care of your loan payments so you can take care of your family. Our Credit Life and Disability Insurance will cover up to $75,000 for qualified policy holders.

The application is simple, customizable, and completely voluntary. We’ve also made the process as stress-free as possible.

  • No medical exam required
  • No effect on your loan approval
  • No additional payment plans — cost included in your loan payment

Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company (Home Office: Waverly, IA), is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Group Policy for full explanation of the terms.

Become a Member

Idaho Central Credit Union was designed with one idea in mind, helping members achieve financial success. If you live or work in Idaho or Washington, chances are you can become a member of Idaho Central Credit Union.

Find Out How