Money Market Savings

You work hard to save. Don’t let the hard work stop there! With an Idaho Central Money Market Savings Account, your money will naturally boost your saving power by earning you interest.

Family laughing while eating dinner


You want a savings account that earns a higher interest rate.

See Your Money Work

Not only will you receive great benefits with a Money Market Savings Account, but you’ll also see your money grow even more as it earns interest each month. Just another way we are looking after your daily balance.

Minimum Balance to Open


Minimum Balance to Earn Interest


Monthly Service Fee

$15 if balance is less than $2,500

Number of Withdrawals

6/month ($5 for each additional)

ICCU Savings Benefits

Free Mobile Banking

You have all the tools you need to manage your accounts through the ICCU mobile app or on, anywhere, anytime. Check balances, transfer money, pay bills, set up alerts, and so much more.

Free Credit Score & Monitoring

My Credit is a free service powered by SavvyMoney® that helps you stay on top of your credit. Check your credit score, view your credit report, and get up-to-date credit monitoring notifications through ICCU mobile or online banking.

Free VideoChat

Bank face-to-face from anywhere in the world with a live service agent through ICCU’s VideoChat. Not only is it convenient, it’s secure and easy to use for account questions, opening a new account, applying for a loan, and much more!

Free Zelle® Money Transfers

Zelle is a fast, safe and easy way to send money to people you trust, right from the Idaho Central Credit Union mobile app – no matter where they bank.

More Options, More Saving

High five for High-Yield Online Savings! This online savings account earns our best savings rate. With its online convenience and incredible rate, you’ll save above and beyond the norm.

Money Market Savings

Balance APY* Interest Rate
0-2,499 0.000% 0.000%
2,500-24,999 0.400% 0.399%
25,000-49,999 0.600% 0.598%
50,000-99,999 0.750% 0.747%
100,000+ 1.000% 0.995%

*APY – Annual Percentage Yield

Rates valid for Monday, December 11 2023

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Become a Member

Idaho Central Credit Union was designed with one idea in mind, helping members achieve financial success. If you live or work in Idaho or Washington, chances are you can become a member of Idaho Central Credit Union.

Find Out How