Starter Savings

If your child is between the ages of 12 and 17, now is the right time to help them develop lifelong savings habits and open an Idaho Central Starter Savings Account. Let’s start saving!

Young adult holding a piggybank


You’re ready to help your child between the ages of 12-17 start saving.

Upgrade Their Piggy Bank

Say goodbye to piggy and say hello to an Idaho Central Starter Savings Account. Start growing that savings plus enter quarterly drawings when your child receives an “A” on their report card and/or makes a deposit of $10 or more.

Minimum Balance to Open


Minimum Balance to Earn Interest


Monthly Service Fee


Number of Withdrawals

6/month ($2 for each additional)

ICCU Savings Benefits

Free Mobile Banking

You have all the tools you need to manage your accounts through the ICCU mobile app or on, anywhere, anytime. Check balances, transfer money, pay bills, set up alerts, and so much more.

Free Credit Score & Monitoring

My Credit is a free service powered by SavvyMoney® that helps you stay on top of your credit. Check your credit score, view your credit report, and get up-to-date credit monitoring notifications through ICCU mobile or online banking.

Free VideoChat

Bank face-to-face from anywhere in the world with a live service agent through ICCU’s VideoChat. Not only is it convenient, it’s secure and easy to use for account questions, opening a new account, applying for a loan, and much more!

Free Zelle® Money Transfers

Zelle is a fast, safe and easy way to send money to people you trust, right from the Idaho Central Credit Union mobile app – no matter where they bank.

Youth Savings Account

Balance APY* Interest Rate
0-299 0.150% 0.149%
300-1,499 0.200% 0.199%
1,500+ 0.250% 0.249%

*APY – Annual Percentage Yield

Rates valid for Tuesday, November 28 2023

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Continue Their Financial Journey With Starter Checking

Along with a great savings account should come a convenient checking account too. Open a FREE Idaho Central Starter Checking Account for your child to help them get extra footing on the financial path to success.

Young men getting ready to race

Become a Member

Idaho Central Credit Union was designed with one idea in mind, helping members achieve financial success. If you live or work in Idaho or Washington, chances are you can become a member of Idaho Central Credit Union.

Find Out How