Business Savings

At Idaho Central, we understand the importance of having a solid financial foundation to support your business goals and dreams. That's why we offer Business Savings Accounts that are designed to help you save for the future. Together, let's make your business aspirations a reality.

Construction workers talking about work

BUSINESS SAVINGS IS BEST IF:

You need a simple, hassle-free savings account for your business.

Share Savings – Own Your Share

Yes, it is required for ICCU membership, but it’s more than that! With a $25 deposit into your Idaho Central Business Share Savings Account, you and your business become part owner of Idaho Central and receive access to all the benefits and services we have to offer. You’ll share your successes, and we’ll share ours. We grow together. Not to mention you’ll enjoy a simple, flexible savings account.

  • Unlimited deposits
  • Six free withdrawals per month
  • Free automatic transfers
  • Interest paid quarterly*
  • NCUA insured up to $250,000

Even though there is one Business Share Savings Account per business membership, Idaho Central offers a variety of other savings options to help meet your savings goals. Consider opening a Business Secondary Savings Account.

*Interest rate and annual percentage yield are variable. May change at any time.

Minimum Balance to Open

$25 (Limit one business share savings account per business membership)

Minimum Balance to Earn Interest

$300

Monthly Service Fee

$0

Number of Withdrawals

6/month ($2 for each additional)

Business Secondary Savings – Save Even More

There are a lot of reasons to save. An Idaho Central Business Secondary Savings Account can help you organize your saving needs down to something specific. Maybe you need to save for a new business vehicle or equipment. Open as many Business Secondary Savings Accounts as you need. We like to keep things organized too!

  • Unlimited deposits
  • Six Free withdrawals per month, $2 each additional
  • Free automatic transfers
  • Interest paid quarterly*
  • NCUA insured up to $250,000

*Interest rate and annual percentage yield are variable. May change at any time.

Minimum Balance to Open

$25

Minimum Balance to Earn Interest

$300*

Monthly Service Fee

$0

Number of Withdrawals

6/month ($2 for each additional)

Business Share Savings Rates

Balance APY* Interest Rate
Balance0-299 APY*0.000% Interest Rate0.000%
Balance300+ APY*0.150% Interest Rate0.149%

*APY – Annual Percentage Yield

Rates valid for Tuesday, March 19 2024

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Business Secondary Savings Rates

Balance APY* Interest Rate
Balance0-299 APY*0.000% Interest Rate0.000%
Balance300+ APY*0.150% Interest Rate0.149%

*APY – Annual Percentage Yield

Rates valid for Tuesday, March 19 2024

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Welcome to Business Unusual

At Idaho Central Credit Union, we provide specially designed products and services to help your business grow. This is why it’s never just business as usual with Idaho Central. It’s Business Unusual.

Contact Us