Accidental Death & Dismemberment

AD&D insurance provides an easy way to protect your family when disaster strikes. Our partner TruStage® offers affordable AD&D insurance rates, and better yet, guarantees acceptance to all ICCU members.

Women in a wheelchair talking on the phone


You want coverage for fatal and nonfatal accidents.

What Is AD&D Insurance?

Accidental death and dismemberment insurance is a type of life insurance. It pays a benefit when fatal and certain nonfatal accidents occur.

Through TruStage*, ICCU provides AD&D insurance the credit union way. Our members are guaranteed acceptance — no physical exam or health questionnaire required.

What Does AD&D Insurance Cover?

  • Loss of limbs, hearing, speech, and/or eyesight
  • Education assistance
  • Inflation protection
  • Hospital benefit
  • Childcare assistance
  • And more

Why TruStage?

  • Over 80 years of experience. TruStage’s underwriter CMFG has been committed to its customers since 1935 and is dedicated to doing the same for years to come.
  • 20 million people protected. TruStage has helped millions of customers get simple and secure insurance policies, consistently earning an ‘A’ rating (excellent) for financial stability from AM Best**.
  • Life insurance the credit union way. TruStage partners with over 3,500 credit unions nationwide. Their member-first philosophy is the perfect complement to Idaho Central’s own mission to help members achieve financial success.

*TruStage® AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. AD&D Base Policy Series E10-ADD-2012 and E10a-014-2012

**CMFG Life Insurance Company is rated “A” (Excellent) as of March 2021 by A.M. Best, an independent rating service which evaluates financial stability and operating performance, year after year. An “A” rating is the third-highest of 16 ratings.

Become a Member

Idaho Central Credit Union was designed with one idea in mind, helping members achieve financial success. If you live or work in Idaho or Washington, chances are you can become a member of Idaho Central Credit Union.

Find Out How