Simple to Finance & Amazing Rates
At Idaho Central, we believe in making our financing options simple and easy. That’s why when you have an Idaho Central Auto Loan, you’ll receive the service you deserve so you can hit the road with confidence.
- Low, affordable interest rates
- Quick loan decisions
- Local, friendly service
Term Options
Up to 84 months
Fees
No loan application fees
Auto Rebate vs. Low Interest Financing Calculator
Auto Rates
Age of Vehicle | Loan Term | Interest Rate |
---|---|---|
2021 or newer | 48 | 7.740% |
2021 or newer | 60 | 7.790% |
2021 or newer | 72 | 8.090% |
2018-2020 | 48 | 7.940% |
2018-2020 | 60 | 7.990% |
2018-2020 | 72 | 8.290% |
2015-2017 | 48 | 8.390% |
2012-2014 | 48 | 9.690% |
*The annual percentage rates listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria.
Rates valid for Monday, December 4 2023
Know Your Car’s Value
Just as important as looking over the car is checking its market value. Do a little research and be sure you are paying a fair price for your new vehicle. Plus, if you are buying a vehicle, chances are you’ll need to sell your old one. Check vehicle pricing and be prepared to buy or sell.
Need to update your vehicle insurance? Learn more!

Let’s Get Your Auto Vehicle Loan Application Started
Let us know how you are planning on purchasing or refinancing your auto vehicle, so we can fine-tune our loan options to fit your needs.