Simple to Finance & Amazing Rates
At Idaho Central, we believe in making our financing options simple and easy. That’s why when you have an Idaho Central Auto Loan, you’ll receive the service you deserve so you can hit the road with confidence.
- Low, affordable interest rates
- Quick loan decisions
- Local, friendly service
Term Options
Up to 84 months
Fees
No loan application fees
Auto Loan Calculator
How much will your monthly auto loan payment be? Use this calculator to determine how much your monthly auto loan payment will be, based on vehicle price and loan information.
Auto Refinance Calculator
Determine out how much you could reduce your monthly and total loan payments if you refinance your car loan.
Auto Rates
| Age of Vehicle | Loan Term | Interest Rate | ||
|---|---|---|---|---|
| Age of Vehicle2022 or newer | Loan Term48 months | Interest Rate6.990% | Terms | Apply Now |
| Age of Vehicle2022 or newer | Loan Term60 months | Interest Rate7.040% | Terms | Apply Now |
| Age of Vehicle2022 or newer | Loan Term72 months | Interest Rate7.340% | Terms | Apply Now |
| Age of Vehicle2019-2021 | Loan Term48 months | Interest Rate7.190% | Terms | Apply Now |
| Age of Vehicle2019-2021 | Loan Term60 months | Interest Rate7.240% | Terms | Apply Now |
| Age of Vehicle2019-2021 | Loan Term72 months | Interest Rate7.540% | Terms | Apply Now |
| Age of Vehicle2016-2018 | Loan Term48 months | Interest Rate7.640% | Terms | Apply Now |
| Age of Vehicle2013-2015 | Loan Term48 months | Interest Rate8.940% | Terms | Apply Now |
Know Your Car’s Value
Just as important as looking over the car is checking its market value. Do a little research and be sure you are paying a fair price for your new vehicle. Plus, if you are buying a vehicle, chances are you’ll need to sell your old one. Check vehicle pricing and be prepared to buy or sell.
Need to update your vehicle insurance? Learn more!
Let’s Get Your Auto Vehicle Loan Application Started
Let us know how you are planning on purchasing or refinancing your auto vehicle, so we can fine-tune our loan options to fit your needs.