Visa Credit Cards


visa benefits

  • HASSLE-FREE
  • LOW RATES
  • NO ANNUAL FEES
  • NO FEES FOR BALANCE TRANSFERS
  • NO FEES FOR CASH ADVANCES
  • 20-25 DAY GRACE PERIOD ON PURCHASES
  • WORLDWIDE ATM ACCESS
  • PAYMENT PROTECTION AVAILABILITY
  • ZERO FRAUD LIABILITY
  • AUTO RENTAL INSURANCE
  • IDENTITY THEFT PROTECTION
  • TRAVEL ACCIDENT INSURANCE
  • WARRANTY MANAGER SERVICE
  • TRAVEL/EMERGENCY ASSISTANCE SERVICES
  • CardControl
See Rates
CARD TYPE BEST IF... MORE DETAILS
Premier Rewards Visa You pay your bill off monthly and want rewards with some extra perks.

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Rewards Visa You have a small balance and still want to earn rewards.

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Variable-Rate Platinum Visa You carry a balance and need a low rate.

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Fixed-Rate Platinum Visa You want the security of a fixed rate.

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CardControl Credit Card Payoff Calculator

Verified by Visa confirms your identity with an extra password when you make an online purchase. You can enroll your card while shopping at a participating merchant. You can now have added security when you use your Verified by Visa password at participating online merchants. Enroll your Visa Credit or HELOC card in Verified By Visa. Enroll your Visa Check card in Verified By Visa.


All of Idaho Central Credit Union's Visa Cards are equipped with EMV Chip Technology, an embedded chip, making your purchases more secure when used at chip-activated terminals. Learn more about EMV.