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Idaho Central Credit Union
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  • Personal
    • Checking Accounts
    • Savings Accounts
    • Youth Accounts
    • Certificates of Deposit (CDs)
    • Individual Retirement Accounts (IRA)
    • Visa Credit Cards
  • Business
    • Business Banking
    • Business Checking
    • Business Savings
    • Business CDs and SEPs
    • Business Visa Cards
    • Business Loans
    • Business Services
  • Loans
    • Personal
    • Business
  • Wealth
    • Planning & Investing
    • Private Client
  • Insurance
    • Medicare
    • Life Insurance
    • Accidental Death & Dismemberment
    • Auto & Homeowners Insurance
    • Guaranteed Asset Protection (GAP)
    • Mechanical Repair Coverage (MRC)
    • Credit Life and Disability
  • Services
    • eBranch Online Banking
    • Anytime Access
    • VideoChat
    • Mobile Banking
    • Make a Payment
    • Bitcoin Services
    • Retirement Simplified
    • Tutorials
    • Financial Education
    • Calculators
  • About
    • Contact Us
    • Become a Member
    • Careers
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  • Search
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Visa Credit Cards


visa benefits

  • HASSLE FREE
  • LOW RATES
  • NO ANNUAL FEES
  • NO FEES FOR BALANCE TRANSFERS
  • NO FEES FOR CASH ADVANCES
  • 20-25 DAY GRACE PERIOD ON PURCHASES
  • WORLDWIDE ATM ACCESS
  • PAYMENT PROTECTION AVAILABILITY
  • ZERO FRAUD LIABILITY
  • AUTO RENTAL INSURANCE
  • IDENTITY THEFT PROTECTION
  • TRAVEL ACCIDENT INSURANCE
  • WARRANTY MANAGER SERVICE
  • TRAVEL/EMERGENCY ASSISTANCE SERVICES
  • CardControl
  • Card Fraud Monitoring
See Rates
Visa Credit Cards
Type APR* Grace Period for Purchases Annual Fee
Premier Rewards Variable rate as low as 17.24% 20 to 25 days None
Rewards Variable rate as low as 13.24% 20 to 25 days None
Variable-Rate Platinum Variable rate as low as 12.24% 20 to 25 days None
Fixed-Rate Platinum Fixed rate as low as 13.99% 20 to 25 days None

*APR - Annual Percentage Rate
Rates valid for Wednesday, March 29, 2023.
CARD TYPE BEST IF... MORE DETAILS
Premier Rewards Visa You want to maximize your rewards and perks, and don't typically carry a balance each month.

+ MORE DETAILS
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Premier Rewards Visa

Premier Rewards Visa Account Disclosure
Credit Card Agreement


As an ICCU member, check your credit score anytime with MY CREDIT in eBranch. It's FREE!

Rewards

  • 2 points per $1.00 spent on purchases
  • Next-day cash available
  • 2x seasonal bonus point categories
  • Earn even more at participating merchants

Low Interest/No Fees

  • Low, variable interest rate
  • No annual fee
  • No balance transfer fees
  • No cash advance fees

Protection

  • CardControl
  • Free Card Fraud Monitoring
  • Identity theft protection
  • Warranty manager service
  • Price protection

Travel

  • Auto rental insurance
  • $500,000 travel accident insurance
  • Travel and emergency assistant services
  • $2,000 trip cancellation insurance
  • Visa concierge services
  • And more

As an ICCU member, check your credit score anytime with MY CREDIT in eBranch. It's FREE!

Rewards Visa You want to earn rewards on all your purchases with a lower interest rate on your monthly balance.

+ MORE DETAILS
Close

Rewards Visa

Rewards Visa Account Disclosure
Credit Card Agreement


As an ICCU member, check your credit score anytime with MY CREDIT in eBranch. It's FREE!

Rewards

  • 1 point per $1.00 spent on purchases
  • Next-day cash available
  • 2x seasonal bonus point categories
  • Earn even more at participating merchants

Low Interest/No Fees

  • Low, variable interest rate
  • No annual fee
  • No balance transfer fees
  • No cash advance fees

Protection

  • CardControl
  • Free card fraud monitoring
  • Identity theft protection

Travel

  • Auto rental insurance
  • $500,000 travel accident insurance
  • Warranty manager service
  • Travel and emergency assistant services
  • And more

As an ICCU member, check your credit score anytime with MY CREDIT in eBranch. It's FREE!

Variable-Rate Platinum Visa You need a low rate on your monthly balance.

+ MORE DETAILS
Close

Variable-Rate Platinum Visa

Variable Platinum Visa Account Disclosure
Credit Card Agreement


As an ICCU member, check your credit score anytime with MY CREDIT in eBranch. It's FREE!

Low Interest/No Fees

  • Low, variable interest rate
  • No annual fee
  • No balance transfer fees
  • No cash advance fees

Protection

  • CardControl
  • Free card fraud monitoring
  • Identity theft protection

Travel

  • Auto rental insurance
  • Travel accident insurance
  • Warranty manager service
  • Travel and emergency assistance services

As an ICCU member, check your credit score anytime with MY CREDIT in eBranch. It's FREE!

Fixed-Rate Platinum Visa You want the security of a fixed rate.

+ MORE DETAILS
Close

Fixed-Rate Platinum Visa

Fixed Platinum Visa Account Disclosure
Credit Card Agreement


As an ICCU member, check your credit score anytime with MY CREDIT in eBranch. It's FREE!

Fixed Interest/No Fees

  • Fixed interest rate
  • No annual fee
  • No balance transfer fees
  • No cash advance fees

Protection

  • CardControl
  • Free card fraud monitoring
  • Identity theft protection

Travel

  • Auto rental insurance
  • Travel accident insurance
  • Warranty manager service
  • Travel and emergency assistance services

As an ICCU member, check your credit score anytime with MY CREDIT in eBranch. It's FREE!

CardControl Credit Card Payoff Calculator


Visa Secure confirms your identity with an extra password when you make an online purchase. You can enroll your card online or while shopping at a participating merchant. You can now have added security when you use your Visa Secure password at participating online merchants.


All of Idaho Central Credit Union's Visa Cards are equipped with Contactless and EMV Chip Technology to provide you with fast, easy, and secure payment options. Learn more about Contactless and EMV Chip Technology.


To redeem your Idaho Central Visa Rewards points, click Visa Rewards in eBranch. To redeem by phone, call 1-800-825-9994.

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ABOUT US

Idaho Central is the premier credit union in Idaho and offers full-service locations throughout the Treasure Valley, Magic Valley, Eastern Idaho, North Idaho, and Spokane. While growth is vital to our success, we remain focused on our mission, “Helping members achieve financial success.”

Routing Number: 324173626   NMLS ID: 433926

Idaho Central Credit Union is federally insured by the National Credit Union Administration.
© 2023 Idaho Central Credit Union. All rights reserved.