Financial Education

  • Financial Education

    March 5, 2024

    3 Free Personal Finance Tools You Can Use Today

    Think fast: What’s your current credit score? If you don’t know the answer off the top of your head, you’re not alone. According to a recent study, more than 35 percent of Americans don’t. In fact, only 2 of every 5 people can confidently report that they have the credit score necessary to successfully achieve […]

    Read More
  • Financial Education

    January 25, 2024

    Credit Unions vs Banks: Pros, Cons, and Recommendations

    Credit unions and banks are sisters, not twins. That’s a good thing. They share the same DNA, but each has unique and undeniable perks that help you customize your banking experience. To take full advantage of those perks, you need to know the difference between the two. Though we may be a tad biased (#teamcreditunion), […]

    Read More
  • Financial Education

    January 3, 2024

    4 Financial Resolutions You Can Actually Keep

    It’s that time of year again — the time where you choose a slew of financial resolutions, keep them up for a few weeks … and inevitably drop them before March. Rinse and repeat. If you’re ready to break the Resolution Cycle of Doom, you should know one key strategy for sticking to resolutions: Pick […]

    Read More
  • Financial Education

    December 29, 2023

    Everything You Need to Know About CD Laddering

    Certificates of deposit (CDs), like all savings accounts, come with pros and cons. If you’ve read our previous article about CD basics, you know that a certificate of deposit can give you access to a higher interest rate … at the cost of limited access to your money. If that sounds like too high of […]

    Read More
  • Financial Education

    December 21, 2023

    Certificates of Deposit: What They Are and Why They Matter

    Everyone knows that saving money is important, but not everyone knows how to save money. Budgeting isn’t all about tracking expenses in an Excel sheet (thankfully); an optimized budgeting strategy includes low-risk savings options — in other words, getting your money to work for you. If you’ve heard the term certificate of deposit (CD) get […]

    Read More
  • Financial Education

    November 2, 2023

    Want to Stay Cyber-Safe? Know Your URLs.

    Knowledge isn’t just power anymore — it’s security. As cyberattacks grow in both number and subtlety, so should your cybersecurity know-how. That’s where Idaho Central Credit Union comes in. We’re here to show you how to tell the good guys and bad guys apart so you can browse with peace of mind. Up first is […]

    Read More
  • Financial Education

    September 28, 2023

    What Scammers Don’t Want You to Know

    In many ways, the world’s progress has never been better. Every year we make strides in civics, technology, information, and nameless other realms. We truly have more resources at our fingertips than ever before. Some use those resources for good. Others … not so much. Don’t let others’ misuse affect your life. Scammers might be […]

    Read More
  • Financial Education

    September 19, 2023

    5 Life Insurance Myths DEBUNKED

    As awareness of life insurance grows, so does misinformation. We’re here to help you tell the difference between the two. In this article, we’ll shed light on the facts and help you make informed decisions about this crucial safeguard. Let’s separate fiction from reality and ensure you have the knowledge needed to protect your loved […]

    Read More
  • Financial Education

    July 26, 2023

    4 Steps to Lower Your Debt by January

    If we all lived in a vacuum-sealed world where our minds and emotions didn’t affect our finances, saving money and lowering debt would be a whole lot easier. No bad days to trigger junk food binges, no impulsive vacations, and no mid-life-crisis shopping sprees. But our minds and emotions do impact finances, even for the […]

    Read More
1 2 3 14