When faced with an important decision, which route do you usually take: the tried-and-true option or the one off the beaten path? Believe it or not, your answer might affect your homebuying strategy, particularly when choosing a mortgage. Fixed-rate mortgages are time-tested and traditional, while adjustable-rate mortgages (ARMs) offer more flexibility and potentially lower rates. […]
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A HELOC isn’t exactly your run-of-the-mill traditional loan … and yet it’s arguably one of the most powerful. Here's a peek at the most popular ways HELOCs are used, plus the best tactics to follow (and worst mistakes to avoid).
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Saving for retirement can feel a lot like starting an important project… only to realize that your user manual is written in a foreign language. The tools you need are staring right at you, but you have no idea how to use them to accomplish your goal. Many prospective retirees feel overwhelmed by the task […]
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As news of economic turbulence circulates through your feeds, you may be wondering about the security of your own funds. We want to take a moment to answer your questions and concerns. Before we jump into the specifics, you should know one key thing: Your funds at Idaho Central Credit Union remain safe and secure. […]
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Since 2003, October has been known as Cybersecurity Awareness month and is dedicated to ensuring that individuals stay safe and secure online. Technology moves fast, and scams are constantly evolving to keep people from catching on. In a world that relies heavily on technology, avoiding scams can sometimes feel like an overwhelming task. However, you […]
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For some, the thought of opening a new account at a financial institution can seem daunting. However, knowing what to expect and how to prepare can help put your mind at ease. At Idaho Central Credit Union, we strive to make the process of opening an account fast and easy. Here is all you need to know.
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Idaho Central is excited to be participating in America Saves week again this year! America Saves Week (February 21 – February 25, 2022) is an annual opportunity for individuals to assess their savings and take financial action. Each year, we encourage savers – or potential savers – just like you to set a goal, make […]
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When it comes to cyber security, we all want to believe that we are able to spot a scam when we are targeted. The reality is that anyone can fall prey to a phishing attempt. Fraudsters are always evolving and constantly developing new ways to deceive us. We know to avoid those emails from the […]
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Credit sounds like a mysterious, looming entity that can affect our lives in big ways. We rely on credit to buy a house, handle emergencies, and for long-term financial security. It can be a great financial tool, but unfortunately, there is a lot of misinformation out there about your credit score and what you can do to improve it. Check out our tips on maintaining and improving your credit score!
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At Idaho Central, we believe that financial education is a key to helping our members achieve financial success, and it doesn’t have to be hard. We are happy to announce our partnership with EVERFI to provide our new Financial Education Center to help our members build financial health and confidence. “Understanding your finances and making […]
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