Simple Financing for Boats & Personal Watercraft
At ICCU, we believe in making our financing options simple and easy. That’s why when you have ICCU Boat & Watercraft Loan, you’ll receive the service you deserve so you can go enjoy that water fun!
- Low, affordable interest rates
- Quick loan decisions
- Local, friendly service
Boat Term Options
Up to 240 months
Personal Watercraft Term Options
Up to 84 months
Processing Fee
Up to $39
Boat/Watercraft Loan Calculator
How much will your monthly loan payment be? Use this calculator to determine how much your monthly loan payment will be, based on vehicle price and loan information.
Boat/Watercraft Refinance Calculator
Determine out how much you could reduce your monthly and total loan payments if you refinance your loan.
Boat Rates
| Loan Term | Interest Rate As Low As | ||
|---|---|---|---|
| Loan Term120 months | Interest Rate7.290% | Terms | |
| Loan Term144 months | Interest Rate7.540% | Terms |
Personal Watercraft Rates
| Loan Term | Interest Rate As Low As | ||
|---|---|---|---|
| Loan Term48 months | Interest Rate7.890% | Terms | |
| Loan Term60 months | Interest Rate8.890% | Terms |
Know Your Boat’s Value
It’s important to know your boat’s market value. Do a little research and be sure you are paying a fair price. Or, if you need to sell your old boat first, make sure you aren’t missing out on money in your pocket. Either way, knowing your boat’s value will make you prepared to buy or sell.
Need to update your vehicle insurance? Learn more!
Start Your Boat or Personal Watercraft Loan Application
Tell us what you’re purchasing or refinancing so we can help match your application to the right loan option.