Simple to Finance & Amazing Rates
At Idaho Central, we believe in making our financing options simple and easy. That’s why when you have Idaho Central Boat & Watercraft Loan, you’ll receive the service you deserve so you can go enjoy that water fun!
- Low, affordable interest rates
- Quick loan decisions
- Local, friendly service
Up to 180 months
No loan application fees
Auto Rebate vs. Low Interest Financing Calculator
Boat and Watercraft Rates
|Age of Vehicle||Loan Term||Interest Rate|
|2021 or newer||120||10.090%|
|2021 or newer||144||10.540%|
*The annual percentage rates listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria.
Rates valid for Monday, October 2 2023
Know Your Boat’s Value
It’s important to know your boat’s market value. Do a little research and be sure you are paying a fair price. Or, if you need to sell your old boat first, make sure you aren’t missing out on money in your pocket. Either way, knowing your boat’s value will make you prepared to buy or sell.
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Let’s Get Your Watercraft Loan Application Started
Let us know how you are planning on purchasing or refinancing your watercraft vehicle, so we can fine-tune our loan options to fit your needs.