Home Refinance

Refinancing your home is a great way to lower your interest rate, change the term of your loan, or even cash out some of the equity in your home. Idaho Central has many options for you to choose from and an expert team to guide you.

Family walking through the front door smiling

When you refinance with Idaho Central, the benefits go on and on.

  • Local Underwriting & Servicing

    We know our markets.

  • Little to No Fees

    Let’s save you money!

  • Fast Approvals

    Your time is precious.

  • Extended Rate Lock

    We offer 90 to 360 day options.

  • Fast Closings

    Most loans close within 30 days!

  • Professional Service

    We’ll guide you from start to finish.

If You’re Looking to Refinance, We Have Options!

Whether you’re looking for no fees or simply more flexibility, Idaho Central has something to fit every need.

How much could you save by refinancing your mortgage? Use this calculator to figure out how much you could reduce your monthly and total loan payments if you refinance your mortgage.

Personalized Rate Quote

Tailored to your unique circumstances, our personalized mortgage rate quote tool asks you a few questions about your current financial situation. Based on your answers you will be given a list of rates that fit your needs. Get your personalized mortgage rate today.

Contact a Loan Officer

Not sure which loan is right for you? No problem! Our Home Loan Officers will help you determine which loan best fits your needs. Plus, they’ll help you through every step of the loan process.