Get Into Your Forever Home
Purchasing or refinancing a home is a big deal, especially when you need a loan with a higher limit. That’s why Idaho Central Credit Union provides financing for large loan amounts with reduced closing costs. Not to mention the friendly service you deserve and expect. Use our online Mortgage Portal or contact a knowledgeable mortgage loan officer to get started.
Term Options
10, 15, 20, 30 years
Down Payment
As low as 5% of purchase price of $850,000 or less
Eligible Properties
Refinance, Primary Residence, Second/Vacation Home
Purchase or Refinance Your Home With Confidence
We want to help you through the loan process and get you resting comfortably in your home as soon as possible. Our highly trained, friendly staff understands the housing market where you want to live. After all, we live here too. We’re available to help during extended hours and on Saturdays.
Fast, Local Decisions
- Local underwriting
- Fast approvals
- Fast closing, usually within 30 days
- Local servicing on most loans
Save Money
- Low, affordable interest rates
- No initial loan application fees
- Low mortgage insurance premiums
- No origination fee loan options
- Extended rate lock options available from 90 to 360 days
Information and interactive calculators are made available as self-help tools for your independent use and are intended for educational purposes only. Any results are estimates based on the information provided by you, the user.
Personalized Rate Quote
Tailored to your unique circumstances, our personalized mortgage rate quote tool asks you a few questions about your current financial situation. Based on your answers you will be given a list of rates that fit your needs. Get your personalized mortgage rate today.