Jumbo Mortgage Loans

Think big with Jumbo Financing! Whether you are purchasing or refinancing a home, Idaho Central’s Jumbo Financing provides the perfect solution for a larger price tag.

beautiful house in summer


You are purchasing or refinancing a home with a larger price tag.

Get Into Your Forever Home

Purchasing or refinancing a home is a big deal, especially when you need a loan with a higher limit. That’s why Idaho Central Credit Union provides financing for large loan amounts with reduced closing costs. Not to mention the friendly service you deserve and expect. Use our online Mortgage Portal or contact a knowledgeable mortgage loan officer to get started.

Term Options

10, 15, 20, 30 years

Down Payment

As low as 5% of purchase price of $850,000 or less

Eligible Properties

Refinance, Primary Residence, Second/Vacation Home

Purchase or Refinance Your Home With Confidence

We want to help you through the loan process and get you resting comfortably in your home as soon as possible. Our highly trained, friendly staff understands the housing market where you want to live. After all, we live here too. We’re available to help during extended hours and on Saturdays.

Fast, Local Decisions

  • Local underwriting
  • Fast approvals
  • Fast closing, usually within 30 days
  • Local servicing on most loans

Save Money

  • Low, affordable interest rates
  • No initial loan application fees
  • Low mortgage insurance premiums
  • No origination fee loan options
  • Extended rate lock options available from 90 to 360 days

How much will your monthly mortgage payment be? Use this calculator to figure out your monthly payment, including your mortgage’s principal and interest payments as well as insurance and taxes.

Personalized Rate Quote

Tailored to your unique circumstances, our personalized mortgage rate quote tool asks you a few questions about your current financial situation. Based on your answers you will be given a list of rates that fit your needs. Get your personalized mortgage rate today.

Become a Member

Idaho Central Credit Union was designed with one idea in mind, helping members achieve financial success. If you live or work in Idaho or Washington, chances are you can become a member of Idaho Central Credit Union.

Find Out How