Business Savings

Start saving with Idaho Central and watch your money grow while you grow your business. An Idaho Central Business Savings Account allows you to put your money to work so you have what you need now and in the future. We are on your team!

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Benefits for Better Business

  • Free Online Banking & Online eStatements

  • Free Automatic Transfers

  • NCUA Insured Up To $250,000

Find a Business Savings Account that Fits Your Business Goals

We’ll help you get there.

Business Savings Rates

Balance APY* Interest Rate
0-299 0.000% 0.000%
300+ 0.150% 0.149%

*APY – Annual Percentage Yield

Rates valid for Thursday, November 30 2023

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Business Premium Money Market Savings Account

Balance APY* Interest Rate
0-2,499 0.000% 0.000%
2,500-24,999 0.750% 0.747%
25,000-49,999 1.100% 1.094%
50,000-99,999 1.500% 1.489%
100,000-249,999 2.000% 1.981%
250,000+ 2.500% 2.471%
See all

*APY – Annual Percentage Yield

Rates valid for Thursday, November 30 2023

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Business CDs

Term APY* Interest Rate Initial Deposit
6 Month Promo CD 5.050 5.050% $500
12 Month Promo CD 5.100 5.005% $500
18 Month Promo CD 4.750 4.667% $500
24 Month Promo CD 4.250 4.183% $500
60 Month Promo CD 3.750 3.698% $500
3 Month CD 0.300 0.300% $500
6 Month CD 0.450 0.450% $500
1 Year CD 0.700 0.698% $500
18 Month CD 0.800 0.797% $500
2 Year CD 0.900 0.896% $500
3 Year CD 0.950 0.946% $500
4 Year CD 1.000 0.996% $500
5 Year CD 1.100 1.095% $500
See all

*APY – Annual Percentage Yield

A penalty may be imposed for early withdrawal. No institutional deposits. Fees may reduce earnings.

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Rates valid for Thursday, November 30 2023

Welcome to Business Unusual

At Idaho Central Credit Union, we provide specially designed products and services to help your business grow. This is why it’s never just business as usual with Idaho Central. It’s Business Unusual.

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