Pay for College the Smart Way
Whether you’re an undergraduate, career training or graduate student these flexible student loans are designed to meet your needs:
- Competitive variable and fixed interest rates
- No origination fee or prepayment penalty (1)
- Multiple repayment options
Student Loan Options
Applying online is easy – it only takes about 15 minutes to apply and get a credit result. Idaho Central has partnered with Sallie Mae® to help you find the right loan for the right situation.
Smart Option Student Loan® for Undergraduate Students
Graduate School Loan
Medical School Loan
Dental School Loan
Graduate School Loan for Health Professions
Law School Loan
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.
These loans are made by Sallie Mae Bank or a lender partner. Idaho Central Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.
Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here for additional eligibility information about each product.
(1) Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.
© 2022 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.