Vehicle Loans

Trailer Loans

Sometimes you need to pull something down the road and an Idaho Central Trailer Loan can help you do just that. Simply let us know if you are purchasing or refinancing your trailer and we’ll hook you up with the perfect loan option. Let’s get started!

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Truck pulling a trailer in the rain

A TRAILER LOAN IS BEST IF:

You need to pull it, haul it, or tow it.

Simple to Finance & Amazing Rates

At Idaho Central, we believe in making our financing options simple and easy. That’s why when you have Idaho Central Trailer Loan, you’ll receive the service you deserve so you can hitch up and hit the road with confidence.

  • Low, affordable interest rates
  • Quick loan decisions
  • Local, friendly service
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Term Options

Up to 180 months
depending on trailer type

Fees

No loan application fees

Auto Rebate vs. Low Interest Financing Calculator

Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate. A rebate will reduce your auto loan balance, while low interest financing lowers your monthly payment. The best option depends on the price of the vehicle, the size of the rebate and the interest rates available for financing.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Trailer Rates

Age of Vehicle Loan Term Interest Rate
2021 or newer 120 10.090%
2021 or newer 144 10.540%

*The annual percentage rates listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria.

Rates valid for Monday, December 11 2023

Know Your Trailer’s Value

It’s important to know your trailer’s market value. Do a little research and be sure you are paying a fair price. Or, if you need to sell your old trailer, make sure you aren’t missing out on money in your pocket. Either way, knowing your trailer’s value will make you prepared to buy or sell.

Check Trailer Pricing

Need to update your vehicle insurance? Learn more!

Cowboy walking his horse to a trailer

Let’s Get Your Trailer Loan Application Started

Let us know how you are planning on purchasing or refinancing your trailer, so we can fine-tune our loan options to fit your needs.

Become a Member

Idaho Central Credit Union was designed with one idea in mind, helping members achieve financial success. If you live or work in Idaho or Washington, chances are you can become a member of Idaho Central Credit Union.

Find Out How