Business Rates

At Idaho Central, we want to see your business grow! That’s why we offer competitive rates on business savings accounts, business loans, certificates of deposit, and more. We are here to serve you and your business.

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Business CDs

Term APY* Interest Rate Initial Deposit
6 Month Promo CD 4.500 4.500% $500
12 Month Promo CD 5.000 4.908% $500
18 Month Promo CD 4.500 4.426% $500
24 Month Promo CD 4.250 4.183% $500
60 Month Promo CD 3.750 3.698% $500
3 Month CD 0.300 0.300% $500
6 Month CD 0.450 0.450% $500
1 Year CD 0.700 0.698% $500
18 Month CD 0.800 0.797% $500
2 Year CD 0.900 0.896% $500
3 Year CD 0.950 0.946% $500
4 Year CD 1.000 0.996% $500
5 Year CD 1.100 1.095% $500
See all

*APY – Annual Percentage Yield

A penalty may be imposed for early withdrawal. No institutional deposits. Fees may reduce earnings.

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Rates valid for Saturday, June 3 2023

Business Savings Account Rates

Balance APY* Interest Rate
0-299 0.000% 0.000%
300+ 0.100% 0.099%

*APY – Annual Percentage Yield

Rates valid for Saturday, June 3 2023

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Business Money Market Rates

Balance APY* Interest Rate
0-2,499 0.000% 0.000%
2,500-24,999 0.150% 0.149%
25,000-49,999 0.200% 0.199%
50,000-99,999 0.200% 0.199%
100,000-249,999 0.200% 0.199%
250,000+ 0.200% 0.199%
See all

*APY – Annual Percentage Yield

Rates valid for Saturday, June 3 2023

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Business Visa Credit Cards

Type APR* Grace Period for Purchases Annual Fee
Business Premier Rewards variable rate as low as 17.74% 20 to 25 days $95.00, after the first year.
Business Visa Rewards variable rate as low as 13.74% 20 to 25 days None
Business Visa Platinum variable rate as low as 12.74% 20 to 25 days None

*The annual percentage rates listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria.

Rates valid for Saturday, June 3 2023

For Business Loan Rates

Welcome to Business Unusual

At Idaho Central Credit Union, we provide specially designed products and services to help your business grow. This is why it’s never just business as usual with Idaho Central. It’s Business Unusual.

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