Business Rates

At Idaho Central, we want to see your business grow! That’s why we offer competitive rates on business savings accounts, business loans, certificates of deposit, and more. We are here to serve you and your business.

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Business CDs

Term APY* Interest Rate Initial Deposit
Term6 Month Promo CD APY*4.50 Interest Rate4.50% Initial Deposit$500 Terms
Term7 Month Promo CD APY*4.65 Interest Rate4.65% Initial Deposit$500 Terms
Term12 Month Promo CD APY*4.35 Interest Rate4.28% Initial Deposit$500 Terms
Term18 Month Promo CD APY*4.15 Interest Rate4.09% Initial Deposit$500 Terms
Term24 Month Promo CD APY*3.85 Interest Rate3.80% Initial Deposit$500 Terms
Term60 Month Promo CD APY*3.65 Interest Rate3.60% Initial Deposit$500 Terms
Term3 Month Standard CD APY*0.30 Interest Rate0.30% Initial Deposit$500 Terms
Term6 Month Standard CD APY*0.45 Interest Rate0.45% Initial Deposit$500 Terms
Term1 Year Standard CD APY*0.70 Interest Rate0.70% Initial Deposit$500 Terms
Term18 Month Standard CD APY*0.80 Interest Rate0.80% Initial Deposit$500 Terms
Term2 Year Standard CD APY*0.90 Interest Rate0.90% Initial Deposit$500 Terms
Term3 Year Standard CD APY*0.95 Interest Rate0.95% Initial Deposit$500 Terms
Term4 Year Standard CD APY*1.00 Interest Rate1.00% Initial Deposit$500 Terms
Term5 Year Standard CD APY*1.10 Interest Rate1.10% Initial Deposit$500 Terms
See all

Business Savings Account Rates

Balance APY* Interest Rate
Balance0-299 APY*0.00% Interest Rate0.00% Terms
Balance300+ APY*0.15% Interest Rate0.15% Terms

Business Money Market Rates

Balance APY* Interest Rate
Balance0-2,499 APY*0.00% Interest Rate0.00% Terms
Balance2,500-24,999 APY*0.20% Interest Rate0.20% Terms
Balance25,000-49,999 APY*0.20% Interest Rate0.20% Terms
Balance50,000-99,999 APY*0.20% Interest Rate0.20% Terms
Balance100,000-249,999 APY*0.20% Interest Rate0.20% Terms
Balance250,000+ APY*0.20% Interest Rate0.20% Terms
See all

Business Visa Credit Cards

Type APR* Grace Period for Purchases Annual Fee
TypeBusiness Premier Rewards APR*variable rate as low as 17.24% Grace Period for Purchases20 to 25 days Annual Fee$95.00, after the first year. Terms
TypeBusiness Visa Rewards APR*variable rate as low as 13.24% Grace Period for Purchases20 to 25 days Annual FeeNone Terms
TypeBusiness Visa Platinum APR*variable rate as low as 12.24% Grace Period for Purchases20 to 25 days Annual FeeNone Terms

For Business Loan Rates

Welcome to Business Unusual

At Idaho Central Credit Union, we provide specially designed products and services to help your business grow. This is why it’s never just business as usual with Idaho Central. It’s Business Unusual.

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