Business Rates

At Idaho Central, we want to see your business grow! That’s why we offer competitive rates on business savings accounts, business loans, certificates of deposit, and more. We are here to serve you and your business.

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Business CDs

Term APY* Interest Rate Initial Deposit
Term6 Month Promo CD APY*4.900 Interest Rate4.900% Initial Deposit$500
Term12 Month Promo CD APY*4.800 Interest Rate4.715% Initial Deposit$500
Term18 Month Promo CD APY*4.500 Interest Rate4.426% Initial Deposit$500
Term24 Month Promo CD APY*4.250 Interest Rate4.183% Initial Deposit$500
Term60 Month Promo CD APY*3.750 Interest Rate3.698% Initial Deposit$500
Term3 Month CD APY*0.300 Interest Rate0.300% Initial Deposit$500
Term6 Month CD APY*0.450 Interest Rate0.450% Initial Deposit$500
Term1 Year CD APY*0.700 Interest Rate0.698% Initial Deposit$500
Term18 Month CD APY*0.800 Interest Rate0.797% Initial Deposit$500
Term2 Year CD APY*0.900 Interest Rate0.896% Initial Deposit$500
Term3 Year CD APY*0.950 Interest Rate0.946% Initial Deposit$500
Term4 Year CD APY*1.000 Interest Rate0.996% Initial Deposit$500
Term5 Year CD APY*1.100 Interest Rate1.095% Initial Deposit$500
See all

*APY – Annual Percentage Yield

A penalty may be imposed for early withdrawal. No institutional deposits. Fees may reduce earnings.

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Rates valid for Tuesday, March 19 2024

Business Savings Account Rates

Balance APY* Interest Rate
Balance0-299 APY*0.000% Interest Rate0.000%
Balance300+ APY*0.150% Interest Rate0.149%

*APY – Annual Percentage Yield

Rates valid for Tuesday, March 19 2024

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Business Money Market Rates

Balance APY* Interest Rate
Balance0-2,499 APY*0.000% Interest Rate0.000%
Balance2,500-24,999 APY*0.200% Interest Rate0.199%
Balance25,000-49,999 APY*0.200% Interest Rate0.199%
Balance50,000-99,999 APY*0.200% Interest Rate0.199%
Balance100,000-249,999 APY*0.200% Interest Rate0.199%
Balance250,000+ APY*0.200% Interest Rate0.199%
See all

*APY – Annual Percentage Yield

Rates valid for Tuesday, March 19 2024

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Business Visa Credit Cards

Type APR* Grace Period for Purchases Annual Fee
TypeBusiness Premier Rewards APR*variable rate as low as 17.99% Grace Period for Purchases20 to 25 days Annual Fee$95.00, after the first year.
TypeBusiness Visa Rewards APR*variable rate as low as 13.99% Grace Period for Purchases20 to 25 days Annual FeeNone
TypeBusiness Visa Platinum APR*variable rate as low as 12.99% Grace Period for Purchases20 to 25 days Annual FeeNone

*The annual percentage rates listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria.

Rates valid for Tuesday, March 19 2024

For Business Loan Rates

Welcome to Business Unusual

At Idaho Central Credit Union, we provide specially designed products and services to help your business grow. This is why it’s never just business as usual with Idaho Central. It’s Business Unusual.

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