Loan Rates

Whether you are buying a new car or paying for college. With our competitive rates, Idaho Central Credit Union can empower you to get the loan that fits your needs.

Family eating dinner outside their RV

Auto

Age of Vehicle Loan Term Interest Rate
Age of Vehicle2022 or newer Loan Term48 months Interest Rate7.240% Terms
Age of Vehicle2022 or newer Loan Term60 months Interest Rate7.290% Terms
Age of Vehicle2022 or newer Loan Term72 months Interest Rate7.590% Terms
Age of Vehicle2019-2021 Loan Term48 months Interest Rate7.440% Terms
Age of Vehicle2019-2021 Loan Term60 months Interest Rate7.490% Terms
Age of Vehicle2019-2021 Loan Term72 months Interest Rate7.790% Terms
Age of Vehicle2016-2018 Loan Term48 months Interest Rate7.890% Terms
Age of Vehicle2013-2015 Loan Term48 months Interest Rate9.190% Terms
See all

Recreational Vehicles

Age of Vehicle Loan Term Interest Rate
Age of Vehicle2022 or newer Loan Term120 months Interest Rate9.590% Terms
Age of Vehicle2022 or newer Loan Term144 months Interest Rate10.040% Terms

Watercraft

Age of Vehicle Loan Term Interest Rate
Age of Vehicle2022 or newer Loan Term120 months Interest Rate9.590% Terms
Age of Vehicle2022 or newer Loan Term144 months Interest Rate10.040% Terms

Off-Road

Age of Vehicle Loan Term Interest Rate
Age of Vehicle2022 or newer Loan Term48 months Interest Rate9.290% Terms
Age of Vehicle2022 or newer Loan Term60 months Interest Rate10.290% Terms
Age of Vehicle2019-2021 Loan Term36 months Interest Rate10.340% Terms
Age of Vehicle2019-2021 Loan Term48 months Interest Rate10.840% Terms
Age of Vehicle2015-2018 Loan Term60 months Interest Rate11.490% Terms

Street Motorcycle

Age of Vehicle Loan Term Interest Rate
Age of Vehicle2022 or newer Loan Term60 months Interest Rate9.040% Terms
Age of Vehicle2019-2021 Loan Term60 months Interest Rate11.340% Terms
Age of Vehicle2015-2018 Loan Term60 months Interest Rate11.490% Terms

Trailer Rates

Age of Vehicle Loan Term Interest Rate
Age of Vehicle2022 or newer Loan Term120 months Interest Rate9.590% Terms
Age of Vehicle2022 or newer Loan Term144 months Interest Rate10.040% Terms

Visa Credit Cards

Type APR* Grace Period for Purchases Annual Fee
TypePremier Rewards APR*variable rate as low as 17.99% Grace Period for Purchases20 to 25 days Annual FeeNone Terms
TypeRewards APR*variable rate as low as 13.99% Grace Period for Purchases20 to 25 days Annual FeeNone Terms
TypeVariable-Rate Platinum APR*variable rate as low as 12.99% Grace Period for Purchases20 to 25 days Annual FeeNone Terms
TypeFixed-Rate Platinum APR*fixed rate as low as 16.99% Grace Period for Purchases20 to 25 days Annual FeeNone Terms

Signature Loans

Type Rate*
Type12 Months Rate*11.290% Terms
Type24 Months Rate*11.290% Terms
Type36 Months Rate*11.990% Terms
Type48 Months Rate*12.190% Terms
Type60 Months Rate*12.390% Terms
Type72 Months Rate*12.890% Terms
Type84 Months Rate*13.390% Terms
See all

Share Secured Loans

Type Rate*
TypeShare Secured Rate*3.095% Terms
TypeCD Secured Rate*3.095% Terms

Home Equity Loans

Type Rate*
TypeHome Equity Line of Credit Rate*8.000% Terms

Mortgage Rate Quote

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Become a Member

Idaho Central Credit Union was designed with one idea in mind, helping members achieve financial success. If you live or work in Idaho or Washington, chances are you can become a member of Idaho Central Credit Union.

Find Out How