Off-Road Vehicle Loans

We’ll keep you on the financial road to success so you can go off-road! With an Idaho Central Off-Road Vehicle Loan, you’ll receive the right loan option that matches your recreational fun, plus great rates.

People driving an UTV

AN OFF-ROAD VEHICLE LOAN IS BEST IF:

You want to enjoy the great outdoors with a dirt bike, ATV, snowmobile, side-by-side, utility trailer, or horse trailer.

Simple to Finance & Amazing Rates

At Idaho Central, we believe in making our financing options simple and easy. That’s why when you have Idaho Central Off-Road Vehicle Loan, you’ll receive the service you deserve so you can go enjoy outdoor fun!

  • Low, affordable interest rates
  • Quick loan decisions
  • Local, friendly service

Term Options

Up to 84 months

Fees

No loan application fees

How much will your monthly loan payment be? Use this calculator to determine how much your monthly loan payment will be, based on vehicle price and loan information.

Off-Road Vehicle Refinance Calculator

Determine out how much you could reduce your monthly and total loan payments if you refinance your loan.

Off-Road Rates

Age of Vehicle Loan Term Interest Rate
Age of Vehicle2022 or newer Loan Term48 months Interest Rate9.290% Terms
Age of Vehicle2022 or newer Loan Term60 months Interest Rate10.290% Terms
Age of Vehicle2019-2021 Loan Term36 months Interest Rate10.340% Terms
Age of Vehicle2019-2021 Loan Term48 months Interest Rate10.840% Terms
Age of Vehicle2015-2018 Loan Term60 months Interest Rate11.490% Terms

Know Your Off-Road Vehicle’s Value

It’s important to know your off-road vehicle’s market value. Do a little research and be sure you are paying a fair price. Or, if you need to sell your old off-road vehicle, make sure you aren’t missing out on money in your pocket. Either way, knowing your vehicle’s value will make you prepared to buy or sell.

Need to update your vehicle insurance? Learn more!

Let’s Get Your Off-Road Vehicle Loan Application Started

Let us know how you are planning on purchasing or refinancing your off-road vehicle, so we can fine-tune our loan options to fit your needs.

Become a Member

Idaho Central Credit Union was designed with one idea in mind, helping members achieve financial success. If you live or work in Idaho or Washington, chances are you can become a member of Idaho Central Credit Union.

Find Out How