Share Savings

Your first step to financial success begins with a Share Savings account at Idaho Central. Required to become a member, this account becomes a safety net for whatever your needs or ambitions are. It can help you save and provide a helping hand to reach your goals. Let’s do this together!

Required for membership. Limit one share savings account per membership.

Couple hiking

An ICCU Share Savings is best if:

You want a simple and flexible savings account, and to become a member of ICCU.

Share Savings – Own Your Share

Yes, it is required for ICCU membership, but it’s more than that! With a $25 deposit into your Idaho Central Share Savings Account, you become part owner of Idaho Central and receive access to all the benefits and services we have to offer. You’ll share your successes, and we’ll share ours. We grow together. Not to mention you’ll enjoy a simple, flexible savings account.

Even though there is one Share Savings Account per membership, Idaho Central offers a variety of other savings options to help meet your savings goals. Consider opening a Secondary Savings Account.

Minimum Balance to Open

$25 (Limit one share savings account per membership)

Minimum Balance to Earn Interest


Monthly Service Fee


Number of Withdrawals

6/month ($2 for each additional)

ICCU Savings Benefits

Free Mobile Banking

You have all the tools you need to manage your accounts through the ICCU mobile app or on, anywhere, anytime. Check balances, transfer money, pay bills, set up alerts, and so much more.

Free Credit Score & Monitoring

My Credit is a free service powered by SavvyMoney® that helps you stay on top of your credit. Check your credit score, view your credit report, and get up-to-date credit monitoring notifications through ICCU mobile or online banking.

Free VideoChat

Bank face-to-face from anywhere in the world with a live service agent through ICCU’s VideoChat. Not only is it convenient, it’s secure and easy to use for account questions, opening a new account, applying for a loan, and much more!

Free Zelle® Money Transfers

Zelle is a fast, safe and easy way to send money to people you trust, right from the Idaho Central Credit Union mobile app – no matter where they bank.

Share Savings Account

Balance APY* Interest Rate
0-299 0.000% 0.000%
300+ 0.150% 0.149%

*APY – Annual Percentage Yield

Rates valid for Tuesday, November 28 2023

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Become a Member

Idaho Central Credit Union was designed with one idea in mind, helping members achieve financial success. If you live or work in Idaho or Washington, chances are you can become a member of Idaho Central Credit Union.

Find Out How