High-Yield Online Savings

Convenient online access with an incredible rate? That’s Idaho Central’s High-Yield Online Savings Account! Share a high five and let your money do the rest.

Account requires membership at ICCU, which includes a Share Savings Account with minimum $25 opening account balance and a one-time $5 membership fee.

Couple giving a high five in the kitchen


You want a convenient online account that earns a great rate.

All the Benefits Plus Amazing Rate

Online only doesn’t mean less. In this case it means more with a higher rate of return! It’s a convenient and secure way to watch your money grow with interest paid monthly.

Minimum Balance to Open


Minimum Balance to Earn Interest


Monthly Service Fee

$10 if balance is less than $1,000

Number of Withdrawals

6/month ($10 for each additional)

ICCU Savings Benefits

Free Mobile Banking

You have all the tools you need to manage your accounts through the ICCU mobile app or on ICCU.com, anywhere, anytime. Check balances, transfer money, pay bills, set up alerts, and so much more.

Free Credit Score & Monitoring

My Credit is a free service powered by SavvyMoney® that helps you stay on top of your credit. Check your credit score, view your credit report, and get up-to-date credit monitoring notifications through ICCU mobile or online banking.

Free VideoChat

Bank face-to-face from anywhere in the world with a live service agent through ICCU’s VideoChat. Not only is it convenient, it’s secure and easy to use for account questions, opening a new account, applying for a loan, and much more!

Free Zelle® Money Transfers

Zelle is a fast, safe and easy way to send money to people you trust, right from the Idaho Central Credit Union mobile app – no matter where they bank.

High-Yield Online Savings Account

Balance APY* Interest Rate
0-999 0.000% 0.000%
1,000-24,999 4.250% 4.169%
25,000-49,999 4.250% 4.169%
50,000-99,999 4.250% 4.169%
100,000-249,999 4.250% 4.169%
250,000+ 4.250% 4.169%
See all

*APY – Annual Percentage Yield

Rates valid for Friday, September 22 2023

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Become a Member

Idaho Central Credit Union was designed with one idea in mind, helping members achieve financial success. If you live or work in Idaho or Washington, chances are you can become a member of Idaho Central Credit Union.

Find Out How