Biweekly Home Loans

Sometimes you just need more flexibility in life. With an Idaho Central Biweekly Home Loan, you’ll get just that. Enjoy the convenience of making biweekly payments that can be tailored to your pay schedule.

Family sitting on their front porch


You want to refinance your home for a more flexible payment schedule.

Flexibility for Your Finances

Not only will you have the flexibility of making biweekly payments, but you’ll also have the same interest rate for the life of the loan. We like being flexible!

  • Protection from rising interest rates
  • Save on interest expense
  • Shorten the term of your loan
  • Build your home’s equity faster

Term Options

10, 15, 20, 30 Years

Down Payment

As low as 5% of purchase price

Eligible Properties

Refinance, Primary Residence, Second Home, Manufactured Home

Refinance Your Home With Confidence

We want to help you through the loan process and get you resting comfortably in your home as soon as possible. Our highly trained, friendly staff understands the housing market where you want to live. After all, we live here, too. We’re available to help during extended hours and on Saturdays.

Fast, Local Decisions

  • Local underwriting
  • Fast approvals
  • Fast closing, usually within 30 days
  • Local servicing on most loans

Save Money

  • Low, affordable interest rates
  • No initial loan application fees
  • Low mortgage insurance premiums
  • No origination fee loan options
  • Extended rate lock options available from 90 to 360 days
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Information and interactive calculators are made available as self-help tools for your independent use and are intended for educational purposes only. Any results are estimates based on the information provided by you, the user.

Personalized Rate Quote

Tailored to your unique circumstances, our personalized mortgage rate quote tool asks you a few questions about your current financial situation. Based on your answers you will be given a list of rates that fit your needs. Get your personalized mortgage rate today.

Become a Member

Idaho Central Credit Union was designed with one idea in mind, helping members achieve financial success. If you live or work in Idaho or Washington, chances are you can become a member of Idaho Central Credit Union.

Find Out How